Onchain Agent Wallets vs MCP Ap2

A side-by-side look at the Onchain Agent Wallets and MCP Ap2 MCP servers: transport, auth, tools, quality signals, and the config to install either one in Claude, Cursor, Windsurf or VS Code.

Onchain Agent Wallets logoOnchain Agent WalletsFinance & Fintech · Local subprocess (stdio)Give an AI agent a Solana spending allowance instead of your key. Chain-enforced cap, x402.57GoodAuth: not declaredMCP Ap2 logoMCP Ap2Finance & Fintech · Local subprocess (stdio)MCP server for AP2 — Google's Agent-to-Agent Payment Protocol (authorization, audit, trust)67GreatAuth: not declared

Verdict: choose Onchain Agent Wallets for finance & fintech work as a local process; choose MCP Ap2 for finance & fintech as a local process. You can also run both side by side in one mcpServers block.

Which MCP server should you choose?

Onchain Agent Wallets logoChoose Onchain Agent Wallets when

  • You need dedicated capabilities in the Finance & Fintech domain.
  • You prefer a local stdio subprocess transport.
  • You want tools like create_agent_wallet, fund_agent_wallet, approve_agent_allowance.
Explore Onchain Agent Wallets

MCP Ap2 logoChoose MCP Ap2 when

  • You need dedicated capabilities in the Finance & Fintech domain.
  • You prefer a local stdio subprocess transport.
  • You want tools like get_oauth_token, send_pix, create_pix_qr.
Explore MCP Ap2

Feature & specification comparison

Rows where the two servers differ are marked.

SpecOnchain Agent Wallets logoOnchain Agent WalletsMCP Ap2 logoMCP Ap2
CategoryFinance & FintechFinance & Fintech
Quality signal57/100 · Good67/100 · Great
Install commandConfirmedConfirmed
TransportLocal subprocess (stdio)Local subprocess (stdio)
AuthNot declaredNot declared
PricingNot declaredNot declared
Required env varsNone listedNone listed
Verified ownerCommunity listingCommunity listing
GitHub stars9274
Directory activity 0 views 0 installs 0 upvotes 0 views 0 installs 0 upvotes
Tools1422

Tools & capabilities

Onchain Agent Wallets tools 14

  • create_agent_walletGenerate the agent's keypair, create the vault, delegate a capped allowance, set guardrails. One call.
  • fund_agent_walletMove tokens into the vault, and SOL to the agent for its fees.
  • approve_agent_allowanceRaise, lower, or refill the on-chain ceiling. Replaces the previous allowance.
  • withdraw_from_vaultTake funds back. Works with or without a live delegation.
  • revoke_agent_walletThe kill switch. Optionally sweeps the balance home in the same transaction.
  • send_signed_transactionBroadcast a transaction your wallet signed.
  • set_guardrailsper_tx, daily, allow_recipients, allow_hosts, expires_at, confirm_over, paused. Instant, free, no transaction.
  • agent_paySend tokens to a recipient, inside the limits.
  • pay_x402Call an x402 API, paying from the allowance.
  • agent_wallet_statusLive on-chain state, guardrails, 24h and 7d totals, and warnings.
  • list_agent_walletsEvery agent, with live balances.
  • spend_logThe audit trail, refusals included.
  • +2 more on the listing page

MCP Ap2 tools 22

  • get_oauth_tokenMint or return a cached OAuth2 client_credentials bearer token for the Itaú Developer Portal. Exposed so agents can inspect token freshness; normal tool calls obtain tokens implicitly.
  • send_pixInitiate an outbound Pix payment from the merchant's Itaú account. Amount in BRL major units (e.g. '10.50').
  • create_pix_qrCreate a dynamic Pix charge with QR code (cob). Returns the txid, copy-paste EMV payload, and location URL.
  • get_pixRetrieve a Pix transaction by its BCB endToEndId (E<ispb><yyyymmddhhmm><sequence>).
  • resolve_dict_keyResolve a DICT key (CPF, CNPJ, email, phone, EVP) to the owner's account data before sending a Pix. Subject to BCB rate limits per consenting payer.
  • refund_pixRefund (devolução) a previously received Pix. Must reference the original endToEndId and a merchant-side refund id.
  • create_boletoIssue a boleto via Itaú Cobrança. Returns nosso_numero, linha_digitável, barcode, and PDF URL.
  • get_boletoRetrieve a boleto by its Itaú identifier (id or nosso_numero).
  • cancel_boletoCancel (baixa) an outstanding boleto before payment.
  • get_statementRetrieve account statement transactions for a given period. Paginated.
  • arrecadacao_payPay a utility, tax, or concessionária bill via Itaú Arrecadação. Works with barcode (código de barras) or linha digitável.
  • create_pix_cobvCreate a Pix charge with due date (cobv) — used for boleto-like Pix where the payer can pay at or after a due date with optional fine/interest. Returns txid, copy-paste EMV payload, and location URL.
  • +10 more on the listing page

Ready-to-paste client configs

Paste either block (or both) into your client config, e.g. claude_desktop_config.json or ~/.cursor/mcp.json. We only show a config when the install command is confirmed.

Onchain Agent Wallets

mcpServers (Claude Desktop / Cursor)
{
  "mcpServers": {
    "onchain-agent-wallets": {
      "command": "npx",
      "args": [
        "-y",
        "@three-ws/onchain-agent-wallets"
      ]
    }
  }
}

MCP Ap2

mcpServers (Claude Desktop / Cursor)
{
  "mcpServers": {
    "mcp-ap2": {
      "command": "npx",
      "args": [
        "-y",
        "@codespar/mcp-itau@alpha"
      ]
    }
  }
}

Frequently asked questions

Onchain Agent Wallets is categorized under Finance & Fintech and uses a local stdio subprocess. MCP Ap2 belongs to Finance & Fintech and uses a local stdio subprocess. Pick Onchain Agent Wallets for finance & fintech work and MCP Ap2 for finance & fintech.

Copy the mcpServers block from the config section on this page into your client's config (for example claude_desktop_config.json or ~/.cursor/mcp.json), then fully restart the client.

Onchain Agent Wallets has no declared pricing — check the project's own site. MCP Ap2 has no declared pricing — check the project's own site. If a server needs environment variables such as API keys, define them under the env key in your client's MCP config.

Yes. MCP clients support multiple servers: add onchain-agent-wallets and mcp-ap2 as separate keys in the same mcpServers object, and your assistant will call tools from either one.

On AllMCPs, Onchain Agent Wallets has a quality signal of 57/100 (Good) with 0 views, 0 installs and 9 GitHub stars. MCP Ap2 has 67/100 (Great) with 0 views, 0 installs and 274 GitHub stars.