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  3. X402 Gateway
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X402 Gateway

User RatingsBe the first to rate and review this MCP server! Enrichment pendingWe haven’t run our AI enrichment pass on this listing yet, so the overview, use cases, and FAQ below may be sparse or missing. We work through the catalog over time β€” check back soon.
View Repository

Pay-per-call x402 services for agents: risk scoring, DeFi, wallet and market data.

Quick Install

Automated & IDE Setup

Copy the AI prompt to install this server into Claude Code, Cursor, or another agent β€” or use 1-click editor setup below.

One-click editor setup isn’t available for this listing yet β€” we don’t have a confirmed install command, and we’d rather show nothing than point your editor at the wrong package or host. Follow the project’s own setup instructions, linked above.

Manual Client & Custom JSON ConfigExpand JSON β–Ύ
No confirmed setup config for this listing yet. We only publish a config block when the install details come from the project itself β€” its README, its docs, or a verified owner. We haven’t found those for x402-gateway, and we’d rather show nothing than a guess you’d paste into your client. Follow the project’s own setup instructions for the current steps.
Install Directory Badge Claim listing AlternativesπŸ’° More in Finance & Fintech

Documentation Overview

programmable-money-x402

Encode Club Programmable Money Hackathon β€” Circle Γ— Arc
Track: Agentic Economy β€” AI agents that hold wallets, pay and transact autonomously in USDC Repo (public): https://github.com/Gentech-Labs/programmable-money-x402

The Problem

AI agents need to pay for APIs, compute, and data β€” but there's no standard way to do it programmatically. Every integration means manual API keys, subscriptions, or custom payment flows. Real agent autonomy requires programmable money.

The Solution

x402 on Arc β€” a payment gateway that bridges Circle's USDC infrastructure with the HTTP 402 Payment Required standard:

  1. An agent calls an API β†’ gets HTTP 402 with payment requirements
  2. The agent pays USDC on Arc (sub-second settlement, USDC fees)
  3. Access is granted β€” no API keys, no signups, no human in the loop

This is programmable money for the agent economy.

Architecture

Code
Agent β†’ HTTP Request β†’ x402 Middleware β†’ HTTP 402 + Arc USDC invoice
           ↓                                        ↓
    Access Granted  ←  Payment Verified  ←  Agent pays USDC on Arc

Track Focus

Agentic Economy β€” AI agents hold wallets on Arc, pay for services in USDC autonomously, using Circle's stablecoin-native L1 for sub-second settlement.

Components

  • x402 Gateway β€” middleware that drops into any API, handles 402 β†’ payment β†’ access
  • Arc Settlement Layer β€” USDC transfers via Circle's infrastructure on Arc
  • Agent SDK β€” one function call for any agent to pay x402 APIs
  • Playground β€” test transactions, manage wallets, see the flow live

Why Arc + Circle

Arc is built for this β€” USDC as the native fee token, sub-second finality, and programmable wallet infrastructure. x402 on Arc means agents settle payments in the same block they're requested.

Deployment (LIVE on Arc testnet)

ArcAgentWallet.sol β€” autonomous agent wallet contract β€” deployed and verified on-chain:

FieldValue
NetworkArc testnet (chain ID 5042002)
Contract0x79ec00506db1ea123752084ebf1d4f26e0655287
Deploy tx0x3b6085b19997ff34a706cb0c746f29f7cba8773a9e8b930da44e93f1dc7f6d85
Block55,009,063
Deployer0xB6c0C5859Df4fA84bD17727e468e297006a05a3c (test wallet, funded with faucet USDC)
Statusβœ… Success (gas used 1,757,302)
Runtime bytecode7,880 bytes verified on-chain
Explorerhttps://testnet.arcscan.app/tx/0x3b6085b19997ff34a706cb0c746f29f7cba8773a9e8b930da44e93f1dc7f6d85

What the deployed contract does: the agent wallet autonomously holds USDC, can be funded by any party, and executes agent-initiated transfers with a safety timeout β€” programmable money for agents, live on Circle's Arc L1.

Team

Jordan Jones β€” GenTech Labs

Timeline

WeekMilestone
Week 1βœ… Project setup, architecture defined
Week 2βœ… x402 gateway + Arc/Circle integration
Week 3βœ… Agent SDK + end-to-end flow
Week 4βœ… MVP deployed on Arc testnet (Aug 2) β€” demo, video, submission

Read the full README β†’View source on GitHub β†’

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Reviews

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Frequently Asked Questions about X402 Gateway

We don't have a confirmed install command for x402-gateway yet, so we don't publish a generated one β€” a guessed package name would point at the wrong package or none at all. Follow the project's own README or setup instructions (https://github.com/Gentech-Labs/programmable-money-x402) for the current steps.

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Technical Specs & Signals

CategoryπŸ’°Finance & Fintech
More technical detailsExpand β–Ύ
Last updatedSep 28, 2026
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27Quality signal: Emerging Β· 27/100How this signal is calculated β–Ύ
Server availabilityNot measured

Not scored for repo-hosted servers β€” we can't reach the running server, only its GitHub page. Hosted MCP endpoints are health-checked live.

Verified ownership8/20
Documentation & tools11/30
Adoption & activity1/15
Community engagement0/10

A guidance signal from public completeness & health data β€” not a user rating. New listings start lower and rise as they add docs, get verified, and grow adoption. Signals we can't observe for a listing are skipped, not counted against it.

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