Ox402 Utils vs Httpayer MCP

In-depth architectural comparison of the Ox402 Utils and Httpayer MCP MCP servers. Compare execution transports, security boundaries, tool capabilities, quality scores, and ready-to-paste client installation snippets for Claude, Cursor, Windsurf, and VS Code.

Which MCP Server Should You Choose?

O

Choose Ox402 Utils when:

• You need dedicated capabilities in the Finance & Fintech domain.
• You prefer remote streaming HTTP/SSE transport architecture.
• Your security boundary fits: No auth required (Free / Open Source).

Explore Ox402 Utils Details

Choose Httpayer MCP when:

• You need dedicated capabilities in the Finance & Fintech domain.
• You prefer local stdio subprocess transport architecture.
• Your security boundary fits: No auth required (Free / Open Source).

Explore Httpayer MCP Details

Feature & Specification Comparison

Specification	O Ox402 Utils Finance & Fintech	Httpayer MCP Finance & Fintech
Summary	45 micro-priced utilities for AI agents: search, screenshots, OCR, whois, geoip, prices. x402 USDC.	x402 micropayments for AI agents — credits-based, no wallets, no blockchain.
Category & Scope	Finance & Fintech	Finance & Fintech
Quality signal

Tools & Capabilities Breakdown

Ready-to-Paste Client Configurations

Paste either (or both) of these JSON server blocks into your client config file (e.g. claude_desktop_config.json or ~/.cursor/mcp.json).

{
  "mcpServers": {
    "ox402-utils": {
      "url": "https://deviant-oils-guardian-coating.trycloudflare.com"
    }
  }
}

{
  "mcpServers": {
    "mcp-196": {
      "command": "npx",
      "args": [
        "-y",
        "@httpayer/mcp"
      ]
    }
  }
}

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