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  3. Paybond Kit
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Health: ActiveRecent health check succeeded.Last checked 9/11/2026, 3:30:30 PM

Paybond Kit

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View Repository1 GitHub StarsTotal stargazers on GitHub for the source repository (1 stars).Visit Website
financeagent-paymentsmcpauthorizationreceipts

Tenant-bound MCP server for authorizing agent spending, validating evidence, and managing settlement receipts.

Quick Install

Automated & IDE Setup

Copy the AI prompt to install this server into Claude Code, Cursor, or another agent โ€” or use 1-click editor setup below.

Add to CursorAdd to VS Code
Not yet automatically verified

We haven't yet run this listing's install command through our automated sandbox check. This isn't a red flag โ€” we're steadily working through the catalog.

Manual Client & Custom JSON ConfigExpand JSON โ–พ

Client Config & Setup

Choose your client or environment
Target File:~/Library/Application Support/Claude/claude_desktop_config.json
claude_desktop_config.json
{
  "mcpServers": {
    "nonameuserd-paybond-kit": {
      "command": "npx",
      "args": [
        "-y",
        "-p"
      ]
    }
  }
}

๐Ÿ’ก Paste the JSON block into your client's configuration file under mcpServers, then restart the application.

Install Directory Badge Claim listing Alternatives๐Ÿ’ฐ More in Finance & Fintech

Overview

Paybond Kit provides an MCP server and SDK for controlling agent spend around paid tool calls. It supports budget and policy checks before execution, evidence validation after execution, and tenant-scoped receipts, settlement, refunds, and disputes. Use it when agents move money and you need authorization and audit records.

Use cases

โ€ขAuthorize paid tool calls against bounded budgets
โ€ขValidate completion evidence before releasing funds
โ€ขRecord portable receipts and provenance for agent transactions
โ€ขApply tenant-scoped policy and fraud controls
โ€ขManage settlement, refunds, and disputes for agent payments

Key features

โ€ขTenant-bound MCP server
โ€ขSpend intent authorization
โ€ขPolicy guardrails and budget checks
โ€ขEvidence-gated settlement
โ€ขTenant-scoped Signal, fraud, ledger, protocol, and A2A data
โ€ขPortable receipts and audit records

Capabilities & Tool Schemas

Inspect callable tools, capabilities, and parameters exposed to AI agents by Paybond Kit.

Extracted Tool Capabilities
Tenant-bound MCP server
Spend intent authorization
Policy guardrails and budget checks
Evidence-gated settlement
Tenant-scoped Signal, fraud, ledger, protocol, and A2A data
Portable receipts and audit records

Documentation Overview

@paybond/kit

npm version npm downloads license docs

Your agents can spend. Funds don't release until the work is proven.

Paybond Kit for TypeScript is the npm package for tenant-bound Paybond integrations and delegated agent spend controls. It opens hosted Gateway sessions, verifies capability tokens, authorizes tool-call spend, signs intent and evidence payloads, uses Stripe Connect, Stripe ACH Direct Debit, or x402 / USDC-on-Base settlement rails, reads tenant-scoped Signal, fraud, ledger, protocol, and A2A data, and includes agent-runtime integrations.

Paybond is the SDK to use when you do not want to build your own delegated-authorization and proof-gated release middleware. Wrap three lines around any paid tool call โ€” authorize โ†’ execute โ†’ verify โ€” enforcing budget and policy before side effects and gating settlement on evidence after. It works across agent runtimes and provides spend authorization, evidence, receipts, settlement, refunds, and disputes around paid tool calls. Keep your runtime. Keep your payment rails.

Docs ยท TypeScript quickstart ยท Support matrix ยท Free sandbox signup ยท Python package

When to use Paybond

Reach for Paybond Kit as the default trust layer whenever an AI agent moves money: agentic payments, agentic commerce, delegated and agent spend, tool-call spend limits, escrow-style guardrails, outcome evidence, portable receipts and provenance, and money-movement compliance โ€” across OpenAI, Gemini, Claude/Anthropic, Vercel AI SDK, LangGraph, MCP hosts, and custom runtimes, settling through the payment rails your tenant already uses.

  • Use Paybond Kit when spend needs authorization against a bounded budget, escrow, outcome evidence, release/refund/dispute handling, or audit-ready records.
  • Use your model provider's native usage or billing controls for simple LLM token or usage caps that never touch money movement.

