Debitura.MCP vs PayRam
A side-by-side look at the Debitura.MCP and PayRam MCP servers: transport, auth, tools, quality signals, and the config to install either one in Claude, Cursor, Windsurf or VS Code.
Verdict: choose Debitura.MCP for finance & fintech work over a hosted endpoint; choose PayRam for finance & fintech over a hosted endpoint. You can also run both side by side in one mcpServers block.
Which MCP server should you choose?
Choose Debitura.MCP when
- You need dedicated capabilities in the Finance & Fintech domain.
- You prefer a remote HTTP/SSE transport.
- You want tools like
ping, list_cases, get_case.
Choose PayRam when
- You need dedicated capabilities in the Finance & Fintech domain.
- You prefer a remote HTTP/SSE transport.
- You want tools like
payram_setup_plan, payram_doctor, payram_troubleshoot.
Feature & specification comparison
Rows where the two servers differ are marked.
| Spec | ||
|---|---|---|
| Category | Finance & Fintech | Finance & Fintech |
| Quality signal | 59/100 · Good | 63/100 · Good |
| Install command | Confirmed | Confirmed |
| Transport | Remote HTTP/SSE | Remote HTTP/SSE |
| Auth | Not declared | Not declared |
| Pricing | Not declared | Not declared |
| Required env vars | None listed | None listed |
| Verified owner | Community listing | Community listing |
| GitHub stars | 0 | 158 |
| Directory activity | 1 views 0 installs 0 upvotes | 0 views 0 installs 0 upvotes |
| Tools | 16 | 44 |
| Full listing | View Debitura.MCP | View PayRam |
Tools & capabilities
Debitura.MCP tools 16
pingVerify the connection to Debitura and show which creditor account the API key belongs to. Call this first to confirm the integration is set up correctly.list_casesList the creditor's debt collection cases with pagination, status filtering, and sorting. Returns compact case summaries: reference, debtor name + country, amounts, lifecycle, partner, key dates. Use get_case for full detail on a specific case. Lifecycle values (statuses filter and output): `PendingContractSigning` · `PendingVerificationInternal` · `PendingVerification` · `NeedsAdditionalDetails` · `Leads` · `LeadsQuoteGiven` · `Active` · `Paused` · `Closed` · `Merged` Sortable fields: `DateCreated` · `DateUpdated` · `DateFinished` · `DateCollectionStarted` · `DueDate` · `Date` · `GrossAmount` · `Remainder` · `InterestFees` · `CollectionFees` Sort format: `Field:asc` or `Field:desc`, e.g. `GrossAmount:desc` Note: results include the creditor's own test cases; the `isTestCase` flag on each case marks them.get_caseFetch one collection case in full detail. Look it up by Debitura case ID (GUID), by your own creditor reference (e.g. invoice number), or by the Debitura case reference shown in the portal. Provide exactly one of the three identifiers.get_case_activityFetch the chronological timeline of a case — what has happened so far: status changes, partner actions, communications, and payments. Returns an envelope `{ items, currentEngagementPhase }`: `items` is the chronological event list, and `currentEngagementPhase` is the case's current engagement phase ("Pre-legal", "Legal", or "Enforcement"; null when no active engagement exists).get_case_messagesRead the chat conversation on a case between you and the collection partner handling it. Each message includes: senderName, role (Creditor / Partner / Managed by partner), sentAt (UTC), message. See the debitura://glossary/chat-roles resource for what each role means.get_case_paymentsList every payment recorded on a case — money recovered so far.get_case_contract_statusCheck which contracts (e.g. debt collection agreement, power of attorney) are signed or still blocking a case, including signing URLs for any outstanding documents.preview_caseDry-run a collection case BEFORE creating it: returns eligibility, the assigned collection partner, pricing (success fee), and any contracts that would need signing. Nothing is persisted. ALWAYS call this before create_case and show the user the pricing and requirements.list_team_membersList the team members on the creditor's Debitura account. Use this to resolve a valid sender (userId or email) before calling send_case_message, or a case owner for create_case.list_case_filesList all documents attached to a case: file name, document type, description, upload date, and a time-limited SAS download URL. Each file also carries downloadUrlExpiresAt (UTC) — when the download URL stops working, so a cached URL can be refreshed in time. Use upload_case_file to attach new documents.get_account_summaryReturn a count of cases per lifecycle stage for the creditor's account. Useful for a quick portfolio overview without listing all cases. Stages: PendingContractSigning, PendingVerificationInternal, PendingVerification, NeedsAdditionalDetails, Leads, LeadsQuoteGiven, Active, Paused, Closed, Merged. Note: these counts include the creditor's own test cases; list_cases exposes the `isTestCase` flag that marks them.list_tasksList every open task (action-item) across your whole account — things the platform needs you to do before a case (or your account) can proceed: reply to a chat, sign a contract, assign a bank account, and so on. Use get_case_tasks instead to scope this to one case. Tasks auto-resolve once the underlying condition clears — e.g. replying to a case's chat makes its ReplyToChat task disappear on its own. Treat this as a live work queue, not a log: a task seen on one call may no longer be open on the next. Every task carries a solutionUrl — an absolute link a human can open to resolve it in one click, whatever the type. Some types (today: ReplyToChat, ClientInputRequired, MoreInfoNeeded) additionally carry a non-null `action` pointing at the exact API call that resolves them — for those, call send_case_message with the task's caseId instead of sending a human to solutionUrl. Tasks without an action rely on solutionUrl alone. Task types: Generic, ReplyToChat, SelectQuoteWinner, ReviewPartner, ClientInputRequired, SignContract, MoreInfoNeeded, AssignBankAccount, CaseValidationNeedsInfo.- +4 more on the listing page
