X402 Scan MCP vs Xero MCP Server
A side-by-side look at the X402 Scan MCP and Xero MCP Server MCP servers: transport, auth, tools, quality signals, and the config to install either one in Claude, Cursor, Windsurf or VS Code.
Verdict: choose X402 Scan MCP for finance & fintech work as a local process; choose Xero MCP Server for finance & fintech as a local process. You can also run both side by side in one mcpServers block.
Which MCP server should you choose?
Choose X402 Scan MCP when
- You need dedicated capabilities in the Finance & Fintech domain.
- You prefer a local stdio subprocess transport.
- Its auth model fits you: No auth required.
- You want tools like
scan_endpoint, scan_batch, census_stats.
Choose Xero MCP Server when
- You need dedicated capabilities in the Finance & Fintech domain.
- You prefer a local stdio subprocess transport.
- Its auth model fits you: OAuth 2.0.
- You have the keys it needs:
XERO_CLIENT_ID, XERO_CLIENT_SECRET, XERO_SCOPES, XERO_CLIENT_BEARER_TOKEN.
Feature & specification comparison
Rows where the two servers differ are marked.
| Spec | ||
|---|---|---|
| Category | Finance & Fintech | Finance & Fintech |
| Quality signal | 57/100 · Good | 57/100 · Good |
| Install command | Confirmed | Confirmed |
| Transport | Local subprocess (stdio) | Local subprocess (stdio) |
| Auth | No auth required | OAuth 2.0 |
| Pricing | Free | BYOK (pay the provider) |
| Required env vars | None listed | XERO_CLIENT_IDXERO_CLIENT_SECRETXERO_SCOPESXERO_CLIENT_BEARER_TOKEN |
| Verified owner | Community listing | Community listing |
| GitHub stars | 0 | 383 |
| Directory activity | 0 views 0 installs 0 upvotes | 3 views 0 installs 0 upvotes |
| Tools | 3 | Not listed |
| Full listing | View X402 Scan MCP | View Xero MCP Server |
Tools & capabilities
X402 Scan MCP tools 3
scan_endpointProbe one x402 endpoint — HTTP status, envelope source/validity, `accepts[]` summary, MPP dual-stack, A-F grade, findingsscan_batchRun `scan_endpoint` over up to 10 URLs, sequentially, plus a one-line summary like `7/10 healthy, 2 dead, 1 broken envelopecensus_statsLive ForgeMesh catalog stats plus the static August 2026 x402 Bazaar health census headline numbers
Xero MCP Server tools
No tool names declared yet. Check the project README from the listing page.
Ready-to-paste client configs
Paste either block (or both) into your client config, e.g. claude_desktop_config.json or ~/.cursor/mcp.json. We only show a config when the install command is confirmed.
X402 Scan MCP
{
"mcpServers": {
"x402-scan-mcp": {
"command": "npx",
"args": [
"-y",
"@forgemeshlabs/x402-scan-mcp"
]
}
}
}
Xero MCP Server
{
"mcpServers": {
"xeroapi-xero-mcp-server": {
"command": "npx",
"args": [
"-y",
"@xeroapi/xero-mcp-server@latest"
],
"env": {
"XERO_CLIENT_ID": "YOUR_XERO_CLIENT_ID_HERE",
"XERO_CLIENT_SECRET": "YOUR_XERO_CLIENT_SECRET_HERE",
"XERO_SCOPES": "YOUR_XERO_SCOPES_HERE",
"XERO_CLIENT_BEARER_TOKEN": "YOUR_XERO_CLIENT_BEARER_TOKEN_HERE"
}
}
}
}
Frequently asked questions
X402 Scan MCP is categorized under Finance & Fintech and uses a local stdio subprocess. Xero MCP Server belongs to Finance & Fintech and uses a local stdio subprocess. Pick X402 Scan MCP for finance & fintech work and Xero MCP Server for finance & fintech.
Copy the mcpServers block from the config section on this page into your client's config (for example claude_desktop_config.json or ~/.cursor/mcp.json), then fully restart the client.
X402 Scan MCP is listed as free. Auth: no auth required. Xero MCP Server is bring-your-own-key: usage is billed by the API provider you supply a key for. Auth: oauth 2.0. If a server needs environment variables such as API keys, define them under the env key in your client's MCP config.
Yes. MCP clients support multiple servers: add x402-scan-mcp and xeroapi-xero-mcp-server as separate keys in the same mcpServers object, and your assistant will call tools from either one.
On AllMCPs, X402 Scan MCP has a quality signal of 57/100 (Good) with 0 views, 0 installs and 0 GitHub stars. Xero MCP Server has 57/100 (Good) with 3 views, 0 installs and 383 GitHub stars.