Myfinance MCP vs Spectra MCP Server

In-depth architectural comparison of the Myfinance MCP and Spectra MCP Server MCP servers. Compare execution transports, security boundaries, tool capabilities, quality scores, and ready-to-paste client installation snippets for Claude, Cursor, Windsurf, and VS Code.

Which MCP Server Should You Choose?

Choose Myfinance MCP when:

• You need dedicated capabilities in the Finance & Fintech domain.
• You prefer remote streaming HTTP/SSE transport architecture.
• Your security boundary fits: No auth required (Free / Open Source).
• Primary tools included: log_expense, log_income, log_transfer.

Explore Myfinance MCP Details

Choose Spectra MCP Server when:

• You need dedicated capabilities in the Finance & Fintech domain.
• You prefer local stdio subprocess transport architecture.
• Your security boundary fits: No auth required (Free / Open Source).
• Primary tools included: spectra_get_best_fixed_yields, spectra_list_pools, spectra_get_pt_details.

Explore Spectra MCP Server Details

Feature & Specification Comparison

Specification	Myfinance MCP Finance & Fintech	Spectra MCP Server Finance & Fintech
Summary	Personal finance by conversation: expenses, receipts, statement import, budgets, net worth.	Spectra Finance MCP server: yield discovery, PT/YT, looping, Morpho, 10 chains
Category & Scope	Finance & Fintech	Finance & Fintech

Tools & Capabilities Breakdown

Ready-to-Paste Client Configurations

Paste either (or both) of these JSON server blocks into your client config file (e.g. claude_desktop_config.json or ~/.cursor/mcp.json).

{
  "mcpServers": {
    "myfinance-mcp": {
      "url": "https://myfinance-mcp.com/mcp"
    }
  }
}

{
  "mcpServers": {
    "spectra-mcp-server": {
      "command": "npx",
      "args": [
        "-y",
        "metavault-mcp"
      ]
    }
  }
}

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