Pine Labs Payment Gateway MCP Server (Official)

MCP client for Pine Labs payment gateway -- connect Claude Desktop, Cursor, VS Code, and other AI assistants to Pine Labs payment APIs using your client credentials.

Full Documentation | Available Tools | Use Cases | FAQs

Prerequisites
Quick Start
CLI Commands
Supported AI Clients
Manual Configuration
Available Tools
Use Cases
Remote MCP Server
Authentication
Local MCP Server
Configuration
Debugging
FAQ
Keywords
License

Prerequisites

Node.js 18+ -- Download or install npm i pinelabs-mcp
Pine Labs Client Credentials -- Get your Client ID and Client Secret from the Pine Labs developer portal

Quick Start

Getting Your Credentials

Sign up or log in to the Pine Labs merchant dashboard provided with your account.
Navigate to your account settings to locate your Client ID and Client Secret.
Use these credentials in the MCP server configuration as shown in the setup instructions above.

Configure and Connect

bash

# 1. Configure your credentials
npx pinelabs-mcp configure --client-id=YOUR_ID --client-secret=YOUR_SECRET

# 2. Test your connection
npx pinelabs-mcp test

# 3. Auto-configure your AI client
npx pinelabs-mcp setup cursor       # or: claude-desktop, vscode, windsurf, opencode, copilot, codex

Then restart your AI client and start using Pine Labs tools.

CLI Commands

Code

pinelabs-mcp start                             Start MCP server (stdio mode)
pinelabs-mcp configure                         Interactive credential setup
pinelabs-mcp configure --client-id=X --client-secret=Y [--env=uat|prod]
pinelabs-mcp test                              Test connectivity and credentials
pinelabs-mcp setup <client>                    Auto-configure an AI client
pinelabs-mcp setup <client> --local            Use local path (dev mode)
pinelabs-mcp setup <client> --print            Preview config without writing
pinelabs-mcp status                            Show current configuration
pinelabs-mcp help                              Show help message
pinelabs-mcp --version                         Show version

Supported AI Clients

Client	Command	Config Path
Claude Desktop	`setup claude-desktop`	Platform-specific Claude config
Cursor	`setup cursor`	`~/.cursor/mcp.json`
VS Code	`setup vscode`	`.vscode/mcp.json` (project)
Windsurf	`setup windsurf`	`~/.codeium/windsurf/mcp_config.json`
OpenCode	`setup opencode`	`.opencode/config.json` (project)
GitHub Copilot	`setup copilot`	`~/.copilot/mcp-config.json`
OpenAI Codex	`setup codex`	`.codex/config.toml`

Manual Configuration

If you prefer to configure manually instead of using npx pinelabs-mcp setup, add the following to your AI client's MCP config:

config.json

{
  "mcpServers": {
    "pinelabs": {
      "command": "npx",
      "args": ["-y", "pinelabs-mcp"],
      "env": {
        "PINELABS_CLIENT_ID": "your_client_id",
        "PINELABS_CLIENT_SECRET": "your_client_secret"
      }
    }
  }
}

Note: VS Code uses "servers" instead of "mcpServers" as the top-level key. For production environment, add "PINELABS_ENV": "prod" to the env block.

Available Tools

The Pine Labs MCP Server exposes 50+ tools across multiple categories. Each tool maps to a specific Pine Labs payment API endpoint.

Tool Type Legend

Each tool below is tagged with a Type indicating its access pattern and operational risk. This helps you reason about which tools are safe in read-only deployments and which require explicit user confirmation in autonomous (agentic) flows.

Type	Meaning	Examples
Read	Safe, side-effect-free. Fetches or queries data only. Allowed in read-only mode.	`get_order_by_order_id`, `get_all_settlements`, `list_plural_apis`
Write	Creates or modifies resources. Not destructive but mutates server state. Skipped in read-only mode.	`create_payment_link`, `create_order`, `update_plan`
Destructive	Cancels, deletes, refunds, or moves money. Irreversible or financially impactful. Should require explicit user confirmation in agent flows.	`cancel_order`, `create_refund`, `create_payout`, `delete_plan`

Read-only mode: Run the server with --read-only (or set the equivalent config) to register only Read tools and skip all Write / Destructive toolsets. Useful for analytics, monitoring, or untrusted agent contexts.

