Xero vs Freeagent MCP Server

In-depth architectural comparison of the Xero and Freeagent MCP Server MCP servers. Compare execution transports, security boundaries, tool capabilities, quality scores, and ready-to-paste client installation snippets for Claude, Cursor, Windsurf, and VS Code.

Which MCP Server Should You Choose?

X

Choose Xero when:

• You need dedicated capabilities in the Finance & Fintech domain.
• You prefer remote streaming HTTP/SSE transport architecture.
• Your security boundary fits: No auth required (Free / Open Source).
• Primary tools included: xero_navigate, xero_back, xero_contacts_list.

Explore Xero Details

Choose Freeagent MCP Server when:

• You need dedicated capabilities in the Finance & Fintech domain.
• You prefer local stdio subprocess transport architecture.
• Your security boundary fits: No auth required (Free / Open Source).
• Primary tools included: freeagent_list_bank_accounts, freeagent_list_transactions, freeagent_explain_transaction.

Explore Freeagent MCP Server Details

Feature & Specification Comparison

Specification	X Xero Finance & Fintech	Freeagent MCP Server Finance & Fintech
Summary	MCP server for Xero accounting — contacts, invoices, payments, accounts, and financial reports.	FreeAgent accounting MCP: bank reconciliation, expenses, mileage claims and receipts.
Category & Scope	Finance & Fintech	Finance & Fintech
Quality signal

Tools & Capabilities Breakdown

Ready-to-Paste Client Configurations

Paste either (or both) of these JSON server blocks into your client config file (e.g. claude_desktop_config.json or ~/.cursor/mcp.json).

{
  "mcpServers": {
    "xero-4": {
      "url": "https://developer.xero.com/documentation/api/accounting/overview"
    }
  }
}

{
  "mcpServers": {
    "freeagent-mcp-server": {
      "command": "npx",
      "args": [
        "-y",
        "@oxygenbubbles/freeagent-mcp-server"
      ]
    }
  }
}

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