Personal Finance MCP vs Solana MCP by Vybe

A side-by-side look at the Personal Finance MCP and Solana MCP by Vybe MCP servers: transport, auth, tools, quality signals, and the config to install either one in Claude, Cursor, Windsurf or VS Code.

Personal Finance MCP logoPersonal Finance MCPFinance & Fintech · Remote HTTP/SSESelf-hosted, read-only MCP server that connects banks, credit cards, loans, and brokerage accounts via Plaid. 9 tools for balances, transactions, recurring charges, liabilities, and investment holdings.55GoodAuth: api key requiredSolana MCP by Vybe logoSolana MCP by VybeFinance & Fintech · Remote HTTP/SSESolana MCP for wallets, trades, markets, PnL, transfers, onchain data, signable swaps and API tools.63GoodAuth: not declared

Verdict: choose Personal Finance MCP for finance & fintech work over a hosted endpoint; choose Solana MCP by Vybe for finance & fintech over a hosted endpoint. You can also run both side by side in one mcpServers block.

Which MCP server should you choose?

Personal Finance MCP logoChoose Personal Finance MCP when

  • You need dedicated capabilities in the Finance & Fintech domain.
  • You prefer a remote HTTP/SSE transport.
  • Its auth model fits you: API key required.
  • You have the keys it needs: PLAID_CLIENT_ID, PLAID_SECRET, PLAID_TOKEN_CHASE.
  • You want tools like list_accounts, get_balances, get_transactions.
Explore Personal Finance MCP

Solana MCP by Vybe logoChoose Solana MCP by Vybe when

  • You need dedicated capabilities in the Finance & Fintech domain.
  • You prefer a remote HTTP/SSE transport.
  • You want tools like list-endpoints, get-endpoint, search-endpoints.
Explore Solana MCP by Vybe

Feature & specification comparison

Rows where the two servers differ are marked.

SpecPersonal Finance MCP logoPersonal Finance MCPSolana MCP by Vybe logoSolana MCP by Vybe
CategoryFinance & FintechFinance & Fintech
Quality signal55/100 · Good63/100 · Good
Install commandConfirmedConfirmed
TransportRemote HTTP/SSERemote HTTP/SSE
AuthAPI key requiredNot declared
PricingFreeNot declared
Required env varsPLAID_CLIENT_IDPLAID_SECRETPLAID_TOKEN_CHASENone listed
Verified ownerCommunity listingCommunity listing
GitHub stars92,136
Directory activity 4 views 0 installs 0 upvotes 0 views 0 installs 0 upvotes
Tools97

Tools & capabilities

Personal Finance MCP tools 9

  • list_accountsEvery account across every linked bank, with balances
  • get_balancesLive current + available balances (optionally filtered by account)
  • get_transactionsTransactions in a date range (up to 2 years back)
  • search_transactionsKeyword search across merchant / name / counterparty
  • get_recurring_transactionsDetected recurring inflow + outflow streams
  • get_liabilitiesCredit cards, student loans, mortgages with APRs and payment details
  • get_investment_holdingsCurrent holdings with symbol + security metadata
  • get_investment_transactionsBuy / sell / dividend history in a date range
  • get_institutions_statusHealth of each linked bank (surfaces re-auth needs)

Solana MCP by Vybe tools 7

  • list-endpointsLists all API paths and their HTTP methods with summaries, organized by path. Results can be passed directly into 'get-endpoint'.
  • get-endpointGets detailed information about a specific API endpoint, including security schemes and servers
  • search-endpointsPerforms a deep search through paths, operations, and parameters to discover relevant API endpoints. Use this tool to find specific API capabilities, required parameters, or data models based on search keywords. Results can be passed directly into 'get-endpoint'.
  • query-vybe-apiRuns a read-only GET request against a documented /v4 path on the Vybe Solana API (see https://docs.vybenetwork.com) and returns live Solana data: token prices, holders, liquidity and candles; wallet balances, PnL, counterparties and DeFi positions; markets, trades, transfers, top traders and labeled accounts. Use list-endpoints or search-endpoints to find a path and get-endpoint to check its parameters first. This tool cannot create, modify, or delete anything.
  • query-vybe-api-batchReads Solana wallet data for many addresses in one call from the Vybe Solana API (see https://docs.vybenetwork.com). These endpoints use a POST body only to carry the list of wallet addresses; they do not create, modify, or delete any data. Use query-vybe-api for single-wallet and all other reads.
  • build-vybe-transactionBuilds an unsigned Solana transaction with the Vybe Solana API (see https://docs.vybenetwork.com) for a token swap, a token-account close, or an MEV withdrawal, and returns it as base64 for the user to review and sign in their own wallet. This tool never signs, submits, or broadcasts a transaction, never moves funds on its own, and never accepts private keys. Use query-vybe-api with /v4/trading/swap-quote first when the user only wants a price quote.
  • pay-with-x402Before calling any Vybe endpoint without an API key (e.g. AI agent, throwaway script, premium-only path), use this to access the same endpoint via x402 pay-per-call USDC on Solana.

Ready-to-paste client configs

Paste either block (or both) into your client config, e.g. claude_desktop_config.json or ~/.cursor/mcp.json. We only show a config when the install command is confirmed.

Personal Finance MCP

mcpServers (Claude Desktop / Cursor)
{
  "mcpServers": {
    "josuem1109-personal-finance-mcp": {
      "url": "http://localhost:8000/mcp"
    }
  }
}

Solana MCP by Vybe

mcpServers (Claude Desktop / Cursor)
{
  "mcpServers": {
    "solana-mcp-by-vybe": {
      "url": "https://mcp.vybenetwork.xyz/mcp"
    }
  }
}

Frequently asked questions

Personal Finance MCP is categorized under Finance & Fintech and uses a remote HTTP/SSE transport. Solana MCP by Vybe belongs to Finance & Fintech and uses a remote HTTP/SSE transport. Pick Personal Finance MCP for finance & fintech work and Solana MCP by Vybe for finance & fintech.

Copy the mcpServers block from the config section on this page into your client's config (for example claude_desktop_config.json or ~/.cursor/mcp.json), then fully restart the client.

Personal Finance MCP is listed as free. Auth: api key required. Solana MCP by Vybe has no declared pricing — check the project's own site. If a server needs environment variables such as API keys, define them under the env key in your client's MCP config.

Yes. MCP clients support multiple servers: add josuem1109-personal-finance-mcp and solana-mcp-by-vybe as separate keys in the same mcpServers object, and your assistant will call tools from either one.

On AllMCPs, Personal Finance MCP has a quality signal of 55/100 (Good) with 4 views, 0 installs and 9 GitHub stars. Solana MCP by Vybe has 63/100 (Good) with 0 views, 0 installs and 2,136 GitHub stars.