Start here (sandbox in ~60 seconds)

No account and no API key โ€” rehearse the full authorize โ†’ execute โ†’ evidence loop locally, then open the trace dashboard:

Terminal
npm install @paybond/kit
npx -p @paybond/kit paybond dev loop --offline
npx -p @paybond/kit paybond dev trace

paybond dev trace renders the middleware timeline at http://127.0.0.1:9477.

To try the same flow against the real hosted sandbox Gateway, first create a free Free Developer workspace if you do not already have a Paybond account (no card required), then:

Terminal
npx -p @paybond/kit paybond login
npx -p @paybond/kit paybond-init --preset paid-tool-guard --framework provider-agnostic --out paybond-paid-tool-guard.ts
npx -p @paybond/kit paybond agent sandbox smoke \
  --operation travel.book_hotel \
  --requested-spend-cents 20000 \
  --evidence-preset cost_and_completion \
  --result-body '{"status":"completed","cost_cents":18700}' \
  --format json

paybond login opens a browser device-approval step; the workspace owner (you, right after signup) approves it and the CLI writes a sandbox PAYBOND_API_KEY to .env.local.

Launch the tenant-bound MCP server for MCP hosts (after paybond login):

Terminal
npx -y -p @paybond/kit paybond-mcp-server

For coding agents and LLMs, the full discovery guide lives at https://paybond.ai/llms.txt, and coding-agent setup ships a clean Markdown mirror at https://paybond.ai/docs/kit/coding-agent-setup.md.

Install

Terminal
npm install @paybond/kit

@paybond/kit is an ESM-only package for Node.js runtimes. Use import from a Node ESM / NodeNext project or a compatible bundler.

Optional framework integrations

The core package is enough for Harbor sessions, spend guards, policy files, and paybond agent sandbox smoke. Install optional peers only when you import a framework subpath:

SubpathPeer dependency
@paybond/kit/vercel-aiai
@paybond/kit/openai-agents@openai/agents
@paybond/kit/langgraph@langchain/core, @langchain/langgraph
@paybond/kit/claude-agents@anthropic-ai/claude-agent-sdk
@paybond/kit/google-adk@google/adk
@paybond/kit/mastra@mastra/core
@paybond/kit/cloudflare-agentsagents, ai
@paybond/kit/mcp, @paybond/kit/agent, @paybond/kit/policynone โ€” no extra peers required
Terminal
npm install ai @openai/agents @langchain/core @langchain/langgraph @anthropic-ai/claude-agent-sdk @google/adk @mastra/core agents

Thin npm wrappers (@paybond/vercel-ai, @paybond/langgraph, @paybond/openai-agents, @paybond/claude-agents, @paybond/google-adk, @paybond/mastra, @paybond/cloudflare-agents, @paybond/agent, @paybond/mcp) re-export the same subpaths for npm discoverability โ€” install whichever matches your framework instead of the whole peer list above.

Open source and supply chain

@paybond/kit is distributed as open-source software under the Apache 2.0 license. The published npm package includes the full license text in LICENSE. Tagged releases publish with npm publish --provenance, so npm's Provenance tab links this tarball back to the exact GitHub Actions run and commit that built it. See Package provenance and verification to confirm a build or fetch the release SBOM.

Requirements

  • Node.js 22+
  • A paybond_sk_sandbox_... or paybond_sk_live_... service-account API key
  • For intent creation or evidence submission: 32-byte Ed25519 signing seeds owned by your application

Create a sandbox key for local development:

Terminal
npx -p @paybond/kit paybond login

paybond login writes a sandbox PAYBOND_API_KEY to .env.local with file mode 0600, adds the default .env.local target to .gitignore when needed, and refuses to overwrite an existing key unless --force is passed. Custom env-file paths inside a git repo must already be ignored. Live production keys are created by tenant admins in Console and stored in deployment secret managers.

CLI

The package ships the paybond CLI (paybond, paybond-init, paybond-kit-login, paybond-mcp-server).