Payment Links

Tool	Type	Description	API Reference
`create_payment_link`	Write	Create a new payment link for collecting payments	Payment Link - Create
`get_payment_link_by_id`	Read	Fetch a payment link by its payment link ID	Payment Link - Get by ID
`get_payment_link_by_merchant_reference`	Read	Fetch a payment link by its merchant payment link reference	Payment Link - Get by Reference
`cancel_payment_link`	Destructive	Cancel an active payment link	Payment Link - Cancel
`resend_payment_link_notification`	Write	Resend a payment link notification to the customer	Payment Link - Resend

Orders

Tool	Type	Description	API Reference
`get_order_by_order_id`	Read	Retrieve order details by order ID	Order - Get by ID
`get_order_by_merchant_order_reference`	Read	Retrieve order details by merchant order reference	Order - Get by Merchant Reference
`capture_order`	Write	Capture a previously authorized payment against an order	Order - Capture
`cancel_order`	Destructive	Cancel a pre-authorized payment against an order	Order - Cancel
`fetch_order_payments`	Read	Fetch all payment attempts associated with an order	Order - Get Payments

Checkout Orders

Tool	Type	Description	API Reference
`create_order`	Write	Create a new checkout order and generate a checkout link	Order - Create

Card Payments

Tool	Type	Description	API Reference
`create_card_payment`	Write	Create a server-to-server card payment against an order	Card Payment - Create
`get_card_details`	Read	Retrieve card details (BIN, network, type) for a card number	Card Details - Get

OTP

Tool	Type	Description	API Reference
`generate_otp`	Write	Generate an OTP for a card payment authentication flow	OTP - Generate
`submit_otp`	Write	Submit an OTP to complete a card payment authentication	OTP - Submit
`resend_otp`	Write	Resend an OTP for a card payment authentication	OTP - Resend

Refunds

Tool	Type	Description	API Reference
`create_refund`	Destructive	Initiate a full or partial refund against a captured payment	Refund - Create

Settlements

Tool	Type	Description	API Reference
`get_all_settlements`	Read	Retrieve all settlements for the merchant within a date range	Settlements - Get All
`get_settlement_by_utr`	Read	Retrieve a specific settlement by its UTR (Unique Transaction Reference)	Settlement - Get by UTR

Payouts

Tool	Type	Description	API Reference
`create_payout`	Destructive	Create a payout to disburse funds to a beneficiary (moves money)	Payout - Create
`get_payout_details`	Read	Retrieve details of a payout by payout ID	Payout - Get
`get_payout_payments`	Read	List payments associated with a payout	Payout - Get Payments
`get_payout_balance`	Read	Retrieve the available payout balance for the merchant	Payout - Get Balance
`update_payout`	Write	Update an existing payout request	Payout - Update
`cancel_payout`	Destructive	Cancel a pending payout request	Payout - Cancel

