What is the key difference between SMS Validator API and Ref Tools Ref Tools Mcp?

SMS Validator API belongs to the Finance & Fintech category with local stdio execution, while Ref Tools Ref Tools Mcp belongs to the Finance & Fintech category with local stdio execution.

How do I install SMS Validator API or Ref Tools Ref Tools Mcp in Claude Desktop or Cursor?

Copy the mcpServers JSON configuration snippet provided on this page into your claude_desktop_config.json or ~/.cursor/mcp.json file and restart your AI client.

Are SMS Validator API and Ref Tools Ref Tools Mcp free or paid?

SMS Validator API operates under a Free / Open Source model (No auth required). Ref Tools Ref Tools Mcp operates under a Free / Open Source model (No auth required).

Which MCP server has more tools and community activity?

SMS Validator API lists 0 tools with 0 views and 0 GitHub stars. Ref Tools Ref Tools Mcp lists 2 tools with 0 views and 1,148 GitHub stars.

Can I use both SMS Validator API and Ref Tools Ref Tools Mcp together in the same MCP host?

Yes! MCP hosts like Claude Desktop, Cursor, Windsurf, Cline, and VS Code support configuring multiple servers under the mcpServers object simultaneously.

How do I install SMS Validator API or Ref Tools Ref Tools Mcp in Claude Desktop, Cursor, or Windsurf?

Both servers follow the standard Model Context Protocol configuration format. Simply copy the JSON block from the configuration section above and paste it into your AI client's mcpServers configuration object (for instance in claude_desktop_config.json or ~/.cursor/mcp.json ), then completely restart or refresh the application.

Are SMS Validator API and Ref Tools Ref Tools Mcp free to use, or do they require API keys?

SMS Validator API is listed under a Free / Open Source model with No auth required . Ref Tools Ref Tools Mcp operates under a Free / Open Source model with No auth required . If environment variables are required (such as API keys), be sure to define them under the env key in your MCP client's configuration file.

Can I run both SMS Validator API and Ref Tools Ref Tools Mcp at the same time in my AI client?

Yes! MCP clients support multi-server orchestration. You can include both sms-validator-api and ref-tools-ref-tools-mcp as distinct keys inside the single mcpServers object in your configuration file. Your AI assistant will automatically select and call the appropriate tool from either server during chat sessions.

Which MCP server has higher directory engagement and quality ratings?

On AllMCPs, SMS Validator API has a Quality Score of 27 /100 ( Emerging ) with 0 views, 0 installs, and 0 GitHub stars. Ref Tools Ref Tools Mcp holds a Quality Score of 56 /100 ( Good ) with 0 views, 0 installs, and 1,148 GitHub stars.

Side-by-Side Model Context Protocol Comparison

SMS Validator API vs Ref Tools Ref Tools Mcp

In-depth architectural comparison of the SMS Validator API and Ref Tools Ref Tools Mcp MCP servers. Compare execution transports, security boundaries, tool capabilities, quality scores, and ready-to-paste client installation snippets for Claude, Cursor, Windsurf, and VS Code.

At a Glance & Executive Verdict

SMS Validator API

Finance & Fintech · Local stdio

Quality: 27/100 (Emerging) | Auth: No auth required

Ref Tools Ref Tools Mcp

Finance & Fintech · Local stdio

Quality: 56/100 (Good) | Auth: No auth required

Verdict Summary: Choose SMS Validator API if you need specialized Finance & Fintech tools running via a local process. Choose Ref Tools Ref Tools Mcp if your workspace requires Finance & Fintech integration with local subprocess execution. Both servers can be configured concurrently in your client's mcpServers manifest.

Which MCP Server Should You Choose?

Choose SMS Validator API when:

You need dedicated capabilities in the Finance & Fintech domain.
You prefer local stdio subprocess transport architecture.
Your security boundary fits: No auth required (Free / Open Source).

Explore SMS Validator API Details

Choose Ref Tools Ref Tools Mcp when:

You need dedicated capabilities in the Finance & Fintech domain.
You prefer local stdio subprocess transport architecture.
Your security boundary fits: No auth required (Free / Open Source).
Primary tools included: query, url.

Explore Ref Tools Ref Tools Mcp Details

Feature & Specification Comparison

Specification	S SMS Validator API Finance & Fintech	R Ref Tools Ref Tools Mcp Finance & Fintech
Summary	Validate SMS-capable phone numbers — mobile vs landline, E.164 format. x402 micropayment.	Provide your AI coding tools with token-efficient access to up-to-date technical documentation for…
Category & Scope	Finance & Fintech	Finance & Fintech
Quality signal

Tools & Capabilities Breakdown

SMS Validator API Tools (0)

No explicit tool names declared in metadata yet. Check project README on main listing page.

Ref Tools Ref Tools Mcp Tools (2)

query

url

Ready-to-Paste Client Configurations

Paste either (or both) of these JSON server blocks into your client config file (e.g. claude_desktop_config.json or ~/.cursor/mcp.json).

SMS Validator API Configuration

mcpServers (Claude Desktop / Cursor)

{
  "mcpServers": {
    "sms-validator-api": {
      "command": "npx",
      "args": [
        "-y",
        "sms-validator-api"
      ]
    }
  }
}

Ref Tools Ref Tools Mcp Configuration

mcpServers (Claude Desktop / Cursor)

{
  "mcpServers": {
    "ref-tools-ref-tools-mcp": {
      "command": "npx",
      "args": [
        "ref-tools-mcp@latest"
      ]
    }
  }
}

Frequently Asked Questions

SMS Validator API is categorized under Finance & Fintech and uses a local stdio subprocess. In contrast, Ref Tools Ref Tools Mcp belongs to Finance & Fintech using local stdio subprocess. Select SMS Validator API when you need capabilities focused on finance & fintech and Ref Tools Ref Tools Mcp when you require tools for finance & fintech.

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