Molpha MCP vs Ref Tools Ref Tools MCP
A side-by-side look at the Molpha MCP and Ref Tools Ref Tools MCP MCP servers: transport, auth, tools, quality signals, and the config to install either one in Claude, Cursor, Windsurf or VS Code.
Verdict: choose Molpha MCP for finance & fintech work over a hosted endpoint; choose Ref Tools Ref Tools MCP for finance & fintech as a local process. You can also run both side by side in one mcpServers block.
Which MCP server should you choose?
Choose Molpha MCP when
- You need dedicated capabilities in the Finance & Fintech domain.
- You prefer a remote HTTP/SSE transport.
- You have the keys it needs:
SIGNER_BACKEND, OWNER_KEYPAIR, SOLANA_RPC. - You want tools like
get_capabilities, derive_source_id, describe_feed.
Choose Ref Tools Ref Tools MCP when
- You need dedicated capabilities in the Finance & Fintech domain.
- You prefer a local stdio subprocess transport.
- You have the keys it needs:
REF_API_KEY. - You want tools like
query, url.
Feature & specification comparison
Rows where the two servers differ are marked.
| Spec | ||
|---|---|---|
| Category | Finance & Fintech | Finance & Fintech |
| Quality signal | 53/100 · Good | 63/100 · Good |
| Install command | Confirmed | Confirmed |
| Transport | Remote HTTP/SSE | Local subprocess (stdio) |
| Auth | Not declared | Not declared |
| Pricing | Not declared | Not declared |
| Required env vars | SIGNER_BACKENDOWNER_KEYPAIRSOLANA_RPC | REF_API_KEY |
| Verified owner | Community listing | Community listing |
| GitHub stars | 2 | 1,183 |
| Directory activity | 0 views 0 installs 0 upvotes | 2 views 0 installs 0 upvotes |
| Tools | 13 | 2 |
| Full listing | View Molpha MCP | View Ref Tools Ref Tools MCP |
Tools & capabilities
Molpha MCP tools 13
get_capabilitiesRun level, program id, registry version, nodes, gateways, chains, verifier addresses, x402 caps and source-payment policy.derive_source_idDerive an `apiConfig`'s `sourceId` ([how](docs/reference.md#how-sourceid-is-derived)). No transaction, no wallet.describe_feedRead the Solana feed for `(sourceId, signaturesRequired, submitter)` and the signer's subscription status.get_latest_valueRead the latest attested value stored in a Solana feed account.describe_accessWhether a wallet is a subscription owner or delegate, with the plan's and the delegate's limits.get_x402_statusQuote the next x402 round, show where payment goes, and read a payer's USDC balance and remaining daily budget.list_providersThe data providers the gateway integrates and the flows it serves ([providers](docs/reference.md#integrated-providers)).get_providerOne provider's flows, disclosure and ready-made feeds, each with a complete `apiConfig` and `sourceId`.quote_source_paymentPrice a paywalled source with one unpaid request, including the worst-case total.execute_subscription_roundRun a round paid from a USDC subscription; return the signed attestation plus verifier arguments. `autoSubmit: true` settles Solana in the same call.execute_x402_roundRun a round paid per request over [x402](docs/reference.md#x402-pay-per-request); same output.build_verifier_calldataBuild EVM/Starknet verifier address and `verify()` call arguments. Calldata only: it verifies nothing.- +1 more on the listing page
Ref Tools Ref Tools MCP tools 2
queryurl
Ready-to-paste client configs
Paste either block (or both) into your client config, e.g. claude_desktop_config.json or ~/.cursor/mcp.json. We only show a config when the install command is confirmed.
Molpha MCP
{
"mcpServers": {
"molpha-mcp": {
"url": "https://api.devnet.solana.com"
}
}
}
Ref Tools Ref Tools MCP
{
"mcpServers": {
"ref-tools-ref-tools-mcp": {
"command": "npx",
"args": [
"ref-tools-mcp@latest"
],
"env": {
"REF_API_KEY": "YOUR_REF_API_KEY_HERE"
}
}
}
}
Frequently asked questions
Molpha MCP is categorized under Finance & Fintech and uses a remote HTTP/SSE transport. Ref Tools Ref Tools MCP belongs to Finance & Fintech and uses a local stdio subprocess. Pick Molpha MCP for finance & fintech work and Ref Tools Ref Tools MCP for finance & fintech.
Copy the mcpServers block from the config section on this page into your client's config (for example claude_desktop_config.json or ~/.cursor/mcp.json), then fully restart the client.
Molpha MCP has no declared pricing — check the project's own site. Ref Tools Ref Tools MCP has no declared pricing — check the project's own site. If a server needs environment variables such as API keys, define them under the env key in your client's MCP config.
Yes. MCP clients support multiple servers: add molpha-mcp and ref-tools-ref-tools-mcp as separate keys in the same mcpServers object, and your assistant will call tools from either one.
On AllMCPs, Molpha MCP has a quality signal of 53/100 (Good) with 0 views, 0 installs and 2 GitHub stars. Ref Tools Ref Tools MCP has 63/100 (Good) with 2 views, 0 installs and 1,183 GitHub stars.