SCRIPTMASTERLABS — x402 Gateway vs Xero MCP Server
A side-by-side look at the SCRIPTMASTERLABS — x402 Gateway and Xero MCP Server MCP servers: transport, auth, tools, quality signals, and the config to install either one in Claude, Cursor, Windsurf or VS Code.
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SCRIPTMASTERLABS — x402 GatewayFinance & Fintech · Remote HTTP/SSERemote MCP gateway for SCRIPTMASTERLABS x402-paid tools and agent-native API access on Base, with free capability discovery and pay-per-use execution.77GreatAuth: no auth requiredVerdict: choose SCRIPTMASTERLABS — x402 Gateway for finance & fintech work over a hosted endpoint; choose Xero MCP Server for finance & fintech as a local process. You can also run both side by side in one mcpServers block.
Which MCP server should you choose?
SChoose SCRIPTMASTERLABS — x402 Gateway when
- You need dedicated capabilities in the Finance & Fintech domain.
- You prefer a remote HTTP/SSE transport.
- Its auth model fits you: No auth required.
- You want tools like
sml_discover, sml_status, x402_contract.
Choose Xero MCP Server when
- You need dedicated capabilities in the Finance & Fintech domain.
- You prefer a local stdio subprocess transport.
- Its auth model fits you: OAuth 2.0.
- You have the keys it needs:
XERO_CLIENT_ID, XERO_CLIENT_SECRET, XERO_SCOPES, XERO_CLIENT_BEARER_TOKEN.
Feature & specification comparison
Rows where the two servers differ are marked.
| Spec | S SCRIPTMASTERLABS — x402 Gateway | |
|---|---|---|
| Category | Finance & Fintech | Finance & Fintech |
| Quality signal | 77/100 · Great | 57/100 · Good |
| Install command | Confirmed | Confirmed |
| Transport | Remote HTTP/SSE | Local subprocess (stdio) |
| Auth | No auth required | OAuth 2.0 |
| Pricing | Freemium | BYOK (pay the provider) |
| Required env vars | None listed | XERO_CLIENT_IDXERO_CLIENT_SECRETXERO_SCOPESXERO_CLIENT_BEARER_TOKEN |
| Verified owner | Verified | Community listing |
| GitHub stars | — | 385 |
| Directory activity | 4 views 0 installs 0 upvotes | 3 views 0 installs 0 upvotes |
| Tools | 3 | Not listed |
| Full listing | View SCRIPTMASTERLABS — x402 Gateway | View Xero MCP Server |
Tools & capabilities
SCRIPTMASTERLABS — x402 Gateway tools 3
sml_discoverFind the x402 Gateway contract and where to inspect fresh payment requirements. FREE.sml_statusCheck the public x402 Gateway identity and canonical payment rail. FREE.x402_contractInspect the canonical x402 payment contract. Returns network, USDC asset, payTo, headers, and the rule for resolving fresh target requirements. FREE.
Xero MCP Server tools
No tool names declared yet. Check the project README from the listing page.
Ready-to-paste client configs
Paste either block (or both) into your client config, e.g. claude_desktop_config.json or ~/.cursor/mcp.json. We only show a config when the install command is confirmed.
SCRIPTMASTERLABS — x402 Gateway
{
"mcpServers": {
"scriptmasterlabs-x402-gateway": {
"url": "https://mcp-x402.onrender.com/mcp"
}
}
}
Xero MCP Server
{
"mcpServers": {
"xeroapi-xero-mcp-server": {
"command": "npx",
"args": [
"-y",
"@xeroapi/xero-mcp-server@latest"
],
"env": {
"XERO_CLIENT_ID": "YOUR_XERO_CLIENT_ID_HERE",
"XERO_CLIENT_SECRET": "YOUR_XERO_CLIENT_SECRET_HERE",
"XERO_SCOPES": "YOUR_XERO_SCOPES_HERE",
"XERO_CLIENT_BEARER_TOKEN": "YOUR_XERO_CLIENT_BEARER_TOKEN_HERE"
}
}
}
}
Frequently asked questions
SCRIPTMASTERLABS — x402 Gateway is categorized under Finance & Fintech and uses a remote HTTP/SSE transport. Xero MCP Server belongs to Finance & Fintech and uses a local stdio subprocess. Pick SCRIPTMASTERLABS — x402 Gateway for finance & fintech work and Xero MCP Server for finance & fintech.
Copy the mcpServers block from the config section on this page into your client's config (for example claude_desktop_config.json or ~/.cursor/mcp.json), then fully restart the client.
SCRIPTMASTERLABS — x402 Gateway is listed as freemium — a free tier with paid plans. Auth: no auth required. Xero MCP Server is bring-your-own-key: usage is billed by the API provider you supply a key for. Auth: oauth 2.0. If a server needs environment variables such as API keys, define them under the env key in your client's MCP config.
Yes. MCP clients support multiple servers: add scriptmasterlabs-x402-gateway and xeroapi-xero-mcp-server as separate keys in the same mcpServers object, and your assistant will call tools from either one.
On AllMCPs, SCRIPTMASTERLABS — x402 Gateway has a quality signal of 77/100 (Great) with 4 views, 0 installs and 0 GitHub stars. Xero MCP Server has 57/100 (Good) with 3 views, 0 installs and 385 GitHub stars.