Subscriptions

Tool	Type	Description	API Reference
`create_plan`	Write	Create a new subscription plan	Plan - Create
`get_plans`	Read	Retrieve subscription plans	Plan - Get All
`get_plan_by_id`	Read	Retrieve a subscription plan by plan ID	Plan - Get Specific
`get_plan_by_merchant_reference`	Read	Retrieve a plan by merchant plan reference	Plan - Get Specific
`update_plan`	Write	Update an existing subscription plan	Plan - Update
`delete_plan`	Destructive	Delete a subscription plan	Plan - Delete
`create_subscription`	Write	Create a new subscription against a plan	Subscription - Create
`get_subscriptions`	Read	Retrieve subscriptions	Subscription - Get All
`get_subscription_by_id`	Read	Retrieve a subscription by subscription ID	Subscription - Get Specific
`get_subscription_by_merchant_reference`	Read	Retrieve a subscription by merchant reference	Subscription - Get Specific
`pause_subscription`	Write	Pause an active subscription	Subscription - Pause
`resume_subscription`	Write	Resume a paused subscription	Subscription - Resume
`cancel_subscription`	Destructive	Cancel an active subscription	Subscription - Cancel
`update_subscription`	Write	Update an existing subscription	Subscription - Update
`create_presentation`	Write	Create a presentation (payment request) for a subscription	Presentation - Create
`get_presentation`	Read	Retrieve a presentation by presentation ID	Presentation - Get
`delete_presentation`	Destructive	Delete a presentation	Presentation - Delete
`get_presentations_by_subscription_id`	Read	Retrieve all presentations for a subscription	Presentation - Get by Subscription
`get_presentation_by_merchant_reference`	Read	Retrieve a presentation by merchant reference	Presentation - Get
`send_subscription_notification`	Write	Send a pre-debit notification for a subscription	Presentation - Create
`create_debit`	Destructive	Execute a debit (payment collection) against a subscription	Presentation - Create
`create_merchant_retry`	Write	Retry mandate execution for a failed debit (max 3 retries)	Merchant Retry

UPI Payments

Tool	Type	Description	API Reference
`create_upi_intent_payment_with_qr`	Write	Create a UPI intent payment with QR code for instant collection	UPI Intent QR

Reports and Transaction Search

Tool	Type	Description	API Reference
`get_payment_link_details`	Read	Fetch payment link details within a date range	API Docs
`get_order_details`	Read	Fetch order details within a date range	API Docs
`get_refund_order_details`	Read	Fetch refund order details within a date range	API Docs
`search_transaction`	Read	Search for a transaction by transaction ID	API Docs

Developer Tools

Tool	Type	Description
`get_api_documentation`	Read	Fetch Pine Labs API documentation for a specific API
`list_plural_apis`	Read	List all available Pine Labs (Plural) APIs with descriptions
`detect_stack`	Read	Detect the technology stack of the current project to tailor integration guidance
`integrate_pinelabs_checkout`	Read	Generate stack-aware code snippets and integration guidance for Pine Labs Checkout

Merchant Analytics

Tool	Type	Description
`get_merchant_success_rate`	Read	Fetch transaction success rate for the merchant over a date range

Use Cases

Payment Gateway Integration: Connect your AI application to the Pine Labs payment gateway to create checkout orders, generate payment links, and process transactions programmatically.
AI-Powered Checkout Flows: Build conversational checkout experiences where AI assistants create orders, generate payment links, and track payment status in real time.
UPI Payment Automation: Generate UPI intent QR codes and process UPI payments through AI-driven interfaces for in-app or point-of-sale collection.
Subscription Lifecycle Management: Automate recurring payment plan creation, subscription activation, pause/resume cycles, debit presentations, and pre-debit notifications.
Agentic Payment Workflows: Build autonomous AI agents that manage end-to-end payment operations -- from order creation through reconciliation -- without manual intervention.
Order Tracking and Reconciliation: Query order details, search transactions by ID, and reconcile payments to verify statuses and resolve disputes.
Payment Analytics and Reporting: Retrieve payment link reports, order summaries, refund details, and merchant success rates over custom date ranges.
Customer Support Automation: Enable support agents or chatbots to look up transactions, check payment statuses, cancel orders, and resend payment notifications.

Remote MCP Server

The Remote MCP Server is hosted and maintained by Pine Labs. Use this approach if you prefer to configure your AI client manually with the remote endpoint instead of using the npm CLI.

Benefits

Zero Setup: No Python, Docker, or local infrastructure to manage
Always Updated: Automatic updates with the latest payment API features and security patches
High Availability: Hosted on Pine Labs production infrastructure
Secure Authentication: Client credential authentication over HTTPS

If you are connecting to a self-hosted remote deployment instead of the Pine Labs hosted service, replace the remote URL below with <your-mcp-server-url>.

