What is the key difference between KoKo Finance — Credit Card Advisor and Gavel MCP?

KoKo Finance — Credit Card Advisor belongs to the Finance & Fintech category with cloud HTTP/SSE execution, while Gavel MCP belongs to the Finance & Fintech category with local stdio execution.

How do I install KoKo Finance — Credit Card Advisor or Gavel MCP in Claude Desktop or Cursor?

Copy the mcpServers JSON configuration snippet provided on this page into your claude_desktop_config.json or ~/.cursor/mcp.json file and restart your AI client.

Are KoKo Finance — Credit Card Advisor and Gavel MCP free or paid?

KoKo Finance — Credit Card Advisor operates under a Free / Open Source model (No auth required). Gavel MCP operates under a Free / Open Source model (No auth required).

Which MCP server has more tools and community activity?

KoKo Finance — Credit Card Advisor lists 14 tools with 0 views and 1 GitHub stars. Gavel MCP lists 0 tools with 0 views and 0 GitHub stars.

Can I use both KoKo Finance — Credit Card Advisor and Gavel MCP together in the same MCP host?

Yes! MCP hosts like Claude Desktop, Cursor, Windsurf, Cline, and VS Code support configuring multiple servers under the mcpServers object simultaneously.

Side-by-Side Model Context Protocol Comparison

KoKo Finance — Credit Card Advisor vs Gavel MCP

In-depth architectural comparison of the KoKo Finance — Credit Card Advisor and Gavel MCP MCP servers. Compare execution transports, security boundaries, tool capabilities, quality scores, and ready-to-paste client installation snippets for Claude, Cursor, Windsurf, and VS Code.

At a Glance & Executive Verdict

KoKo Finance — Credit Card Advisor

Finance & Fintech · Remote HTTP/SSE

Quality: 51/100 (Good) | Auth: No auth required

Gavel MCP

Finance & Fintech · Local stdio

Quality: 40/100 (Fair) | Auth: No auth required

Verdict Summary: Choose KoKo Finance — Credit Card Advisor if you need specialized Finance & Fintech tools running via a hosted cloud SSE transport. Choose Gavel MCP if your workspace requires Finance & Fintech integration with local subprocess execution. Both servers can be configured concurrently in your client's mcpServers manifest.

Which MCP Server Should You Choose?

Choose KoKo Finance — Credit Card Advisor when:

You need dedicated capabilities in the Finance & Fintech domain.
You prefer remote streaming HTTP/SSE transport architecture.
Your security boundary fits: No auth required (Free / Open Source).
Primary tools included: search_credit_cards, compare_cards, get_card_details.

Explore KoKo Finance — Credit Card Advisor Details

Choose Gavel MCP when:

You need dedicated capabilities in the Finance & Fintech domain.
You prefer local stdio subprocess transport architecture.
Your security boundary fits: No auth required (Free / Open Source).

Explore Gavel MCP Details

Feature & Specification Comparison

Specification	K KoKo Finance — Credit Card Advisor Finance & Fintech	Gavel MCP JamieFrame Finance & Fintech
Summary	AI credit card advisor - search cards, compare portfolios, and optimize rewards	The Bitcoin credit markets, measured. Cross-venue rates, venue criteria, chain indicators.
Category & Scope	Finance & Fintech	Finance & Fintech

Tools & Capabilities Breakdown

KoKo Finance — Credit Card Advisor Tools (14)

search_credit_cards

Natural language search across 100+ US credit cards. Optional filters: `card_type`, `issuer`, `max_annual_fee`, `credit_tier

compare_cards

Side-by-side comparison of 2-3 cards with fees, rewards, net value, and break-even. Optional: `credit_tier`, `primary_goal`, `issuer_preferences` (<100ms)

get_card_details

Full details for a specific card (fees, rewards, benefits)

calculate_card_value

Annual fee break-even analysis with first-year and ongoing value

optimize_portfolio

Portfolio health score, per-card KEEP/OPTIMIZE/CANCEL verdicts. Optional: `point_balances`, `benefit_selections`, `credit_tier`, `primary_goal`, `issuer_preferences`, `analysis_type`, `cancel_threshold`, `keep_threshold` (<100ms)

Ready-to-Paste Client Configurations

Paste either (or both) of these JSON server blocks into your client config file (e.g. claude_desktop_config.json or ~/.cursor/mcp.json).

KoKo Finance — Credit Card Advisor Configuration

mcpServers (Claude Desktop / Cursor)

{
  "mcpServers": {
    "koko-finance-credit-card-advisor": {
      "url": "https://kokofinance.net/mcp/"
    }
  }
}

Gavel MCP Configuration

mcpServers (Claude Desktop / Cursor)

{
  "mcpServers": {
    "mcp-253": {
      "command": "npx",
      "args": [
        "-y",
        "@modelcontextprotocol/inspector"
      ]
    }
  }
}

Frequently Asked Questions

KoKo Finance — Credit Card Advisor is categorized under Finance & Fintech and uses a remote streaming HTTP/SSE transport. In contrast, Gavel MCP belongs to Finance & Fintech using local stdio subprocess. Select KoKo Finance — Credit Card Advisor when you need capabilities focused on finance & fintech and Gavel MCP when you require tools for finance & fintech.

More alternatives to KoKo Finance — Credit Card Advisor More alternatives to Gavel MCP Finance & Fintech category hub