MCP Ap2 vs Xero MCP Server
A side-by-side look at the MCP Ap2 and Xero MCP Server MCP servers: transport, auth, tools, quality signals, and the config to install either one in Claude, Cursor, Windsurf or VS Code.
Verdict: choose MCP Ap2 for finance & fintech work as a local process; choose Xero MCP Server for finance & fintech as a local process. You can also run both side by side in one mcpServers block.
Which MCP server should you choose?
Choose MCP Ap2 when
- You need dedicated capabilities in the Finance & Fintech domain.
- You prefer a local stdio subprocess transport.
- You want tools like
get_oauth_token, send_pix, create_pix_qr.
Choose Xero MCP Server when
- You need dedicated capabilities in the Finance & Fintech domain.
- You prefer a local stdio subprocess transport.
- Its auth model fits you: OAuth 2.0.
- You have the keys it needs:
XERO_CLIENT_ID, XERO_CLIENT_SECRET, XERO_SCOPES, XERO_CLIENT_BEARER_TOKEN.
Feature & specification comparison
Rows where the two servers differ are marked.
| Spec | ||
|---|---|---|
| Category | Finance & Fintech | Finance & Fintech |
| Quality signal | 67/100 · Great | 57/100 · Good |
| Install command | Confirmed | Confirmed |
| Transport | Local subprocess (stdio) | Local subprocess (stdio) |
| Auth | Not declared | OAuth 2.0 |
| Pricing | Not declared | BYOK (pay the provider) |
| Required env vars | None listed | XERO_CLIENT_IDXERO_CLIENT_SECRETXERO_SCOPESXERO_CLIENT_BEARER_TOKEN |
| Verified owner | Community listing | Community listing |
| GitHub stars | 274 | 385 |
| Directory activity | 0 views 0 installs 0 upvotes | 3 views 0 installs 0 upvotes |
| Tools | 22 | Not listed |
| Full listing | View MCP Ap2 | View Xero MCP Server |
Tools & capabilities
MCP Ap2 tools 22
get_oauth_tokenMint or return a cached OAuth2 client_credentials bearer token for the Itaú Developer Portal. Exposed so agents can inspect token freshness; normal tool calls obtain tokens implicitly.send_pixInitiate an outbound Pix payment from the merchant's Itaú account. Amount in BRL major units (e.g. '10.50').create_pix_qrCreate a dynamic Pix charge with QR code (cob). Returns the txid, copy-paste EMV payload, and location URL.get_pixRetrieve a Pix transaction by its BCB endToEndId (E<ispb><yyyymmddhhmm><sequence>).resolve_dict_keyResolve a DICT key (CPF, CNPJ, email, phone, EVP) to the owner's account data before sending a Pix. Subject to BCB rate limits per consenting payer.refund_pixRefund (devolução) a previously received Pix. Must reference the original endToEndId and a merchant-side refund id.create_boletoIssue a boleto via Itaú Cobrança. Returns nosso_numero, linha_digitável, barcode, and PDF URL.get_boletoRetrieve a boleto by its Itaú identifier (id or nosso_numero).cancel_boletoCancel (baixa) an outstanding boleto before payment.get_statementRetrieve account statement transactions for a given period. Paginated.arrecadacao_payPay a utility, tax, or concessionária bill via Itaú Arrecadação. Works with barcode (código de barras) or linha digitável.create_pix_cobvCreate a Pix charge with due date (cobv) — used for boleto-like Pix where the payer can pay at or after a due date with optional fine/interest. Returns txid, copy-paste EMV payload, and location URL.- +10 more on the listing page
Xero MCP Server tools
No tool names declared yet. Check the project README from the listing page.
Ready-to-paste client configs
Paste either block (or both) into your client config, e.g. claude_desktop_config.json or ~/.cursor/mcp.json. We only show a config when the install command is confirmed.
MCP Ap2
{
"mcpServers": {
"mcp-ap2": {
"command": "npx",
"args": [
"-y",
"@codespar/mcp-itau@alpha"
]
}
}
}
Xero MCP Server
{
"mcpServers": {
"xeroapi-xero-mcp-server": {
"command": "npx",
"args": [
"-y",
"@xeroapi/xero-mcp-server@latest"
],
"env": {
"XERO_CLIENT_ID": "YOUR_XERO_CLIENT_ID_HERE",
"XERO_CLIENT_SECRET": "YOUR_XERO_CLIENT_SECRET_HERE",
"XERO_SCOPES": "YOUR_XERO_SCOPES_HERE",
"XERO_CLIENT_BEARER_TOKEN": "YOUR_XERO_CLIENT_BEARER_TOKEN_HERE"
}
}
}
}
Frequently asked questions
MCP Ap2 is categorized under Finance & Fintech and uses a local stdio subprocess. Xero MCP Server belongs to Finance & Fintech and uses a local stdio subprocess. Pick MCP Ap2 for finance & fintech work and Xero MCP Server for finance & fintech.
Copy the mcpServers block from the config section on this page into your client's config (for example claude_desktop_config.json or ~/.cursor/mcp.json), then fully restart the client.
MCP Ap2 has no declared pricing — check the project's own site. Xero MCP Server is bring-your-own-key: usage is billed by the API provider you supply a key for. Auth: oauth 2.0. If a server needs environment variables such as API keys, define them under the env key in your client's MCP config.
Yes. MCP clients support multiple servers: add mcp-ap2 and xeroapi-xero-mcp-server as separate keys in the same mcpServers object, and your assistant will call tools from either one.
On AllMCPs, MCP Ap2 has a quality signal of 67/100 (Great) with 0 views, 0 installs and 274 GitHub stars. Xero MCP Server has 57/100 (Good) with 3 views, 0 installs and 385 GitHub stars.