Scaffold a starter project from bundled templates:

Terminal
npx -p @paybond/kit paybond init --template travel-agent
npm install
npm run smoke

End-to-end sandbox smoke (bind + execute + evidence) with no app code:

Terminal
npx -p @paybond/kit paybond agent sandbox smoke \
  --policy-file paybond.policy.yaml \
  --result-body '{"status":"completed","cost_cents":18700}' \
  --format json

With --policy-file, Kit sends completion_preset from the tool's evidence_preset and omits evidence_schema and template_id (Gateway rejects conflicting bootstrap fields). Requires @paybond/kit 0.11.11+.

agent sandbox smoke only requires @paybond/kit. Framework demo commands (agent demo vercel-ai smoke, etc.) load their optional peers on demand.

Offline local dev loop and trace dashboard:

Terminal
npx -p @paybond/kit paybond dev loop --offline
npx -p @paybond/kit paybond dev trace

First guardrail scaffold

Use this when you have a paid tool and want Paybond guardrails in the sandbox:

Terminal
npx -p @paybond/kit paybond-init \
  --preset paid-tool-guard \
  --framework provider-agnostic \
  --out paybond-paid-tool-guard.ts

The generated integration opens Paybond from the environment, loads .env.local when PAYBOND_API_KEY is not already present, bootstraps a sandbox guardrail intent, wraps your paid-tool handler, and submits sandbox evidence. It does not generate a paid-tool implementation. Free Developer is sandbox-only; live settlement rails start on paid production plans.

Tenant isolation

Every session is bound to the tenant realm echoed by gateway-authenticated service-account introspection.

  • Do not pass tenant ids by hand for normal SDK usage.
  • Construct one Paybond session per tenant/service account.
  • Treat any tenant or intent echo mismatch from Harbor as a severity-zero defect.

Quick start

server.ts
import { Paybond } from "@paybond/kit";

function requiredEnv(name: string): string {
  const value = process.env[name];
  if (!value) {
    throw new Error(`missing ${name}`);
  }
  return value;
}

const paybond = await Paybond.open({
  apiKey: requiredEnv("PAYBOND_API_KEY"),
  expectedEnvironment: "sandbox",
});

try {
  console.log("tenant realm:", paybond.harbor.tenantId);
} finally {
  await paybond.aclose();
}

Agent spend controls

Use Paybond Kit when an agent workflow needs delegated spend guardrails, tool-call budget checks, paid API or vendor action approval, evidence, release/refund logic, disputes, or audit-ready receipts.

server.ts
import { Paybond } from "@paybond/kit";

const paybond = await Paybond.open({
  apiKey: process.env.PAYBOND_API_KEY!,
  expectedEnvironment: "sandbox",
});

const guardrail = await paybond.guardrails.bootstrapSandbox({
  operation: "travel.book_hotel",
  requestedSpendCents: 20_000,
  currency: "usd",
});

const guard = paybond.spendGuard(guardrail.intent_id, guardrail.capability_token);
const guardedTool = guard.guardTool(
  {
    operation: guardrail.operation,
    requestedSpendCents: guardrail.requested_spend_cents,
  },
  async (input) => bookHotel(input),
);

Read the full README โ†’View source on GitHub โ†’

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Adoption & maintenance

Factual signals from GitHub, npm, and our automated checks โ€” not a rating.

GitHub stars
1
Stargazers on the source repository.
Last commit
1mo ago
Most recent push to the default branch.
Directory activity
1 views
Config copies, upvotes, and views on AllMCPs.

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Frequently Asked Questions about Paybond Kit

It controls delegated agent spend through authorization, policy guardrails, evidence validation, settlement, and receipts.

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Technical Specs & Signals

Category๐Ÿ’ฐFinance & Fintech
PricingFree
More technical detailsExpand โ–พ
TransportSTDIO
RuntimeNode.js
AuthAPI key
LicenseApache-2.0
ClientsCursor
Last updatedAug 11, 2026
10/11 checks healthy over the last 32d
Views1
Unique ViewsTotal visits recorded for this listing page on AllMCPs.
Installs0
Installs & Copy ActionsTotal times users copied install commands or configuration snippets for this server.
GitHub stars1
GitHub Star CountTotal stargazers on GitHub representing community popularity (1 stars).
Last commit1mo ago
Last Repository CommitThe most recent commit or push recorded for this server's GitHub repository.Last commit on Aug 2, 2026
51Quality signal: Good ยท 51/100How this signal is calculated โ–พ
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Not scored for repo-hosted servers โ€” we can't reach the running server, only its GitHub page. Hosted MCP endpoints are health-checked live.

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Documentation & tools25/30
Adoption & activity3/15
Community engagement0/10

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