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  3. X402 Trust MCP
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Side-by-Side Model Context Protocol Comparison

X402 Trust MCP vs MCP Server

In-depth architectural comparison of the X402 Trust MCP and MCP Server MCP servers. Compare execution transports, security boundaries, tool capabilities, quality scores, and ready-to-paste client installation snippets for Claude, Cursor, Windsurf, and VS Code.

At a Glance & Executive Verdict

X402 Trust MCP
Finance & Fintech · Local stdio
Quality: 59/100 (Good) | Auth: No auth required
MCP Server
Finance & Fintech · Local stdio
Quality: 42/100 (Fair) | Auth: other
Verdict Summary: Choose X402 Trust MCP if you need specialized Finance & Fintech tools running via a local process. Choose MCP Server if your workspace requires Finance & Fintech integration with local subprocess execution. Both servers can be configured concurrently in your client's mcpServers manifest.

Which MCP Server Should You Choose?

X402 Trust MCP logo

Choose X402 Trust MCP when:

  • You need dedicated capabilities in the Finance & Fintech domain.
  • You prefer local stdio subprocess transport architecture.
  • Your security boundary fits: No auth required (Freemium).
  • You have access to required keys: X402_PRIVATE_KEY, X402_MAX_USD.
  • Primary tools included: x402_ecosystem_stats, x402_trust_leaderboard, x402_trust_preview.
Explore X402 Trust MCP Details
MCP Server logo

Choose MCP Server when:

  • You need dedicated capabilities in the Finance & Fintech domain.
  • You prefer local stdio subprocess transport architecture.
  • Your security boundary fits: other (Paid Service).
  • Primary tools included: list_products, get_product, check_availability.
Explore MCP Server Details

Feature & Specification Comparison

Specification
X402 Trust MCP logo
X402 Trust MCP
Finance & Fintech
MCP Server logo
MCP Server
@asterpay
Finance & Fintech
SummaryTrust & reliability scores for x402 endpoints: free ecosystem stats, paid per-endpoint scores.EUR settlement for AI agents via x402 protocol. Market data, AI tools, crypto analytics — pay-per-call in USDC on Base. SEPA Instant EUR off-ramp.
Category & ScopeFinance & Fintech

Tools & Capabilities Breakdown

X402 Trust MCP Tools (13)

x402_ecosystem_stats
Free aggregate snapshot of the entire x402 ecosystem (Base + Solana): how many endpoints are listed/active/delisted, what fraction are reachable and spec-compliant, and real on-chain USDC settlement volume / receivers / payers over the last 30 days. Use this to gauge market health before transacting.
x402_trust_leaderboard
Free top-25 most trustworthy x402 endpoints, ranked by a deterministic trust score (uptime, envelope compliance, latency, age, on-chain settlement activity, price stability). Latency is measured from a single EU vantage point and includes network distance to the endpoint (so it is only lightly weighted). Use this to discover reliable paid endpoints.
x402_trust_preview
FREE showcase of what x402_trust_score returns. You do NOT choose the endpoint: this returns the COMPLETE paid-grade trust report (every field — exact score, scoreRange, full component breakdown, advertised price, on-chain settlement figures, all flags) for THREE endpoints picked from the current population — the best-scored, the median, and the worst-scored ('samples' each carry 'role', 'populationRank', and the full 'report'). Use it to see exactly what the paid output looks like across the entire quality range BEFORE paying. It cannot score an endpoint you choose — to evaluate YOUR OWN endpoint, call x402_trust_score (paid). Takes no arguments.

Ready-to-Paste Client Configurations

Paste either (or both) of these JSON server blocks into your client config file (e.g. claude_desktop_config.json or ~/.cursor/mcp.json).

X402 Trust MCP Configuration
mcpServers (Claude Desktop / Cursor)
{
  "mcpServers": {
    "x402-trust-mcp": {
      "command": "npx",
      "args": [
        "-y",
        "x402-trust-mcp"
      ],
      "env": {
        "X402_PRIVATE_KEY": "YOUR_X402_PRIVATE_KEY_HERE",
        "X402_MAX_USD": "YOUR_X402_MAX_USD_HERE"
      }
    }
  }
}
MCP Server Configuration
mcpServers (Claude Desktop / Cursor)
{
  "mcpServers": {
    "-asterpay-mcp-server": {
      "command": "npx",
      "args": [
        "-y",
        "@asterpay/mcp-server"
      ]
    }
  }
}

Frequently Asked Questions

X402 Trust MCP is categorized under Finance & Fintech and uses a local stdio subprocess. In contrast, MCP Server belongs to Finance & Fintech using local stdio subprocess. Select X402 Trust MCP when you need capabilities focused on finance & fintech and MCP Server when you require tools for finance & fintech.

