Payagent MCP vs Clawpay MCP

In-depth architectural comparison of the Payagent MCP and Clawpay MCP MCP servers. Compare execution transports, security boundaries, tool capabilities, quality scores, and ready-to-paste client installation snippets for Claude, Cursor, Windsurf, and VS Code.

Which MCP Server Should You Choose?

P

Choose Payagent MCP when:

• You need dedicated capabilities in the Finance & Fintech domain.
• You prefer local stdio subprocess transport architecture.
• Your security boundary fits: No auth required (Free / Open Source).
• Primary tools included: setup, discover, inspect.

Explore Payagent MCP Details

Choose Clawpay MCP when:

• You need dedicated capabilities in the Finance & Fintech domain.
• You prefer local stdio subprocess transport architecture.
• Your security boundary fits: other (Free / Open Source).
• You have access to required keys: AGENT_PRIVATE_KEY, AGENT_WALLET_ADDRESS.
• Primary tools included: stdio MCP server for wallet operations, x402 payment and session tools, Local spend-policy and budget checks.

Explore Clawpay MCP Details

Feature & Specification Comparison

Specification	P Payagent MCP Finance & Fintech	Clawpay MCP up2itnow0822 Finance & Fintech
Summary	Pay x402 APIs in USDC on Base, Solana, and BNB Chain with spend mandates, receipts, idempotency.	Non-custodial x402 payment layer for AI agents. Agents sign transactions from their own wallet with on-chain spend limits — no custodial infrastructure, no API keys. Built on Base.
Category & Scope	Finance & Fintech

Tools & Capabilities Breakdown

Ready-to-Paste Client Configurations

Paste either (or both) of these JSON server blocks into your client config file (e.g. claude_desktop_config.json or ~/.cursor/mcp.json).

{
  "mcpServers": {
    "payagent-mcp": {
      "command": "npx",
      "args": [
        "-y",
        "payagent"
      ]
    }
  }
}

{
  "mcpServers": {
    "up2itnow0822-clawpay-mcp": {
      "command": "npx",
      "args": [
        "-y",
        "agentpay-mcp"
      ],
      "env": {
        "AGENT_PRIVATE_KEY": "YOUR_AGENT_PRIVATE_KEY_HERE",
        "AGENT_WALLET_ADDRESS": "YOUR_AGENT_WALLET_ADDRESS_HERE"
      }
    }
  }
}

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