KoKo Finance — Credit Card Advisor vs Optics MCP

In-depth architectural comparison of the KoKo Finance — Credit Card Advisor and Optics MCP MCP servers. Compare execution transports, security boundaries, tool capabilities, quality scores, and ready-to-paste client installation snippets for Claude, Cursor, Windsurf, and VS Code.

Which MCP Server Should You Choose?

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Choose KoKo Finance — Credit Card Advisor when:

• You need dedicated capabilities in the Finance & Fintech domain.
• You prefer remote streaming HTTP/SSE transport architecture.
• Your security boundary fits: No auth required (Free / Open Source).
• Primary tools included: search_credit_cards, compare_cards, get_card_details.

Explore KoKo Finance — Credit Card Advisor Details

Choose Optics MCP when:

• You need dedicated capabilities in the Finance & Fintech domain.
• You prefer local stdio subprocess transport architecture.
• Your security boundary fits: No auth required (Free / Open Source).
• Primary tools included: Sunex lens and imager catalog search, Imager-to-lens compatibility recommendations, Sensor geometry calculations in millimeters.

Explore Optics MCP Details

Feature & Specification Comparison

Specification	K KoKo Finance — Credit Card Advisor Finance & Fintech	Optics MCP Finance & Fintech
Summary	AI credit card advisor - search cards, compare portfolios, and optimize rewards	Search Sunex lenses and imager sensors, match compatible optics, get pricing. No API key needed.
Category & Scope	Finance & Fintech	Finance & Fintech

Tools & Capabilities Breakdown

Ready-to-Paste Client Configurations

Paste either (or both) of these JSON server blocks into your client config file (e.g. claude_desktop_config.json or ~/.cursor/mcp.json).

{
  "mcpServers": {
    "koko-finance-credit-card-advisor": {
      "url": "https://kokofinance.net/mcp/"
    }
  }
}

{
  "mcpServers": {
    "optics-mcp": {
      "command": "npx",
      "args": [
        "-y",
        "wrangler"
      ]
    }
  }
}

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