More alternatives to X402 Trust MCPMore alternatives to MCP ServerFinance & Fintech category hubCanonical compare URL

Related MCP Server Comparisons

Popular comparisons with X402 Trust MCP

  • X402 List MCP logoX402 Trust MCP vs X402 List MCP
  • Botwallet Co MCP logoX402 Trust MCP vs Botwallet Co MCP
  • MCP Server logoX402 Trust MCP vs MCP Server
  • Mossgate MCP logoX402 Trust MCP vs Mossgate MCP

Popular comparisons with MCP Server

  • Mossgate MCP logo
Finance & Fintech
Quality signal59/100 (Good)42/100 (Fair)
Transport ProtocolLocal Subprocess (stdio)Local Subprocess (stdio)
Auth RequirementNo auth requiredother
Pricing ModelFreemiumPaid Service
Required Env Vars
X402_PRIVATE_KEYX402_MAX_USD
None required
Compatible Clients
Claude DesktopCursorWindsurfClineVS Code
Claude DesktopCursorWindsurfClineVS Code
Install path signalnpx · highnpx · medium
Engagement & Health 3 views 0 copies 0 upvotes 0 stars 9 views 0 copies 0 upvotes
Verified / OfficialCommunity ListingCommunity Listing
Open full listingView X402 Trust MCP ListingView MCP Server Listing
x402_trust_score
Trust score (0-100, grade A-F, or '?' when unmeasured) for a SPECIFIC x402 endpoint -- cataloged or not (uncataloged endpoints are live-probed on first query, auto-adopted, score carries a low-confidence first-contact flag). PLUS a machine-readable verdict ('recommendation': proceed|caution|avoid|parameterize|unverified|not-payable|free), the advertised price ('advertised.amountUsd'), a confidence-adjusted band ('scoreRange'), and structured flags ('flagsDetailed' with code/severity/message; any severity 'error' means avoid). The 'parameterize' verdict (with 'templated':true) means the resource URL still contains an unresolved template placeholder (e.g. {slug}, :slug or %7B…%7D) but we DO have a real signal (scored probes or a discovery fallback): substitute a valid value first, then the health metrics apply to the resolved URL. The 'unverified' verdict (grade '?') means we have NO measurement at all (every probe excluded and no discovery payment requirements to fall back on): it is unknown, not bad, so verify the endpoint yourself before paying. The 'not-payable' verdict (grade '?') means the URL answers a 402 with an EMPTY accepts[] (an auth/API-key gate such as sign-in-with-x), or answers a bare 401/403 with no payment envelope, so it is not an x402-payable resource at all and there is nothing to settle. The 'free' verdict (grade '?') means the endpoint answers plain requests with data (HTTP 200, no payment envelope) and has never presented a payment challenge: a free resource with no payment flow to grade, unmeasured by design, not a negative verdict. For templated per-item endpoints that ARE payable, a varying payTo/price is EXPECTED (one wallet/price per item): the report surfaces 'stats.payToVaries'+'payToDistinct30d' and 'advertised.amountRange30d' as a 'payto-varies'/'price-varies' note rather than a 'payto-changed-recently' hijack error; always pay the payTo in the live 402 quote, not a cached listing. 'stats.scoredProbes30d' vs 'stats.excluded30d' show how many probes actually back the score. Includes the full component breakdown, the provider-advertised 'serviceName' and 'description' (unverified provider claims, shown next to our independent metrics), and 30-day on-chain stats. Note: 'stats.avgLatencyMs' is measured from a single EU vantage point and includes network distance to the endpoint (see 'stats.latencyVantage'), so a geographically distant endpoint reads slower even when its server is fast. One call answers WHETHER and at WHAT PRICE to use an endpoint. Call this BEFORE paying an unknown x402 endpoint to avoid dead, fraudulent, or recently-hijacked services. Pay-per-call over x402; auto-pays if a wallet is configured, otherwise returns the price quote.
x402_endpoint_history
Raw observation time-series for a SPECIFIC x402 endpoint: listing/delisting/relisting events, advertised price changes, payTo changes, and probe results (uptime, latency, quoted amount) over the requested window (1-90 days). Per-probe 'latencyMs' is measured from a single EU vantage point and includes network distance to the endpoint. Pay-per-call over x402; auto-pays if a wallet is configured, otherwise returns the price quote.
x402_find_alternatives
Given an x402 endpoint URL, returns the top semantically-similar endpoints (matched on advertised purpose via description embeddings) that currently OUT-SCORE it on the deterministic trust score. Use this to route away from a mediocre/dead/expensive endpoint toward a more reliable, better-settled one serving the SAME function — e.g. before paying, check if a higher-graded equivalent exists. Each alternative carries its trust 'score', 'grade', 'recommendation', cosine 'similarity' (0-1), 'amountUsd' price, 'priceCeiling' (true when amountUsd is an x402 'upto' authorization ceiling, not a fixed per-call price), and a free 'endpointPage' URL. Same-host siblings and 'avoid'-flagged endpoints are excluded. An empty 'alternatives' array is a valid answer meaning nothing beats the subject. Similarity is independent of latency/geography. Pay-per-call over x402 (~$0.005); auto-pays if a wallet is configured, otherwise returns the price quote.
x402_semantic_search
