A side-by-side look at the Tossinvest MCP and Xero MCP Server MCP servers: transport, auth, tools, quality signals, and the config to install either one in Claude, Cursor, Windsurf or VS Code.
Verdict: choose Tossinvest MCP for finance & fintech work as a local process; choose Xero MCP Server for finance & fintech as a local process. You can also run both side by side in one mcpServers block.
TOSSINVEST_API_KEY, TOSSINVEST_SECRET_KEY.XERO_CLIENT_ID, XERO_CLIENT_SECRET, XERO_SCOPES, XERO_CLIENT_BEARER_TOKEN.Rows where the two servers differ are marked.
| Spec | ||
|---|---|---|
| Category | Finance & Fintech | Finance & Fintech |
| Quality signal | 53/100 · Good | 57/100 · Good |
| Install command | Confirmed | Confirmed |
| Transport | Local subprocess (stdio) | Local subprocess (stdio) |
| Auth | API key required | OAuth 2.0 |
| Pricing | Free | BYOK (pay the provider) |
| Required env vars | TOSSINVEST_API_KEYTOSSINVEST_SECRET_KEY | XERO_CLIENT_IDXERO_CLIENT_SECRETXERO_SCOPESXERO_CLIENT_BEARER_TOKEN |
| Verified owner | Community listing | Community listing |
| GitHub stars | 4 | 372 |
| Directory activity | 3 views 0 installs 0 upvotes | 3 views 0 installs 0 upvotes |
| Tools | Not listed | Not listed |
| Full listing | View Tossinvest MCP | View Xero MCP Server |
No tool names declared yet. Check the project README from the listing page.
No tool names declared yet. Check the project README from the listing page.
Paste either block (or both) into your client config, e.g. claude_desktop_config.json or ~/.cursor/mcp.json. We only show a config when the install command is confirmed.
{
"mcpServers": {
"scjang01-tossinvest-mcp": {
"command": "npx",
"args": [
"-y",
"tossinvest-mcp"
],
"env": {
"TOSSINVEST_API_KEY": "YOUR_TOSSINVEST_API_KEY_HERE",
"TOSSINVEST_SECRET_KEY": "YOUR_TOSSINVEST_SECRET_KEY_HERE"
}
}
}
}
{
"mcpServers": {
"xeroapi-xero-mcp-server": {
"command": "npx",
"args": [
"-y",
"@xeroapi/xero-mcp-server@latest"
],
"env": {
"XERO_CLIENT_ID": "YOUR_XERO_CLIENT_ID_HERE",
"XERO_CLIENT_SECRET": "YOUR_XERO_CLIENT_SECRET_HERE",
"XERO_SCOPES": "YOUR_XERO_SCOPES_HERE",
"XERO_CLIENT_BEARER_TOKEN": "YOUR_XERO_CLIENT_BEARER_TOKEN_HERE"
}
}
}
}