What is the key difference between Tx402 and XGuard?

Tx402 belongs to the Finance & Fintech category with local stdio execution, while XGuard belongs to the Finance & Fintech category with cloud HTTP/SSE execution.

How do I install Tx402 or XGuard in Claude Desktop or Cursor?

Copy the mcpServers JSON configuration snippet provided on this page into your claude_desktop_config.json or ~/.cursor/mcp.json file and restart your AI client.

Are Tx402 and XGuard free or paid?

Tx402 operates under a Free / Open Source model (No auth required). XGuard operates under a Free / Open Source model (No auth required).

Which MCP server has more tools and community activity?

Tx402 lists 0 tools with 0 views and 0 GitHub stars. XGuard lists 0 tools with 0 views and 0 GitHub stars.

Can I use both Tx402 and XGuard together in the same MCP host?

Yes! MCP hosts like Claude Desktop, Cursor, Windsurf, Cline, and VS Code support configuring multiple servers under the mcpServers object simultaneously.

Side-by-Side Model Context Protocol Comparison

Tx402 vs XGuard

In-depth architectural comparison of the Tx402 and XGuard MCP servers. Compare execution transports, security boundaries, tool capabilities, quality scores, and ready-to-paste client installation snippets for Claude, Cursor, Windsurf, and VS Code.

At a Glance & Executive Verdict

Tx402

Finance & Fintech · Local stdio

Quality: 41/100 (Fair) | Auth: No auth required

XGuard

Finance & Fintech · Remote HTTP/SSE

Quality: 35/100 (Fair) | Auth: No auth required

Verdict Summary: Choose Tx402 if you need specialized Finance & Fintech tools running via a local process. Choose XGuard if your workspace requires Finance & Fintech integration with remote web transport. Both servers can be configured concurrently in your client's mcpServers manifest.

Which MCP Server Should You Choose?

Choose Tx402 when:

You need dedicated capabilities in the Finance & Fintech domain.
You prefer local stdio subprocess transport architecture.
Your security boundary fits: No auth required (Free / Open Source).

Explore Tx402 Details

Choose XGuard when:

You need dedicated capabilities in the Finance & Fintech domain.
You prefer remote streaming HTTP/SSE transport architecture.
Your security boundary fits: No auth required (Free / Open Source).

Explore XGuard Details

Feature & Specification Comparison

Specification	Tx402 Finance & Fintech	XGuard Finance & Fintech
Summary	Explain Algorand transactions in plain English through a deterministic x402-paid API.	Discover x402-paid HTTP APIs and MCP tools cataloged by the XGuard facilitator.
Category & Scope	Finance & Fintech	Finance & Fintech
Quality signal

Tools & Capabilities Breakdown

Tx402 Tools (0)

No explicit tool names declared in metadata yet. Check project README on main listing page.

XGuard Tools (0)

No explicit tool names declared in metadata yet. Check project README on main listing page.

Ready-to-Paste Client Configurations

Paste either (or both) of these JSON server blocks into your client config file (e.g. claude_desktop_config.json or ~/.cursor/mcp.json).

Tx402 Configuration

mcpServers (Claude Desktop / Cursor)

{
  "mcpServers": {
    "tx402": {
      "command": "npx",
      "args": [
        "-y",
        "tx402-mcp"
      ]
    }
  }
}

XGuard Configuration

mcpServers (Claude Desktop / Cursor)

{
  "mcpServers": {
    "xguard": {
      "url": "https://api.xguardgate.com"
    }
  }
}

Frequently Asked Questions

Tx402 is categorized under Finance & Fintech and uses a local stdio subprocess. In contrast, XGuard belongs to Finance & Fintech using remote streaming HTTP/SSE transport. Select Tx402 when you need capabilities focused on finance & fintech and XGuard when you require tools for finance & fintech.

More alternatives to Tx402 More alternatives to XGuard Finance & Fintech category hub