Free-text SEMANTIC SEARCH across the entire monitored x402 endpoint catalog. Given a plain-language query (e.g. "weather forecast", "image generation", "EVM gas price oracle"), returns the up to 25 endpoints whose advertised purpose is semantically closest. Ranking is deterministic and fully specified: cosine similarity bucketed to whole percentage points first (80.3% and 80.5% are the same bucket, so sub-percent noise never outranks a better endpoint), then trust score (0-100), then described-before-undescribed, then endpoint id as a stable final tiebreak. Matches below a 0.5 cosine-similarity floor are dropped entirely, so a query can return fewer than the requested limit (or none). Endpoints that advertise no description are still matched: they are embedded from their service name and URL path tokens instead of a written description (host name as a last resort). The EXACT effect of a missing description: no fixed point deduction, and no direct similarity malus either; the only deterministic penalty is the described-before-undescribed tiebreak (at equal similarity bucket AND equal trust score, a described endpoint ranks first). Beyond that the effect is purely indirect: the shorter fallback text typically yields lower cosine similarity than a prose description, so undescribed endpoints tend to land in lower similarity buckets, by a query-dependent (never fixed) amount. Use this for DISCOVERY: find candidate endpoints for a capability before checking any of them in depth. Each match carries 'id', 'resource' URL, trust 'score' (0-100), 'grade' (A-F), raw cosine 'similarity' (0-1; ranking buckets it to whole percents), 'amountUsd' price (null when not advertised), 'priceCeiling' (true when amountUsd is an x402 'upto' authorization ceiling, not a fixed per-call price), 'description' when advertised, and a free 'endpointPage' URL. 'score'/'grade' are null for endpoints not yet scored. Deliberately NO verdict/recommendation or flag detail: the per-endpoint trust report (x402_trust_score) carries those. Pay-per-call over x402 (~$0.001); auto-pays if a wallet is configured, otherwise returns the price quote.
x402_trust_bulk
Score up to 500 x402 endpoints in a SINGLE paid call. Returns the authoritative full-density trust score (0-100, grade A-F or '?' when unmeasured, recommendation proceed|caution|avoid|parameterize|unverified|not-payable|free), confidence, `probed_at`, `computed_at`, and a `recomputed` flag for each requested resource. Cache rows older than ~15 minutes are recomputed on-demand from the latest stored probes and settlements (no live network re-probe), so bulk scores typically reflect reality within minutes. Per-request recompute limits apply: at most 50 endpoints / 8 seconds are recomputed; the response includes `recompute_limit_hit` and `recompute_limit` so you know if the cap was reached. The smallest tier that fits your request is selected automatically (10/50/100/200/500 endpoints; ~$0.045/$0.20/$0.325/$0.40/$0.50). Resources not in our observation set return `found:false`; you still pay for the batch. For a fresh live probe, use `x402_trust_score`. Pay-per-call over x402; auto-pays if a wallet is configured, otherwise returns the price quote.
x402_watch_create
Start monitoring ONE x402 endpoint for 30 days. Get alerted on changes that break autonomous payment: payTo changes (possible takeover/rug — but for a templated per-item endpoint a payTo move is expected variance and is delivered as severity 'warn', not 'critical'), price changes, asset/network changes, 402-spec regressions, delisting, and liveness down/recovered. A self-healing endpoint that repeatedly blips is auto-detected as `liveness_flapping` and its individual down/up alerts are coalesced into a single flapping notice (plus one 'stopped flapping' notice when it stabilizes) so you are not spammed. Returns a one-time bearer secret + poll URL + renew URL + edit URL + cancel URL + machine-readable `next_steps`. Use x402_watch_events to poll the append-only log, or configure push delivery to one or more signed HTTPS webhooks and/or Slack/Discord incoming webhooks (max 5 each). `webhook_url`/`slack_url` accept a single URL string or an array of URLs. All URLs are connection-tested BEFORE payment — unreachable URLs are rejected with no charge (retry with a corrected URL). On success the response reports per-URL delivery in `delivery.connection_test`. Webhook signature: `x-signature` = 'sha256=' + HMAC-SHA256(body) keyed by hex(sha256(secret)), NOT the raw secret. Pay-per-call over x402 (~$0.20); auto-pays if a wallet is configured, otherwise returns the price quote.
x402_watch_events
Read the append-only event log for an active x402 watch. Returns two streams: `events` (endpoint changes — payTo/price/asset/spec/delisting/liveness) and `watch_events` (lifecycle feedback — created/edited/cancelled/renewed/expiring/expired). Nothing between two polls is lost. Provide the watch_id and the one-time secret from x402_watch_create. Advance `since` with the returned `next_cursor` (endpoint events) and `watch_since` with `watch_events_cursor` (lifecycle events). Cursors/ids are GLOBAL sequences shared across watches (a watch's first event id may be >1); always page by the returned cursor rather than assuming they start at 1. Cancelled watches remain READABLE until expires_at (no new events accrue). If the watch has push delivery, still poll to reconcile missed webhooks.
x402_watch_edit
Edit an active watch: change webhook/Slack URLs, liveness sensitivity, or subscribed events. Bearer-authed with the secret from x402_watch_create. Newly-added URLs are connection-tested before the change is persisted; if any new URL fails, the existing config is unchanged. Delivery fields are full-replace per channel (omit to leave that channel unchanged). Returns the updated watch view.
x402_watch_cancel
Soft-cancel a watch immediately: no new events accrue, but the event log stays READABLE via x402_watch_events until the original expires_at (cancel is not a delete). Probing drops back to normal cadence as soon as no active watches cover the endpoint. Bearer-authed with the secret from x402_watch_create. Free and idempotent.
+1 more tools listed on main page

