Drain MCP vs SumUp MCP Server

A side-by-side look at the Drain MCP and SumUp MCP Server MCP servers: transport, auth, tools, quality signals, and the config to install either one in Claude, Cursor, Windsurf or VS Code.

Drain MCP logoDrain MCPFinance & Fintech · Local subprocess (stdio)Pay for AI inference with USDC micropayments on Polygon. No API keys needed.37FairAuth: not declaredSumUp MCP Server logoSumUp MCP ServerFinance & Fintech · Local subprocess (stdio)Tools to explore SumUp accounts, payments, customers, and payouts.64GoodAuth: not declared

Verdict: choose Drain MCP for finance & fintech work as a local process; choose SumUp MCP Server for finance & fintech as a local process. You can also run both side by side in one mcpServers block.

Which MCP server should you choose?

Drain MCP logoChoose Drain MCP when

  • You need dedicated capabilities in the Finance & Fintech domain.
  • You prefer a local stdio subprocess transport.
  • You have the keys it needs: DRAIN_PRIVATE_KEY.
Explore Drain MCP

SumUp MCP Server logoChoose SumUp MCP Server when

  • You need dedicated capabilities in the Finance & Fintech domain.
  • You prefer a local stdio subprocess transport.
  • You have the keys it needs: SUMUP_API_KEY.
  • You want tools like create_checkout, create_customer, create_merchant_member.
Explore SumUp MCP Server

Feature & specification comparison

Rows where the two servers differ are marked.

SpecDrain MCP logoDrain MCPSumUp MCP Server logoSumUp MCP Server
CategoryFinance & FintechFinance & Fintech
Quality signal37/100 · Fair64/100 · Good
Install commandConfirmedConfirmed
TransportLocal subprocess (stdio)Local subprocess (stdio)
AuthNot declaredNot declared
PricingNot declaredNot declared
Required env varsDRAIN_PRIVATE_KEYSUMUP_API_KEY
Verified ownerCommunity listingCommunity listing
GitHub stars214
Directory activity 0 views 0 installs 0 upvotes 0 views 0 installs 0 upvotes
ToolsNot listed36

Tools & capabilities

Drain MCP tools

No tool names declared yet. Check the project README from the listing page.

SumUp MCP Server tools 36

  • create_checkoutCreates a new payment checkout resource. The unique `checkout_reference` created by this request, is used for further manipulation of the checkout. For 3DS checkouts, add the `redirect_url` parameter to your request body schema. To use the [Hosted Checkout](https://developer.sumup.com/online-payments/checkouts/hosted-checkout/) page, set the `hosted_checkout.enabled` to `true`. Follow by processing a checkout to charge the provided payment instrument.
  • create_customerCreates a new saved customer resource which you can later manipulate and save payment instruments to.
  • create_merchant_memberCreate a merchant member.
  • create_merchant_roleCreate a custom role for the merchant. Roles are defined by the set of permissions that they grant to the members that they are assigned to.
  • create_readerCreate a new Reader for the merchant account.
  • create_reader_checkoutCreates a Checkout for a Reader. This process is asynchronous and the actual transaction may take some time to be started on the device. There are some caveats when using this endpoint: * The target device must be online, otherwise checkout won't be accepted * After the checkout is accepted, the system has 60 seconds to start the payment on the target device. During this time, any other checkout for the same device will be rejected. **Note**: If the target device is a Solo, it must be in version 3.3.24.3 or higher.
  • create_reader_terminateTerminate a Reader Checkout stops the current transaction on the target device. This process is asynchronous and the actual termination may take some time to be performed on the device. There are some caveats when using this endpoint: * The target device must be online, otherwise terminate won't be accepted * The action will succeed only if the device is waiting for cardholder action: e.g: waiting for card, waiting for PIN, etc. * There is no confirmation of the termination. If a transaction is successfully terminated and `return_url` was provided on Checkout, the transaction status will be sent as `failed` to the provided URL. **Note**: If the target device is a Solo, it must be in version 3.3.28.0 or higher.
  • deactivate_checkoutDeactivates an identified checkout resource. If the checkout has already been processed it can not be deactivated.
  • deactivate_payment_instrumentDeactivates an identified card payment instrument resource for a customer.
  • delete_merchant_memberDeletes a merchant member.
  • delete_merchant_roleDelete a custom role.
  • delete_readerDelete a reader.
  • +24 more on the listing page

Ready-to-paste client configs

Paste either block (or both) into your client config, e.g. claude_desktop_config.json or ~/.cursor/mcp.json. We only show a config when the install command is confirmed.

Drain MCP

mcpServers (Claude Desktop / Cursor)
{
  "mcpServers": {
    "drain-mcp": {
      "command": "npx",
      "args": [
        "-y",
        "drain-mcp"
      ],
      "env": {
        "DRAIN_PRIVATE_KEY": "YOUR_DRAIN_PRIVATE_KEY_HERE"
      }
    }
  }
}

SumUp MCP Server

mcpServers (Claude Desktop / Cursor)
{
  "mcpServers": {
    "sumup-mcp-server": {
      "command": "npx",
      "args": [
        "-y",
        "@sumup/mcp"
      ],
      "env": {
        "SUMUP_API_KEY": "YOUR_SUMUP_API_KEY_HERE"
      }
    }
  }
}

Frequently asked questions

Drain MCP is categorized under Finance & Fintech and uses a local stdio subprocess. SumUp MCP Server belongs to Finance & Fintech and uses a local stdio subprocess. Pick Drain MCP for finance & fintech work and SumUp MCP Server for finance & fintech.

Copy the mcpServers block from the config section on this page into your client's config (for example claude_desktop_config.json or ~/.cursor/mcp.json), then fully restart the client.

Drain MCP has no declared pricing — check the project's own site. SumUp MCP Server has no declared pricing — check the project's own site. If a server needs environment variables such as API keys, define them under the env key in your client's MCP config.

Yes. MCP clients support multiple servers: add drain-mcp and sumup-mcp-server as separate keys in the same mcpServers object, and your assistant will call tools from either one.

On AllMCPs, Drain MCP has a quality signal of 37/100 (Fair) with 0 views, 0 installs and 2 GitHub stars. SumUp MCP Server has 64/100 (Good) with 0 views, 0 installs and 14 GitHub stars.