Onchain Agent Wallets vs Cloaked Agent

In-depth architectural comparison of the Onchain Agent Wallets and Cloaked Agent MCP servers. Compare execution transports, security boundaries, tool capabilities, quality scores, and ready-to-paste client installation snippets for Claude, Cursor, Windsurf, and VS Code.

Which MCP Server Should You Choose?

Choose Onchain Agent Wallets when:

• You need dedicated capabilities in the Finance & Fintech domain.
• You prefer local stdio subprocess transport architecture.
• Your security boundary fits: No auth required (Free / Open Source).

Explore Onchain Agent Wallets Details

Choose Cloaked Agent when:

• You need dedicated capabilities in the Finance & Fintech domain.
• You prefer local stdio subprocess transport architecture.
• Your security boundary fits: No auth required (Free / Open Source).

Explore Cloaked Agent Details

Feature & Specification Comparison

Specification	Onchain Agent Wallets Finance & Fintech	Cloaked Agent Finance & Fintech
Summary	Give an AI agent a Solana spending allowance instead of your key. Chain-enforced cap, x402.	Trustless spending accounts for AI agents on Solana with on-chain enforced limits.
Category & Scope	Finance & Fintech	Finance & Fintech

Tools & Capabilities Breakdown

Ready-to-Paste Client Configurations

Paste either (or both) of these JSON server blocks into your client config file (e.g. claude_desktop_config.json or ~/.cursor/mcp.json).

{
  "mcpServers": {
    "onchain-agent-wallets": {
      "command": "npx",
      "args": [
        "-y",
        "@three-ws/onchain-agent-wallets"
      ]
    }
  }
}

{
  "mcpServers": {
    "cloaked-agent": {
      "command": "npx",
      "args": [
        "cloaked-mcp"
      ]
    }
  }
}

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