Mcp vs MCP 401 Auth Fix | github PAT wiring | x402

In-depth architectural comparison of the Mcp and MCP 401 Auth Fix | github PAT wiring | x402 MCP servers. Compare execution transports, security boundaries, tool capabilities, quality scores, and ready-to-paste client installation snippets for Claude, Cursor, Windsurf, and VS Code.

Which MCP Server Should You Choose?

Choose Mcp when:

• You need dedicated capabilities in the Finance & Fintech domain.
• You prefer local stdio subprocess transport architecture.
• Your security boundary fits: No auth required (Free / Open Source).

Explore Mcp Details

M

Choose MCP 401 Auth Fix | github PAT wiring | x402 when:

• You need dedicated capabilities in the Finance & Fintech domain.
• You prefer local stdio subprocess transport architecture.
• Your security boundary fits: No auth required (Free / Open Source).

Explore MCP 401 Auth Fix | github PAT wiring | x402 Details

Feature & Specification Comparison

Specification	Mcp Finance & Fintech	M MCP 401 Auth Fix | github PAT wiring | x402 Finance & Fintech
Summary	x402 micropayments for AI agents — credits-based, no wallets, no blockchain.	github-mcp 401? PAT wiring. Proof before pay. x402 USDC Base. 15 min free.
Category & Scope	Finance & Fintech	Finance & Fintech
Quality signal

Tools & Capabilities Breakdown

Ready-to-Paste Client Configurations

Paste either (or both) of these JSON server blocks into your client config file (e.g. claude_desktop_config.json or ~/.cursor/mcp.json).

{
  "mcpServers": {
    "mcp-196": {
      "command": "npx",
      "args": [
        "-y",
        "@httpayer/mcp"
      ]
    }
  }
}

{
  "mcpServers": {
    "mcp-401-auth-fix-github-pat-wiring-x402-2": {
      "command": "npx",
      "args": [
        "-y",
        "mcp-401-auth-fix-github-pat-wiring-x402-2"
      ]
    }
  }
}

Related MCP Server Comparisons