X402 API vs X402engine MCP

In-depth architectural comparison of the X402 API and X402engine MCP MCP servers. Compare execution transports, security boundaries, tool capabilities, quality scores, and ready-to-paste client installation snippets for Claude, Cursor, Windsurf, and VS Code.

Which MCP Server Should You Choose?

Choose X402 API when:

• You need dedicated capabilities in the Finance & Fintech domain.
• You prefer local stdio subprocess transport architecture.
• Your security boundary fits: No auth required (Free / Open Source).

Explore X402 API Details

Choose X402engine MCP when:

• You need dedicated capabilities in the Finance & Fintech domain.
• You prefer local stdio subprocess transport architecture.
• Your security boundary fits: No auth required (Free / Open Source).

Explore X402engine MCP Details

Feature & Specification Comparison

Specification	X402 API Finance & Fintech	X402engine MCP Finance & Fintech
Summary	DeFi data API for AI agents — pay-per-call via x402/USDC on Base	Pay-per-call AI APIs for agents via HTTP 402 crypto micropayments (USDC/USDm)
Category & Scope	Finance & Fintech	Finance & Fintech
Quality signal

Tools & Capabilities Breakdown

Ready-to-Paste Client Configurations

Paste either (or both) of these JSON server blocks into your client config file (e.g. claude_desktop_config.json or ~/.cursor/mcp.json).

{
  "mcpServers": {
    "x402-api": {
      "command": "npx",
      "args": [
        "-y",
        "@x402-api/mcp-server"
      ]
    }
  }
}

{
  "mcpServers": {
    "x402engine-mcp": {
      "command": "npx",
      "args": [
        "-y",
        "x402engine-mcp@1.1.0"
      ]
    }
  }
}

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