Splitwise MCP vs Xupersplit

In-depth architectural comparison of the Splitwise MCP and Xupersplit MCP servers. Compare execution transports, security boundaries, tool capabilities, quality scores, and ready-to-paste client installation snippets for Claude, Cursor, Windsurf, and VS Code.

Which MCP Server Should You Choose?

Choose Splitwise MCP when:

• You need dedicated capabilities in the Developer Tools domain.
• You prefer local stdio subprocess transport architecture.
• Your security boundary fits: No auth required (Free / Open Source).

Explore Splitwise MCP Details

Choose Xupersplit when:

• You need dedicated capabilities in the Developer Tools domain.
• You prefer local stdio subprocess transport architecture.
• Your security boundary fits: No auth required (Free / Open Source).

Explore Xupersplit Details

Feature & Specification Comparison

Specification	Splitwise MCP Developer Tools	Xupersplit Developer Tools
Summary	Splitwise expense and group management for Claude — shared expenses, settle up, friends	Split shared expenses in a group — no account needed. See who owes whom and settle up.
Category & Scope	Developer Tools	Developer Tools
Quality signal

Tools & Capabilities Breakdown

Ready-to-Paste Client Configurations

Paste either (or both) of these JSON server blocks into your client config file (e.g. claude_desktop_config.json or ~/.cursor/mcp.json).

{
  "mcpServers": {
    "splitwise-mcp": {
      "command": "npx",
      "args": [
        "-y",
        "splitwise-mcp"
      ]
    }
  }
}

{
  "mcpServers": {
    "xupersplit": {
      "command": "npx",
      "args": [
        "-y",
        "mcp-remote"
      ]
    }
  }
}

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