Prerequisites

npx is required to proxy the remote MCP connection. Install Node.js (which includes npm and npx):

macOS

bash

brew install node

Windows

bash

choco install nodejs

Alternatively, download from https://nodejs.org/.

Verify Installation

Terminal

npx --version

Usage with Cursor

Add the following to your Cursor MCP settings:

config.json

{
  "mcpServers": {
    "pinelabs": {
      "command": "npx",
      "args": [
        "mcp-remote",
        "https://mcp.pinelabs.com/mcp",
        "--header",
        "X-Client-Id:<your-client-id>",
        "--header",
        "X-Client-Secret:<your-client-secret>"
      ]
    }
  }
}

Replace <your-client-id> and <your-client-secret> with your Pine Labs credentials. See Authentication for details.

Usage with Claude Desktop

Add the following to your claude_desktop_config.json:

config.json

{
  "mcpServers": {
    "pinelabs": {
      "command": "npx",
      "args": [
        "mcp-remote",
        "https://mcp.pinelabs.com/mcp",
        "--header",
        "X-Client-Id:<your-client-id>",
        "--header",
        "X-Client-Secret:<your-client-secret>"
      ]
    }
  }
}

Replace <your-client-id> and <your-client-secret> with your Pine Labs credentials.

Configure MCP servers in Claude Desktop: MCP Quickstart Guide
Install Claude Desktop: Download

Usage with VS Code

Add the following to your VS Code settings (JSON):

config.json

{
  "mcp": {
    "inputs": [
      {
        "type": "promptString",
        "id": "pinelabs_client_id",
        "description": "Pine Labs Client ID"
      },
      {
        "type": "promptString",
        "id": "pinelabs_client_secret",
        "description": "Pine Labs Client Secret",
        "password": true
      }
    ],
    "servers": {
      "pinelabs": {
        "command": "npx",
        "args": [
          "mcp-remote",
          "https://mcp.pinelabs.com/mcp",
          "--header",
          "X-Client-Id:${input:pinelabs_client_id}",
          "--header",
          "X-Client-Secret:${input:pinelabs_client_secret}"
        ]
      }
    }
  }
}

Learn more about MCP servers in VS Code's agent mode documentation.

Authentication

The MCP server authenticates using Client ID and Client Secret credentials issued by Pine Labs.

Note: For local deployments, credentials can be passed via CLI arguments or environment variables. For the remote server, credentials are passed as HTTP headers.

Local MCP Server

Deploy the MCP server on your own infrastructure for full control over the runtime environment.

Prerequisites

Python 3.12+
Docker (optional, for containerized deployment)
Git

Install on Windows (Chocolatey)

The fastest way to get the MCP server on a Windows machine is via Chocolatey. The package is a thin wrapper that installs Python 3.10+ as a dependency and then installs pinelabs-mcp-server from PyPI, registering a pinelabs-mcp shim on PATH.

powershell

choco install pinelabs-mcp

Verify the install:

powershell

pinelabs-mcp --help

Run the server over stdio:

powershell

pinelabs-mcp stdio --client-id <your-client-id> --client-secret <your-client-secret> --env uat

MCP client configuration (Claude Desktop / Cursor / VS Code)

After choco install, point your MCP client at the pinelabs-mcp shim:

config.json

{
  "mcpServers": {
    "pinelabs": {
      "command": "pinelabs-mcp",
      "args": ["stdio", "--env", "uat"],
      "env": {
        "PINELABS_CLIENT_ID": "<your-client-id>",
        "PINELABS_CLIENT_SECRET": "<your-client-secret>"
      }
    }
  }
}

To uninstall:

powershell

choco uninstall pinelabs-mcp

Using Public Docker Image (Recommended)

Use the official Pine Labs Docker image directly. No build step required.

Note: To pin a specific version, replace pinelabs/mcp:latest with pinelabs/mcp:<version-tag> (e.g., pinelabs/mcp:v1.0.0) in the configurations below.

