Quickbooks MCP vs SumUp MCP Server
A side-by-side look at the Quickbooks MCP and SumUp MCP Server MCP servers: transport, auth, tools, quality signals, and the config to install either one in Claude, Cursor, Windsurf or VS Code.
Verdict: choose Quickbooks MCP for finance & fintech work as a local process; choose SumUp MCP Server for finance & fintech as a local process. You can also run both side by side in one mcpServers block.
Which MCP server should you choose?
Choose Quickbooks MCP when
- You need dedicated capabilities in the Finance & Fintech domain.
- You prefer a local stdio subprocess transport.
- Its auth model fits you: OAuth 2.0.
- You have the keys it needs:
QBO_CREDENTIAL_MODE, QBO_CLIENT_ID, QBO_CLIENT_SECRET, QBO_CREDENTIAL_FILE, QBO_INLINE_OUTPUT, QBO_SANDBOX, AWS_REGION, QBO_SECRET_NAME. - You want tools like
qbo_authenticate, get_company_info, query.
Choose SumUp MCP Server when
- You need dedicated capabilities in the Finance & Fintech domain.
- You prefer a local stdio subprocess transport.
- You have the keys it needs:
SUMUP_API_KEY. - You want tools like
create_checkout, create_customer, create_merchant_member.
Feature & specification comparison
Rows where the two servers differ are marked.
| Spec | ||
|---|---|---|
| Category | Finance & Fintech | Finance & Fintech |
| Quality signal | 64/100 · Good | 64/100 · Good |
| Install command | Confirmed | Confirmed |
| Transport | Local subprocess (stdio) | Local subprocess (stdio) |
| Auth | OAuth 2.0 | Not declared |
| Pricing | Not declared | Not declared |
| Required env vars | QBO_CREDENTIAL_MODEQBO_CLIENT_IDQBO_CLIENT_SECRETQBO_CREDENTIAL_FILEQBO_INLINE_OUTPUTQBO_SANDBOXAWS_REGIONQBO_SECRET_NAME | SUMUP_API_KEY |
| Verified owner | Community listing | Community listing |
| GitHub stars | 14 | 14 |
| Directory activity | 2 views 0 installs 0 upvotes | 0 views 0 installs 0 upvotes |
| Tools | 41 | 36 |
| Full listing | View Quickbooks MCP | View SumUp MCP Server |
Tools & capabilities
Quickbooks MCP tools 41
qbo_authenticateAuthenticate with QuickBooks using OAuth (local credential mode only). Step 1: Call with no arguments to get the authorization URL. Step 2: After authorizing in browser, call with authorization_code and realm_id from the callback URL. This tool only works when QBO_CREDENTIAL_MODE is 'local' (the default).get_company_infoGet information about the connected QuickBooks company.queryExecute a QuickBooks query using SQL-like syntax. Supports querying any entity type (Customer, Vendor, Invoice, Bill, Account, Item, Department, etc.). Results are written to a file to preserve context. Defaults to MAXRESULTS 1000 if not specified. Examples: 'SELECT * FROM Customer', 'SELECT * FROM SalesReceipt WHERE TxnDate >= \'2025-11-01\' AND TxnDate <= \'2025-11-30\''list_accountsList all accounts in the chart of accounts. Returns AcctNum (the user-facing account number), Name, AccountType, AccountSubType, and CurrentBalance. Use AcctNum to reference accounts in other queries or operations.get_profit_lossGet a Profit and Loss (Income Statement) report. Can be broken down by department/location.get_balance_sheetGet a Balance Sheet report. Can be broken down by department/location.get_reportRun a QuickBooks report that has no dedicated tool: A/R and A/P aging, customer and vendor balances, transaction lists, general ledger, journal, sales by customer/item/class/department, cash flow, and detail variants. Answers what is outstanding and how old it is, which the entity query tools cannot — a report sees postings that carry no account reference in entity JSON. Profit and Loss, Balance Sheet and Trial Balance have their own tools.get_trial_balanceGet a Trial Balance report. Useful for month-end close and reconciliation. Note: Trial Balance does not support department/location breakdown in QuickBooks Online.query_account_transactionsQuery all transactions affecting a specific account, across all 13 posting transaction types. Returns a consolidated list with date, type, amount (debit/credit), and description. Useful for investigating account balance discrepancies. Note: the A/R side of invoices, credit memos, and payments has no account reference in QBO's data model and cannot appear here — use account_period_summary for A/R totals.account_period_summaryGet a period summary for an account: opening balance, total debits/credits, closing balance, and transaction count. Uses the General Ledger report. Supports department filtering.create_journal_entryCreate a journal entry. Accepts account/department/entity names (will lookup IDs automatically). Validates debits=credits before creating. Lines may carry an entity (vendor, customer, or employee) — QuickBooks requires one on any line posting to Accounts Receivable or Accounts Payable. Returns entry details and a link to view in QuickBooks.get_journal_entryFetch a single journal entry by ID with full details including SyncToken (needed for edits). Returns formatted summary and writes full object to temp file.- +29 more on the listing page
