Ref Tools Ref Tools MCP vs Synci

In-depth architectural comparison of the Ref Tools Ref Tools MCP and Synci MCP servers. Compare execution transports, security boundaries, tool capabilities, quality scores, and ready-to-paste client installation snippets for Claude, Cursor, Windsurf, and VS Code.

Which MCP Server Should You Choose?

Choose Ref Tools Ref Tools MCP when:

• You need dedicated capabilities in the Finance & Fintech domain.
• You prefer local stdio subprocess transport architecture.
• Your security boundary fits: No auth required (Free / Open Source).
• Primary tools included: query, url.

Explore Ref Tools Ref Tools MCP Details

S

Choose Synci when:

• You need dedicated capabilities in the Finance & Fintech domain.
• You prefer remote streaming HTTP/SSE transport architecture.
• Your security boundary fits: No auth required (Free / Open Source).

Explore Synci Details

Feature & Specification Comparison

Specification	Ref Tools Ref Tools MCP Finance & Fintech	S Synci Finance & Fintech
Summary	Provide your AI coding tools with token-efficient access to up-to-date technical documentation for…	Read-only access to your bank, investment, and crypto accounts: balances, transactions, holdings.
Category & Scope	Finance & Fintech	Finance & Fintech

Tools & Capabilities Breakdown

Ready-to-Paste Client Configurations

Paste either (or both) of these JSON server blocks into your client config file (e.g. claude_desktop_config.json or ~/.cursor/mcp.json).

{
  "mcpServers": {
    "ref-tools-ref-tools-mcp": {
      "command": "npx",
      "args": [
        "ref-tools-mcp@latest"
      ]
    }
  }
}

{
  "mcpServers": {
    "synci": {
      "url": "https://synci.io"
    }
  }
}

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