Usage with Claude Desktop

Add the following to your claude_desktop_config.json:

config.json

{
  "mcpServers": {
    "pinelabs": {
      "command": "docker",
      "args": [
        "run",
        "--rm",
        "-i",
        "-e",
        "PINELABS_CLIENT_ID",
        "-e",
        "PINELABS_CLIENT_SECRET",
        "-e",
        "PINELABS_ENV",
        "pinelabs/mcp:latest"
      ],
      "env": {
        "PINELABS_CLIENT_ID": "<your-client-id>",
        "PINELABS_CLIENT_SECRET": "<your-client-secret>",
        "PINELABS_ENV": "prod"
      }
    }
  }
}

Replace <your-client-id> and <your-client-secret> with your Pine Labs credentials.

Configure MCP servers in Claude Desktop: MCP Quickstart Guide
Install Claude Desktop: Download

Usage with VS Code

Add the following to your VS Code settings (JSON):

config.json

{
  "mcp": {
    "inputs": [
      {
        "type": "promptString",
        "id": "pinelabs_client_id",
        "description": "Pine Labs Client ID"
      },
      {
        "type": "promptString",
        "id": "pinelabs_client_secret",
        "description": "Pine Labs Client Secret",
        "password": true
      }
    ],
    "servers": {
      "pinelabs": {
        "command": "docker",
        "args": [
          "run",
          "--rm",
          "-i",
          "-e",
          "PINELABS_CLIENT_ID",
          "-e",
          "PINELABS_CLIENT_SECRET",
          "-e",
          "PINELABS_ENV=prod",
          "pinelabs/mcp:latest"
        ],
        "env": {
          "PINELABS_CLIENT_ID": "${input:pinelabs_client_id}",
          "PINELABS_CLIENT_SECRET": "${input:pinelabs_client_secret}"
        }
      }
    }
  }
}

Learn more about MCP servers in VS Code's agent mode documentation.

Usage with Cursor

config.json

{
  "mcpServers": {
    "pinelabs": {
      "command": "docker",
      "args": [
        "run",
        "--rm",
        "-i",
        "-e",
        "PINELABS_CLIENT_ID",
        "-e",
        "PINELABS_CLIENT_SECRET",
        "-e",
        "PINELABS_ENV=prod",
        "pinelabs/mcp:latest"
      ],
      "env": {
        "PINELABS_CLIENT_ID": "<your-client-id>",
        "PINELABS_CLIENT_SECRET": "<your-client-secret>"
      }
    }
  }
}

Replace <your-client-id> and <your-client-secret> with your Pine Labs credentials.

Build from Docker (Alternative)

Clone the repository and build the Docker image locally:

bash

git clone https://github.com/plural-pinelabs/pinelabs-online-mcp.git
cd pinelabs-online-mcp
docker build -t pinelabs-mcp-server:latest .

Once built, replace pinelabs/mcp:latest with pinelabs-mcp-server:latest in the configurations above.

Build from Source

Run the server directly from source without Docker:

bash

# Clone the repository
git clone https://github.com/plural-pinelabs/pinelabs-online-mcp.git
cd pinelabs-online-mcp

# Create and activate a virtual environment
python -m venv .venv
source .venv/bin/activate      # macOS/Linux
# .venv\Scripts\activate       # Windows

# Install dependencies
pip install -r requirements.txt

# Run the server (stdio mode)
python -m cli.pinelabs_mcp_server.main stdio \
  --client-id <your-client-id> \
  --client-secret <your-client-secret> \
  --env prod

Once running, configure your MCP client to connect to the local process. Example for VS Code:

config.json

{
  "mcp": {
    "servers": {
      "pinelabs": {
        "command": "python",
        "args": [
          "-m",
          "cli.pinelabs_mcp_server.main",
          "stdio"
        ],
        "env": {
          "PINELABS_CLIENT_ID": "<your-client-id>",
          "PINELABS_CLIENT_SECRET": "<your-client-secret>",
          "PINELABS_ENV": "prod"
        }
      }
    }
  }
}

