Sec vs Lunch Money

A side-by-side look at the Sec and Lunch Money MCP servers: transport, auth, tools, quality signals, and the config to install either one in Claude, Cursor, Windsurf or VS Code.

Sec logoSecFinance & Fintech · Local subprocess (stdio)SEC MCP — SEC EDGAR public APIs (free, no auth)56GoodAuth: not declaredLunch Money logoLunch MoneyFinance & Fintech · Local subprocess (stdio)MCP server for managing LunchMoney personal finances: transactions, budgets, categories, and more.65GreatAuth: not declared

Verdict: choose Sec for finance & fintech work as a local process; choose Lunch Money for finance & fintech as a local process. You can also run both side by side in one mcpServers block.

Which MCP server should you choose?

Sec logoChoose Sec when

  • You need dedicated capabilities in the Finance & Fintech domain.
  • You prefer a local stdio subprocess transport.
  • You want tools like search_companies, get_company_filings, get_company_facts.
Explore Sec

Lunch Money logoChoose Lunch Money when

  • You need dedicated capabilities in the Finance & Fintech domain.
  • You prefer a local stdio subprocess transport.
  • You have the keys it needs: LUNCHMONEY_API_TOKEN.
  • You want tools like get_user, get_all_categories, get_single_category.
Explore Lunch Money

Feature & specification comparison

Rows where the two servers differ are marked.

SpecSec logoSecLunch Money logoLunch Money
CategoryFinance & FintechFinance & Fintech
Quality signal56/100 · Good65/100 · Great
Install commandConfirmedConfirmed
TransportLocal subprocess (stdio)Local subprocess (stdio)
AuthNot declaredNot declared
PricingNot declaredNot declared
Required env varsNone listedLUNCHMONEY_API_TOKEN
Verified ownerCommunity listingCommunity listing
GitHub stars0109
Directory activity 1 views 0 installs 0 upvotes 1 views 0 installs 0 upvotes
Tools359

Tools & capabilities

Sec tools 3

  • search_companiesSearch SEC EDGAR for companies by name or ticker symbol. Returns matching company names and their CIK numbers, which are needed for other SEC tools.
  • get_company_filingsGet recent SEC filings for a company by CIK number, ticker, or company name. Returns filing dates, form types, and accession numbers. Optionally filter by form type (e.g., "10-K", "10-Q", "8-K").
  • get_company_factsGet XBRL financial facts for a company by CIK number, ticker, or company name. Returns latest_annual — revenue, net income, operating income, total assets, liabilities, equity, cash, EPS and shares for the most recent fiscal year (10-K), resolved to whichever XBRL concept the filer currently reports under — plus per-concept detail with the fiscal year and period end on every figure. Concepts the filer has retired (e.g. a pre-ASC-606 Revenues tag) are kept for history but flagged stale and sorted last.

Lunch Money tools 59

  • get_userGet details on the current user
  • get_all_categoriesGet a list of all categories associated with the user's account. Returns categories in alphabetical order.
  • get_single_categoryGet details on a single category or category group, including the list of children categories for category groups.
  • create_categoryCreate a new category or a category group. Set is_group=true to create a category group; supply children as an array of existing category IDs and/or strings (names of new sub-categories to create).
  • update_categoryUpdate properties for an existing category or category group. For category groups, supplying children replaces the group's full child list. Cannot be used to convert between category and category group.
  • delete_categoryDelete a single category or category group. By default fails (HTTP 422) if dependencies exist, returning a structured `dependents` payload. Set force=true to delete and disassociate from all related budgets, transactions, recurring items, etc. Force delete is irreversible.
  • get_all_tagsGet a list of all tags associated with the user's account.
  • get_single_tagGet details of a single tag by ID.
  • create_tagCreate a new tag.
  • update_tagUpdate properties for an existing tag.
  • delete_tagDelete a tag. By default fails (HTTP 422) with a structured `dependents` payload if the tag is in use by transactions or rules. Set force=true to delete and disassociate from those records.
  • get_transactionsRetrieve transactions, optionally filtered by date range, account, category, tag, recurring item, status, and more. Returns at most `limit` transactions (default 1000, max 2000); `has_more` is set on the response when more match the filters. Pending and split-parent / group-child transactions are excluded by default.
  • +47 more on the listing page

Ready-to-paste client configs

Paste either block (or both) into your client config, e.g. claude_desktop_config.json or ~/.cursor/mcp.json. We only show a config when the install command is confirmed.

Sec

mcpServers (Claude Desktop / Cursor)
{
  "mcpServers": {
    "sec": {
      "command": "npx",
      "args": [
        "-y",
        "@pipeworx/mcp-sec"
      ]
    }
  }
}

Lunch Money

mcpServers (Claude Desktop / Cursor)
{
  "mcpServers": {
    "lunch-money": {
      "command": "npx",
      "args": [
        "-y",
        "@akutishevsky/lunchmoney-mcp"
      ],
      "env": {
        "LUNCHMONEY_API_TOKEN": "YOUR_LUNCHMONEY_API_TOKEN_HERE"
      }
    }
  }
}

Frequently asked questions

Sec is categorized under Finance & Fintech and uses a local stdio subprocess. Lunch Money belongs to Finance & Fintech and uses a local stdio subprocess. Pick Sec for finance & fintech work and Lunch Money for finance & fintech.

Copy the mcpServers block from the config section on this page into your client's config (for example claude_desktop_config.json or ~/.cursor/mcp.json), then fully restart the client.

Sec has no declared pricing — check the project's own site. Lunch Money has no declared pricing — check the project's own site. If a server needs environment variables such as API keys, define them under the env key in your client's MCP config.

Yes. MCP clients support multiple servers: add sec and lunch-money as separate keys in the same mcpServers object, and your assistant will call tools from either one.

On AllMCPs, Sec has a quality signal of 56/100 (Good) with 1 views, 0 installs and 0 GitHub stars. Lunch Money has 65/100 (Great) with 1 views, 0 installs and 109 GitHub stars.