PayRam tools 44
payram_setup_planStart here to install PayRam on a VPS. Returns an ordered, personalised plan — prepare server → install → claim admin + set public URL → wallets (incl. Smart Bridge review) → API key + first payment link → hardening → store/app integration — with who runs each step (agent shell vs human/dashboard), exact commands, what success looks like, and hard stops that need the human (cold wallet, mainnet spend, root-only settings). Ask the user first whether you can run commands on their server (access "ssh") or only chat with them (access "human_runs_commands": they run each command and paste the output back). Pass stage to resume mid-way; payram_doctor tells you the stage of a running server.payram_doctorRead-only diagnosis of a PayRam server by its public URL — works from the hosted MCP without credentials: reachability, health, TLS certificate, installed vs latest version, worker states. Optionally validates an API key without creating anything. Returns ranked likely causes and exact fixes for the first failing stage. Run this first when anything PayRam-related fails.payram_troubleshootSomething is not working? Describe the problem in plain words and/or paste the error or log text. Returns the known PayRam problems it matches, what each usually means, how to confirm it and the fix, plus which tool to use next. Needs no credentials and no access to the server; what you paste is not stored. Call with nothing to list known problems. For a live check of a running server use payram_doctor.payram_runbookStep-by-step procedures for changes to a running PayRam, each step marked agent vs human with hard stops: set_site_url, change_domain, ssl_setup, ssl_renewal_fix, firewall_ports, upgrade, backup, restore, add_chain, smart_bridge, mainnet_cutover, operator_setup, rotate_api_key, reset_test_install, shopify_connector, woocommerce_plugin, secure_analytics_mcp, install_failed, custom_port_or_proxy, external_database, forgot_root_password. Omit task to list them.payram_ops_playbookExact, copy-paste recipes for day-2 operations and troubleshooting that YOU run against the merchant's PayRam API with credentials that stay on your machine: which endpoint, which credential (public / dashboard JWT / project API key), a curl+jq command, how to read the answer, and what not to do. Start with "connect". Tasks: connect, health, version_check, workers, restart_worker, node_sync, site_url, payment_options, unswept_funds, payments_today, payment_lookup, stuck_payment, create_payment_link, payouts, webhooks, logs, daily_check. Omit task to list them.generate_env_templateCreates a .env template for configuring a merchant backend to talk to a self-hosted Payram server.generate_setup_checklistReturns a step-by-step checklist of everything a merchant must configure to start using Payram.suggest_file_structureSuggests a recommended backend folder/file structure for integrating Payram.get_agent_setup_flowReturns the canonical PayRam headless-agent guide: agent CLI commands, env vars, merchant vs operator mode, wallet flows, adding chains, troubleshooting. Long (~11k tokens). For a short personalised plan use payram_setup_plan.generate_payment_sdk_snippetGenerates backend code using the official Payram JS/TS SDK to create a payment.generate_payment_http_snippetGenerates a raw HTTP sample for creating a Payram payment in the requested language.generate_payment_status_snippetGenerates backend code to query the status of a Payram payment.- +32 more on the listing page
Ready-to-paste client configs
Paste either block (or both) into your client config, e.g. claude_desktop_config.json or ~/.cursor/mcp.json. We only show a config when the install command is confirmed.
Debitura.MCP
{
"mcpServers": {
"debitura-debitura-mcp": {
"url": "https://mcp.debitura.com/mcp"
}
}
}
PayRam
{
"mcpServers": {
"payram": {
"url": "https://mcp.payram.com/mcp"
}
}
}
Frequently asked questions
Debitura.MCP is categorized under Finance & Fintech and uses a remote HTTP/SSE transport. PayRam belongs to Finance & Fintech and uses a remote HTTP/SSE transport. Pick Debitura.MCP for finance & fintech work and PayRam for finance & fintech.
Copy the mcpServers block from the config section on this page into your client's config (for example claude_desktop_config.json or ~/.cursor/mcp.json), then fully restart the client.
Debitura.MCP has no declared pricing — check the project's own site. PayRam has no declared pricing — check the project's own site. If a server needs environment variables such as API keys, define them under the env key in your client's MCP config.
Yes. MCP clients support multiple servers: add debitura-debitura-mcp and payram as separate keys in the same mcpServers object, and your assistant will call tools from either one.
On AllMCPs, Debitura.MCP has a quality signal of 59/100 (Good) with 1 views, 0 installs and 0 GitHub stars. PayRam has 63/100 (Good) with 0 views, 0 installs and 158 GitHub stars.