What is the key difference between Utilia Agent Utilities and Ref Tools Ref Tools Mcp?

Utilia Agent Utilities belongs to the Finance & Fintech category with cloud HTTP/SSE execution, while Ref Tools Ref Tools Mcp belongs to the Finance & Fintech category with local stdio execution.

How do I install Utilia Agent Utilities or Ref Tools Ref Tools Mcp in Claude Desktop or Cursor?

Copy the mcpServers JSON configuration snippet provided on this page into your claude_desktop_config.json or ~/.cursor/mcp.json file and restart your AI client.

Are Utilia Agent Utilities and Ref Tools Ref Tools Mcp free or paid?

Utilia Agent Utilities operates under a Free / Open Source model (No auth required). Ref Tools Ref Tools Mcp operates under a Free / Open Source model (No auth required).

Which MCP server has more tools and community activity?

Utilia Agent Utilities lists 0 tools with 0 views and 0 GitHub stars. Ref Tools Ref Tools Mcp lists 2 tools with 0 views and 1,148 GitHub stars.

Can I use both Utilia Agent Utilities and Ref Tools Ref Tools Mcp together in the same MCP host?

Yes! MCP hosts like Claude Desktop, Cursor, Windsurf, Cline, and VS Code support configuring multiple servers under the mcpServers object simultaneously.

How do I install Utilia Agent Utilities or Ref Tools Ref Tools Mcp in Claude Desktop, Cursor, or Windsurf?

Both servers follow the standard Model Context Protocol configuration format. Simply copy the JSON block from the configuration section above and paste it into your AI client's mcpServers configuration object (for instance in claude_desktop_config.json or ~/.cursor/mcp.json ), then completely restart or refresh the application.

Are Utilia Agent Utilities and Ref Tools Ref Tools Mcp free to use, or do they require API keys?

Utilia Agent Utilities is listed under a Free / Open Source model with No auth required . Ref Tools Ref Tools Mcp operates under a Free / Open Source model with No auth required . If environment variables are required (such as API keys), be sure to define them under the env key in your MCP client's configuration file.

Can I run both Utilia Agent Utilities and Ref Tools Ref Tools Mcp at the same time in my AI client?

Yes! MCP clients support multi-server orchestration. You can include both utilia-agent-utilities and ref-tools-ref-tools-mcp as distinct keys inside the single mcpServers object in your configuration file. Your AI assistant will automatically select and call the appropriate tool from either server during chat sessions.

Which MCP server has higher directory engagement and quality ratings?

On AllMCPs, Utilia Agent Utilities has a Quality Score of 41 /100 ( Fair ) with 0 views, 0 installs, and 0 GitHub stars. Ref Tools Ref Tools Mcp holds a Quality Score of 56 /100 ( Good ) with 0 views, 0 installs, and 1,148 GitHub stars.

Side-by-Side Model Context Protocol Comparison

Utilia Agent Utilities vs Ref Tools Ref Tools Mcp

In-depth architectural comparison of the Utilia Agent Utilities and Ref Tools Ref Tools Mcp MCP servers. Compare execution transports, security boundaries, tool capabilities, quality scores, and ready-to-paste client installation snippets for Claude, Cursor, Windsurf, and VS Code.

At a Glance & Executive Verdict

Utilia Agent Utilities

Finance & Fintech · Remote HTTP/SSE

Quality: 41/100 (Fair) | Auth: No auth required

Ref Tools Ref Tools Mcp

Finance & Fintech · Local stdio

Quality: 56/100 (Good) | Auth: No auth required

Verdict Summary: Choose Utilia Agent Utilities if you need specialized Finance & Fintech tools running via a hosted cloud SSE transport. Choose Ref Tools Ref Tools Mcp if your workspace requires Finance & Fintech integration with local subprocess execution. Both servers can be configured concurrently in your client's mcpServers manifest.

Which MCP Server Should You Choose?

Choose Utilia Agent Utilities when:

You need dedicated capabilities in the Finance & Fintech domain.
You prefer remote streaming HTTP/SSE transport architecture.
Your security boundary fits: No auth required (Free / Open Source).

Explore Utilia Agent Utilities Details

Choose Ref Tools Ref Tools Mcp when:

You need dedicated capabilities in the Finance & Fintech domain.
You prefer local stdio subprocess transport architecture.
Your security boundary fits: No auth required (Free / Open Source).
Primary tools included: query, url.

Explore Ref Tools Ref Tools Mcp Details

Feature & Specification Comparison

Specification	U Utilia Agent Utilities Finance & Fintech	R Ref Tools Ref Tools Mcp Finance & Fintech
Summary	Paid Solana intelligence and PDF-to-Markdown extraction for autonomous agents.	Provide your AI coding tools with token-efficient access to up-to-date technical documentation for…
Category & Scope	Finance & Fintech	Finance & Fintech
Quality signal

Tools & Capabilities Breakdown

Utilia Agent Utilities Tools (0)

No explicit tool names declared in metadata yet. Check project README on main listing page.

Ref Tools Ref Tools Mcp Tools (2)

query

url

Ready-to-Paste Client Configurations

Paste either (or both) of these JSON server blocks into your client config file (e.g. claude_desktop_config.json or ~/.cursor/mcp.json).

Utilia Agent Utilities Configuration

mcpServers (Claude Desktop / Cursor)

{
  "mcpServers": {
    "utilia-agent-utilities": {
      "url": "https://api.utilia.ink"
    }
  }
}

Ref Tools Ref Tools Mcp Configuration

mcpServers (Claude Desktop / Cursor)

{
  "mcpServers": {
    "ref-tools-ref-tools-mcp": {
      "command": "npx",
      "args": [
        "ref-tools-mcp@latest"
      ]
    }
  }
}

Frequently Asked Questions

Utilia Agent Utilities is categorized under Finance & Fintech and uses a remote streaming HTTP/SSE transport. In contrast, Ref Tools Ref Tools Mcp belongs to Finance & Fintech using local stdio subprocess. Select Utilia Agent Utilities when you need capabilities focused on finance & fintech and Ref Tools Ref Tools Mcp when you require tools for finance & fintech.

More alternatives to Utilia Agent Utilities More alternatives to Ref Tools Ref Tools Mcp Finance & Fintech category hub Canonical compare URL