Configuration

Environment Variables

Variable	Required	Default	Description
`PINELABS_CLIENT_ID`	Yes	--	Pine Labs client ID for API authentication
`PINELABS_CLIENT_SECRET`	Yes	--	Pine Labs client secret for API authentication
`PINELABS_ENV`	No	`uat`	Target environment: `uat` or `prod`
`LOG_LEVEL`	No	`INFO`	Log verbosity: `DEBUG`, `INFO`, `WARNING`, `ERROR`
`LOG_FILE`	No	stderr	Path to log output file
`READ_ONLY`	No	`false`	Restrict to read-only tools (disables write operations)
`TOOLSETS`	No	all	Comma-separated list of toolsets to enable

Command Line Flags

Code

python -m cli.pinelabs_mcp_server.main <transport> [options]

Transports:
  stdio                 Standard I/O transport (for MCP clients)
  http                  HTTP transport (for web-based access)

Options:
  --client-id           Pine Labs client ID
  --client-secret       Pine Labs client secret
  --env                 Environment: uat, prod (default: uat)
  --log-file            Path to log file
  --log-level           Log level: DEBUG, INFO, WARNING, ERROR
  --read-only           Only register read-only tools
  --toolsets            Comma-separated list of toolsets to enable

HTTP-only options:
  --host                Host to bind to (default: 0.0.0.0)
  --port                Port to listen on (default: 8000)

Debugging the Server

Use the --log-level DEBUG flag and optionally --log-file to write detailed logs for troubleshooting:

bash

python -m cli.pinelabs_mcp_server.main stdio \
  --client-id <ID> --client-secret <SECRET> \
  --log-level DEBUG --log-file ./debug.log

FAQ

Q: Do I need to provide amounts in paisa? A: No. Amounts are specified in rupees (e.g., 500 for INR 500). No conversion to paisa is required.

Q: What environments are supported? A: The server supports uat (default) and prod environments. Set via PINELABS_ENV or --env.

Q: Can I restrict which tools are available? A: Yes. Use the --read-only flag to disable write operations, or use --toolsets to enable specific toolsets (e.g., --toolsets payment_links,orders).

Q: Where can I find the full API reference? A: Visit the Pine Labs Developer Documentation for the complete API reference.

Keywords

Pine Labs, Pine Labs Online, Plural, Plural Online, payment gateway, online payment gateway, checkout gateway, payment checkout, online checkout, hosted checkout, payment page, payments, online payments, digital payments, payment processing, accept payments, collect payments, payment integration, gateway integration, payments API, payment API, checkout API, gateway API, UPI, cards, credit card, debit card, netbanking, wallet, EMI, cardless EMI, subscriptions, recurring payments, orders, order payments, create payment, initiate payment, process payment, payment links, MCP server, Model Context Protocol, AI payment automation, agentic payments, QR code payments, payment orchestration, merchant API, transaction reporting, fintech, SDK

License

This project is licensed under the Apache 2.0 license. See LICENSE for the full terms.

Pine Labs Payment Gateway MCP Server (Official)

Table of Contents

Prerequisites

Quick Start

Getting Your Credentials

Configure and Connect

CLI Commands

Supported AI Clients

Manual Configuration

Available Tools

Tool Type Legend

Payment Links

Orders

Checkout Orders

Card Payments

OTP

Refunds

Settlements

Payouts

Subscriptions

UPI Payments

Reports and Transaction Search

Developer Tools

Merchant Analytics

Use Cases

Remote MCP Server

Benefits

Prerequisites

macOS

Windows

Verify Installation

Usage with Cursor

Usage with Claude Desktop

Usage with VS Code

Authentication

Local MCP Server

Prerequisites

Install on Windows (Chocolatey)

MCP client configuration (Claude Desktop / Cursor / VS Code)

Using Public Docker Image (Recommended)

Usage with Claude Desktop

Usage with VS Code

Usage with Cursor

Build from Docker (Alternative)

Build from Source

Configuration

Environment Variables

Command Line Flags

Debugging the Server

FAQ

Keywords

License