SumUp MCP Server tools 36
create_checkoutCreates a new payment checkout resource. The unique `checkout_reference` created by this request, is used for further manipulation of the checkout. For 3DS checkouts, add the `redirect_url` parameter to your request body schema. To use the [Hosted Checkout](https://developer.sumup.com/online-payments/checkouts/hosted-checkout/) page, set the `hosted_checkout.enabled` to `true`. Follow by processing a checkout to charge the provided payment instrument.create_customerCreates a new saved customer resource which you can later manipulate and save payment instruments to.create_merchant_memberCreate a merchant member.create_merchant_roleCreate a custom role for the merchant. Roles are defined by the set of permissions that they grant to the members that they are assigned to.create_readerCreate a new Reader for the merchant account.create_reader_checkoutCreates a Checkout for a Reader. This process is asynchronous and the actual transaction may take some time to be started on the device. There are some caveats when using this endpoint: * The target device must be online, otherwise checkout won't be accepted * After the checkout is accepted, the system has 60 seconds to start the payment on the target device. During this time, any other checkout for the same device will be rejected. **Note**: If the target device is a Solo, it must be in version 3.3.24.3 or higher.create_reader_terminateTerminate a Reader Checkout stops the current transaction on the target device. This process is asynchronous and the actual termination may take some time to be performed on the device. There are some caveats when using this endpoint: * The target device must be online, otherwise terminate won't be accepted * The action will succeed only if the device is waiting for cardholder action: e.g: waiting for card, waiting for PIN, etc. * There is no confirmation of the termination. If a transaction is successfully terminated and `return_url` was provided on Checkout, the transaction status will be sent as `failed` to the provided URL. **Note**: If the target device is a Solo, it must be in version 3.3.28.0 or higher.deactivate_checkoutDeactivates an identified checkout resource. If the checkout has already been processed it can not be deactivated.deactivate_payment_instrumentDeactivates an identified card payment instrument resource for a customer.delete_merchant_memberDeletes a merchant member.delete_merchant_roleDelete a custom role.delete_readerDelete a reader.- +24 more on the listing page
Ready-to-paste client configs
Paste either block (or both) into your client config, e.g. claude_desktop_config.json or ~/.cursor/mcp.json. We only show a config when the install command is confirmed.
Quickbooks MCP
{
"mcpServers": {
"quickbooks-mcp": {
"command": "npx",
"args": [
"-y",
"quickbooks-mcp"
],
"env": {
"QBO_CREDENTIAL_MODE": "YOUR_QBO_CREDENTIAL_MODE_HERE",
"QBO_CLIENT_ID": "YOUR_QBO_CLIENT_ID_HERE",
"QBO_CLIENT_SECRET": "YOUR_QBO_CLIENT_SECRET_HERE",
"QBO_CREDENTIAL_FILE": "YOUR_QBO_CREDENTIAL_FILE_HERE",
"QBO_INLINE_OUTPUT": "YOUR_QBO_INLINE_OUTPUT_HERE",
"QBO_SANDBOX": "YOUR_QBO_SANDBOX_HERE",
"AWS_REGION": "YOUR_AWS_REGION_HERE",
"QBO_SECRET_NAME": "YOUR_QBO_SECRET_NAME_HERE"
}
}
}
}
SumUp MCP Server
{
"mcpServers": {
"sumup-mcp-server": {
"command": "npx",
"args": [
"-y",
"@sumup/mcp"
],
"env": {
"SUMUP_API_KEY": "YOUR_SUMUP_API_KEY_HERE"
}
}
}
}
Frequently asked questions
Quickbooks MCP is categorized under Finance & Fintech and uses a local stdio subprocess. SumUp MCP Server belongs to Finance & Fintech and uses a local stdio subprocess. Pick Quickbooks MCP for finance & fintech work and SumUp MCP Server for finance & fintech.
Copy the mcpServers block from the config section on this page into your client's config (for example claude_desktop_config.json or ~/.cursor/mcp.json), then fully restart the client.
Quickbooks MCP has no declared pricing — check the project's own site. Auth: oauth 2.0. SumUp MCP Server has no declared pricing — check the project's own site. If a server needs environment variables such as API keys, define them under the env key in your client's MCP config.
Yes. MCP clients support multiple servers: add quickbooks-mcp and sumup-mcp-server as separate keys in the same mcpServers object, and your assistant will call tools from either one.
On AllMCPs, Quickbooks MCP has a quality signal of 64/100 (Good) with 2 views, 0 installs and 14 GitHub stars. SumUp MCP Server has 64/100 (Good) with 0 views, 0 installs and 14 GitHub stars.