Tools vs Goldbean
A side-by-side look at the Tools and Goldbean MCP servers: transport, auth, tools, quality signals, and the config to install either one in Claude, Cursor, Windsurf or VS Code.
T
ToolsFinance & FintechDoormat Capital's paid x402 safety tools (token scan, HTTP security headers) for AI agents.40FairAuth: not declaredVerdict: choose Tools for finance & fintech work; choose Goldbean for finance & fintech as a local process. You can also run both side by side in one mcpServers block.
Which MCP server should you choose?
Choose Goldbean when
- You need dedicated capabilities in the Finance & Fintech domain.
- You prefer a local stdio subprocess transport.
- Its auth model fits you: other.
- You want tools like
fetch, get_balance, list_accounts.
Feature & specification comparison
Rows where the two servers differ are marked.
| Spec | T Tools | |
|---|---|---|
| Category | Finance & Fintech | Finance & Fintech |
| Quality signal | 40/100 · Fair | 63/100 · Good |
| Install command | Not confirmed yet | Confirmed |
| Transport | — | Local subprocess (stdio) |
| Auth | Not declared | other |
| Pricing | Paid service | Freemium |
| Required env vars | None listed | None listed |
Tools & capabilities
Tools tools
No tool names declared yet. Check the project README from the listing page.
Goldbean tools 12
fetchHTTP fetch with automatic authentication and payment handling. Makes the request, retries with SIGN-IN-WITH-X when the route exposes a SIWX challenge, and only pays if the route still returns 402. Returns response data and the final response headers, including raw payment receipt proof when supplied by the server, along with payment details (price, tx hash) if a payment was made. For endpoints you haven't called before in this session, you MUST call check_endpoint_schema first to confirm the request body schema. Skipping this causes 400 errors from wrong field names.get_balanceGet your total USDC balance across all supported networks. Auto-creates the wallet on first use (~/.agentcash/wallet.json). Use this before paid API calls to confirm you have funds available.list_accountsList wallet accounts for each supported network. Returns the network, address, balance, and deposit link for every supported network so you can see where to fund the wallet. Auto-creates the wallet on first use (~/.agentcash/wallet.json). If onboardingCta is present, show its message to the user — it means they haven't onboarded yet and need to either visit the onboard link or deposit directly.check_endpoint_schemaGet the input/output schema and auth mode (paid or SIWX) for a single endpoint. Call this to see exactly what fields the request body expects and what the response contains. Returns the schema from the origin's OpenAPI spec. Optionally pass sample_input_body to probe the endpoint live (without payment) for an exact price quote — do this when pricing is dynamic (range-based or variable), or when you're unsure about the input schema. Treat auth mode as advisory: fetch handles both SIWX and paid routes.redeem_inviteRedeem an invite code for free USDC on Base. One-time use per code. Returns amount received and transaction hash. Use get_balance after to verify funds, or list_accounts if you need the per-network deposit links as well.discover_api_endpoints
Ready-to-paste client configs
Paste either block (or both) into your client config, e.g. claude_desktop_config.json or ~/.cursor/mcp.json. We only show a config when the install command is confirmed.
Tools
No confirmed install command for Tools yet — follow the setup steps linked from its listing page rather than a guessed package name.
Goldbean
{
"mcpServers": {
"wuzenghai616-lang-goldbean": {
"command": "npx",
"args": [
"-y",
"agentcash@latest"
]
}
}
}
Frequently asked questions
Tools is categorized under Finance & Fintech and uses an install path we have not confirmed yet. Goldbean belongs to Finance & Fintech and uses a local stdio subprocess. Pick Tools for finance & fintech work and Goldbean for finance & fintech.
Copy the mcpServers block from the config section on this page into your client's config (for example claude_desktop_config.json or ~/.cursor/mcp.json), then fully restart the client. Tools has no confirmed install command yet — follow its own setup instructions.
Tools is listed as a paid service. Goldbean is listed as freemium — a free tier with paid plans. Auth: other. If a server needs environment variables such as API keys, define them under the env key in your client's MCP config.
Yes. MCP clients support multiple servers: add tools-5 and wuzenghai616-lang-goldbean as separate keys in the same mcpServers object, and your assistant will call tools from either one.
On AllMCPs, Tools has a quality signal of 40/100 (Fair) with 0 views, 0 installs and 0 GitHub stars. Goldbean has 63/100 (Good) with 3 views, 0 installs and 1 GitHub stars.