Debitura.MCP vs Lunch Money
A side-by-side look at the Debitura.MCP and Lunch Money MCP servers: transport, auth, tools, quality signals, and the config to install either one in Claude, Cursor, Windsurf or VS Code.
Verdict: choose Debitura.MCP for finance & fintech work over a hosted endpoint; choose Lunch Money for finance & fintech as a local process. You can also run both side by side in one mcpServers block.
Which MCP server should you choose?
Choose Debitura.MCP when
- You need dedicated capabilities in the Finance & Fintech domain.
- You prefer a remote HTTP/SSE transport.
- You want tools like
ping, list_cases, get_case.
Choose Lunch Money when
- You need dedicated capabilities in the Finance & Fintech domain.
- You prefer a local stdio subprocess transport.
- You have the keys it needs:
LUNCHMONEY_API_TOKEN. - You want tools like
get_user, get_all_categories, get_single_category.
Feature & specification comparison
Rows where the two servers differ are marked.
| Spec | ||
|---|---|---|
| Category | Finance & Fintech | Finance & Fintech |
| Quality signal | 59/100 · Good | 65/100 · Great |
| Install command | Confirmed | Confirmed |
| Transport | Remote HTTP/SSE | Local subprocess (stdio) |
| Auth | Not declared | Not declared |
| Pricing | Not declared | Not declared |
| Required env vars | None listed | LUNCHMONEY_API_TOKEN |
| Verified owner | Community listing | Community listing |
| GitHub stars | 0 | 109 |
| Directory activity | 1 views 0 installs 0 upvotes | 1 views 0 installs 0 upvotes |
| Tools | 16 | 59 |
| Full listing | View Debitura.MCP | View Lunch Money |
Tools & capabilities
Debitura.MCP tools 16
pingVerify the connection to Debitura and show which creditor account the API key belongs to. Call this first to confirm the integration is set up correctly.list_casesList the creditor's debt collection cases with pagination, status filtering, and sorting. Returns compact case summaries: reference, debtor name + country, amounts, lifecycle, partner, key dates. Use get_case for full detail on a specific case. Lifecycle values (statuses filter and output): `PendingContractSigning` · `PendingVerificationInternal` · `PendingVerification` · `NeedsAdditionalDetails` · `Leads` · `LeadsQuoteGiven` · `Active` · `Paused` · `Closed` · `Merged` Sortable fields: `DateCreated` · `DateUpdated` · `DateFinished` · `DateCollectionStarted` · `DueDate` · `Date` · `GrossAmount` · `Remainder` · `InterestFees` · `CollectionFees` Sort format: `Field:asc` or `Field:desc`, e.g. `GrossAmount:desc` Note: results include the creditor's own test cases; the `isTestCase` flag on each case marks them.get_caseFetch one collection case in full detail. Look it up by Debitura case ID (GUID), by your own creditor reference (e.g. invoice number), or by the Debitura case reference shown in the portal. Provide exactly one of the three identifiers.get_case_activityFetch the chronological timeline of a case — what has happened so far: status changes, partner actions, communications, and payments. Returns an envelope `{ items, currentEngagementPhase }`: `items` is the chronological event list, and `currentEngagementPhase` is the case's current engagement phase ("Pre-legal", "Legal", or "Enforcement"; null when no active engagement exists).get_case_messagesRead the chat conversation on a case between you and the collection partner handling it. Each message includes: senderName, role (Creditor / Partner / Managed by partner), sentAt (UTC), message. See the debitura://glossary/chat-roles resource for what each role means.get_case_paymentsList every payment recorded on a case — money recovered so far.get_case_contract_statusCheck which contracts (e.g. debt collection agreement, power of attorney) are signed or still blocking a case, including signing URLs for any outstanding documents.preview_caseDry-run a collection case BEFORE creating it: returns eligibility, the assigned collection partner, pricing (success fee), and any contracts that would need signing. Nothing is persisted. ALWAYS call this before create_case and show the user the pricing and requirements.list_team_membersList the team members on the creditor's Debitura account. Use this to resolve a valid sender (userId or email) before calling send_case_message, or a case owner for create_case.list_case_filesList all documents attached to a case: file name, document type, description, upload date, and a time-limited SAS download URL. Each file also carries downloadUrlExpiresAt (UTC) — when the download URL stops working, so a cached URL can be refreshed in time. Use upload_case_file to attach new documents.get_account_summaryReturn a count of cases per lifecycle stage for the creditor's account. Useful for a quick portfolio overview without listing all cases. Stages: PendingContractSigning, PendingVerificationInternal, PendingVerification, NeedsAdditionalDetails, Leads, LeadsQuoteGiven, Active, Paused, Closed, Merged. Note: these counts include the creditor's own test cases; list_cases exposes the `isTestCase` flag that marks them.list_tasksList every open task (action-item) across your whole account — things the platform needs you to do before a case (or your account) can proceed: reply to a chat, sign a contract, assign a bank account, and so on. Use get_case_tasks instead to scope this to one case. Tasks auto-resolve once the underlying condition clears — e.g. replying to a case's chat makes its ReplyToChat task disappear on its own. Treat this as a live work queue, not a log: a task seen on one call may no longer be open on the next. Every task carries a solutionUrl — an absolute link a human can open to resolve it in one click, whatever the type. Some types (today: ReplyToChat, ClientInputRequired, MoreInfoNeeded) additionally carry a non-null `action` pointing at the exact API call that resolves them — for those, call send_case_message with the task's caseId instead of sending a human to solutionUrl. Tasks without an action rely on solutionUrl alone. Task types: Generic, ReplyToChat, SelectQuoteWinner, ReviewPartner, ClientInputRequired, SignContract, MoreInfoNeeded, AssignBankAccount, CaseValidationNeedsInfo.- +4 more on the listing page
Lunch Money tools 59
get_userGet details on the current userget_all_categoriesGet a list of all categories associated with the user's account. Returns categories in alphabetical order.get_single_categoryGet details on a single category or category group, including the list of children categories for category groups.create_categoryCreate a new category or a category group. Set is_group=true to create a category group; supply children as an array of existing category IDs and/or strings (names of new sub-categories to create).update_categoryUpdate properties for an existing category or category group. For category groups, supplying children replaces the group's full child list. Cannot be used to convert between category and category group.delete_categoryDelete a single category or category group. By default fails (HTTP 422) if dependencies exist, returning a structured `dependents` payload. Set force=true to delete and disassociate from all related budgets, transactions, recurring items, etc. Force delete is irreversible.get_all_tagsGet a list of all tags associated with the user's account.get_single_tagGet details of a single tag by ID.create_tagCreate a new tag.update_tagUpdate properties for an existing tag.delete_tagDelete a tag. By default fails (HTTP 422) with a structured `dependents` payload if the tag is in use by transactions or rules. Set force=true to delete and disassociate from those records.get_transactionsRetrieve transactions, optionally filtered by date range, account, category, tag, recurring item, status, and more. Returns at most `limit` transactions (default 1000, max 2000); `has_more` is set on the response when more match the filters. Pending and split-parent / group-child transactions are excluded by default.- +47 more on the listing page
Ready-to-paste client configs
Paste either block (or both) into your client config, e.g. claude_desktop_config.json or ~/.cursor/mcp.json. We only show a config when the install command is confirmed.
Debitura.MCP
{
"mcpServers": {
"debitura-debitura-mcp": {
"url": "https://mcp.debitura.com/mcp"
}
}
}
Lunch Money
{
"mcpServers": {
"lunch-money": {
"command": "npx",
"args": [
"-y",
"@akutishevsky/lunchmoney-mcp"
],
"env": {
"LUNCHMONEY_API_TOKEN": "YOUR_LUNCHMONEY_API_TOKEN_HERE"
}
}
}
}
Frequently asked questions
Debitura.MCP is categorized under Finance & Fintech and uses a remote HTTP/SSE transport. Lunch Money belongs to Finance & Fintech and uses a local stdio subprocess. Pick Debitura.MCP for finance & fintech work and Lunch Money for finance & fintech.
Copy the mcpServers block from the config section on this page into your client's config (for example claude_desktop_config.json or ~/.cursor/mcp.json), then fully restart the client.
Debitura.MCP has no declared pricing — check the project's own site. Lunch Money has no declared pricing — check the project's own site. If a server needs environment variables such as API keys, define them under the env key in your client's MCP config.
Yes. MCP clients support multiple servers: add debitura-debitura-mcp and lunch-money as separate keys in the same mcpServers object, and your assistant will call tools from either one.
On AllMCPs, Debitura.MCP has a quality signal of 59/100 (Good) with 1 views, 0 installs and 0 GitHub stars. Lunch Money has 65/100 (Great) with 1 views, 0 installs and 109 GitHub stars.