What is the key difference between X402 Sms and Agents?

X402 Sms belongs to the Finance & Fintech category with local stdio execution, while Agents belongs to the Finance & Fintech category with cloud HTTP/SSE execution.

How do I install X402 Sms or Agents in Claude Desktop or Cursor?

Copy the mcpServers JSON configuration snippet provided on this page into your claude_desktop_config.json or ~/.cursor/mcp.json file and restart your AI client.

Are X402 Sms and Agents free or paid?

X402 Sms operates under a Free / Open Source model (No auth required). Agents operates under a Free / Open Source model (No auth required).

Which MCP server has more tools and community activity?

X402 Sms lists 0 tools with 0 views and 0 GitHub stars. Agents lists 0 tools with 0 views and 0 GitHub stars.

Can I use both X402 Sms and Agents together in the same MCP host?

Yes! MCP hosts like Claude Desktop, Cursor, Windsurf, Cline, and VS Code support configuring multiple servers under the mcpServers object simultaneously.

How do I install X402 Sms or Agents in Claude Desktop, Cursor, or Windsurf?

Both servers follow the standard Model Context Protocol configuration format. Simply copy the JSON block from the configuration section above and paste it into your AI client's mcpServers configuration object (for instance in claude_desktop_config.json or ~/.cursor/mcp.json ), then completely restart or refresh the application.

Are X402 Sms and Agents free to use, or do they require API keys?

X402 Sms is listed under a Free / Open Source model with No auth required . Agents operates under a Free / Open Source model with No auth required . If environment variables are required (such as API keys), be sure to define them under the env key in your MCP client's configuration file.

Can I run both X402 Sms and Agents at the same time in my AI client?

Yes! MCP clients support multi-server orchestration. You can include both x402-sms and agents-2 as distinct keys inside the single mcpServers object in your configuration file. Your AI assistant will automatically select and call the appropriate tool from either server during chat sessions.

Which MCP server has higher directory engagement and quality ratings?

On AllMCPs, X402 Sms has a Quality Score of 27 /100 ( Emerging ) with 0 views, 0 installs, and 0 GitHub stars. Agents holds a Quality Score of 46 /100 ( Fair ) with 0 views, 0 installs, and 0 GitHub stars.

Side-by-Side Model Context Protocol Comparison

X402 Sms vs Agents

In-depth architectural comparison of the X402 Sms and Agents MCP servers. Compare execution transports, security boundaries, tool capabilities, quality scores, and ready-to-paste client installation snippets for Claude, Cursor, Windsurf, and VS Code.

At a Glance & Executive Verdict

X402 Sms

Finance & Fintech · Local stdio

Quality: 27/100 (Emerging) | Auth: No auth required

Agents

Finance & Fintech · Remote HTTP/SSE

Quality: 46/100 (Fair) | Auth: No auth required

Verdict Summary: Choose X402 Sms if you need specialized Finance & Fintech tools running via a local process. Choose Agents if your workspace requires Finance & Fintech integration with remote web transport. Both servers can be configured concurrently in your client's mcpServers manifest.

Which MCP Server Should You Choose?

Choose X402 Sms when:

You need dedicated capabilities in the Finance & Fintech domain.
You prefer local stdio subprocess transport architecture.
Your security boundary fits: No auth required (Free / Open Source).

Explore X402 Sms Details

Choose Agents when:

You need dedicated capabilities in the Finance & Fintech domain.
You prefer remote streaming HTTP/SSE transport architecture.
Your security boundary fits: No auth required (Free / Open Source).

Explore Agents Details

Feature & Specification Comparison

Specification	X X402 Sms Finance & Fintech	A Agents Finance & Fintech
Summary	Pay-per-call MCP server. $0.03 USDC sends one transactional SMS to a US phone number via x402.	Pay-per-call safety guards for AI agents: injection, tool-call, signing, secret, x402-trust.
Category & Scope	Finance & Fintech	Finance & Fintech
Quality signal

Tools & Capabilities Breakdown

X402 Sms Tools (0)

No explicit tool names declared in metadata yet. Check project README on main listing page.

Agents Tools (0)

No explicit tool names declared in metadata yet. Check project README on main listing page.

Ready-to-Paste Client Configurations

Paste either (or both) of these JSON server blocks into your client config file (e.g. claude_desktop_config.json or ~/.cursor/mcp.json).

X402 Sms Configuration

mcpServers (Claude Desktop / Cursor)

{
  "mcpServers": {
    "x402-sms": {
      "command": "npx",
      "args": [
        "-y",
        "x402-sms"
      ]
    }
  }
}

Agents Configuration

mcpServers (Claude Desktop / Cursor)

{
  "mcpServers": {
    "agents-2": {
      "url": "https://paygent.obsmetrics.com"
    }
  }
}

Frequently Asked Questions

X402 Sms is categorized under Finance & Fintech and uses a local stdio subprocess. In contrast, Agents belongs to Finance & Fintech using remote streaming HTTP/SSE transport. Select X402 Sms when you need capabilities focused on finance & fintech and Agents when you require tools for finance & fintech.

More alternatives to X402 Sms More alternatives to Agents Finance & Fintech category hub Canonical compare URL

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