MCP Server Tools (9)

list_products
List all products available from the merchant. Returns names, prices in EUR, descriptions, availability, and variants.
get_product
Get detailed information about a specific product by its ID. Use list_products first to find available product IDs.
check_availability
Check if a specific product is currently in stock. Returns availability status, stock quantity, and current price.
get_business_info
Get business information for the merchant: operating hours, contact details, delivery zones and fees, return policy, and accepted payment methods.
place_order
Place an order with a merchant. Creates an intent, then submits the order. Returns x402 payment details that your agent's x402 client needs to execute. In mock mode, simulates a successful order.
get_order_status
Check the status of an existing order. Returns status (pending, confirmed, rejected, expired), payment info, and items.
get_x402_payment_details
Get x402 payment details for an order: facilitator endpoint, USDC amount, network, and payment header. Your agent needs an x402 client (e.g. @x402/axios) to execute the actual payment.
set_budget
Activate a prepaid budget (AsterPay /budget) so the agent can spend on paid x402 APIs with a hard cap. Three modes: (1) pass an existing budget token (bud_...) to activate it; (2) pass amount_usd + tx_hash + wallet after your HUMAN sent the USDC, to create a new budget; (3) pass nothing to get funding instructions. An agent cannot grant itself money — a human must make the one-time USDC transfer (1-500 USDC on Base). Credited 1:1, no platform fee. Funding wallet is sanctions-screened (Chainalysis). No API key needed.
get_budget_status
Check the prepaid /budget balance: remaining USD, total spent, recent calls with per-call prices. Use BEFORE expensive calls to spend gracefully. FREE, no API key needed.
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