What is the key difference between Kairos Relationship Memory and FinanceRateCalc (frc Mcp)?

Kairos Relationship Memory belongs to the Finance & Fintech category with local stdio execution, while FinanceRateCalc (frc Mcp) belongs to the Finance & Fintech category with local stdio execution.

How do I install Kairos Relationship Memory or FinanceRateCalc (frc Mcp) in Claude Desktop or Cursor?

Copy the mcpServers JSON configuration snippet provided on this page into your claude_desktop_config.json or ~/.cursor/mcp.json file and restart your AI client.

Which MCP server has more tools and community activity?

Kairos Relationship Memory lists 0 tools with 0 views and 0 GitHub stars. FinanceRateCalc (frc Mcp) lists 5 tools with 8 views and 0 GitHub stars.

Can I use both Kairos Relationship Memory and FinanceRateCalc (frc Mcp) together in the same MCP host?

Yes! MCP hosts like Claude Desktop, Cursor, Windsurf, Cline, and VS Code support configuring multiple servers under the mcpServers object simultaneously.

Side-by-Side Model Context Protocol Comparison

Kairos Relationship Memory vs FinanceRateCalc (frc Mcp)

Q: Are Kairos Relationship Memory and FinanceRateCalc (frc Mcp) free or paid?

Kairos Relationship Memory operates under a Free / Open Source model (No auth required). FinanceRateCalc (frc Mcp) operates under a Free / Open Source model (No auth required).

In-depth architectural comparison of the Kairos Relationship Memory and FinanceRateCalc (frc Mcp) MCP servers. Compare execution transports, security boundaries, tool capabilities, quality scores, and ready-to-paste client installation snippets for Claude, Cursor, Windsurf, and VS Code.

At a Glance & Executive Verdict

Kairos Relationship Memory

Finance & Fintech · Local stdio

Quality: 27/100 (Emerging) | Auth: No auth required

FinanceRateCalc (frc Mcp)

Finance & Fintech · Local stdio

Quality: 82/100 (Excellent) | Auth: No auth required

Verdict Summary: Choose Kairos Relationship Memory if you need specialized Finance & Fintech tools running via a local process. Choose FinanceRateCalc (frc Mcp) if your workspace requires Finance & Fintech integration with local subprocess execution. Both servers can be configured concurrently in your client's mcpServers manifest.

Which MCP Server Should You Choose?

Choose Kairos Relationship Memory when:

You need dedicated capabilities in the Finance & Fintech domain.
You prefer local stdio subprocess transport architecture.
Your security boundary fits: No auth required (Free / Open Source).

Explore Kairos Relationship Memory Details

Choose FinanceRateCalc (frc Mcp) when:

You need dedicated capabilities in the Finance & Fintech domain.
You prefer local stdio subprocess transport architecture.
Your security boundary fits: No auth required (Free / Open Source).
Primary tools included: get_national_fha_stats, get_lender_denial_stats, list_lenders.

Explore FinanceRateCalc (frc Mcp) Details

Feature & Specification Comparison

Specification	K Kairos Relationship Memory Finance & Fintech	FinanceRateCalc (frc Mcp) VerifiedFinance & Fintech
Summary	Free MCP: relationship_memory validate, store (local), retrieve — portable interlocutor cards v1.	MCP server for FinanceRateCalc — query lender-level FHA denial statistics from the complete 2025 federal HMDA record. Historical observations, never individual predictions.
Category & Scope

Tools & Capabilities Breakdown

Kairos Relationship Memory Tools (0)

No explicit tool names declared in metadata yet. Check project README on main listing page.

FinanceRateCalc (frc Mcp) Tools (5)

get_national_fha_stats

National FHA denial statistics from the 2025 federal record (denial rate on decisioned applications, volumes). Historical observation computed from the public CFPB HMDA 2025 record (denominator: actions 1,2,3; loan_type 2). Not a prediction about any individual application, and not a recommendation for or against any lender. Attribution: FinanceRateCalc (financeratecalc.com), CC BY 4.0.

get_lender_denial_stats

FHA denial statistics for one lender by name, slug, or LEI: actual denial rate, peer-median comparison, mix-adjusted expected rate. Top-100 FHA lenders by volume are covered. Historical observation computed from the public CFPB HMDA 2025 record (denominator: actions 1,2,3; loan_type 2). Not a prediction about any individual application, and not a recommendation for or against any lender. Attribution: FinanceRateCalc (financeratecalc.com), CC BY 4.0.

list_lenders

List covered FHA lenders sorted by denial rate (highest/lowest) or volume. Useful to see how widely the same federal program is applied across doors (2025 span: 1.8% to 78.7%). Historical observation computed from the public CFPB HMDA 2025 record (denominator: actions 1,2,3; loan_type 2). Not a prediction about any individual application, and not a recommendation for or against any lender. Attribution: FinanceRateCalc (financeratecalc.com), CC BY 4.0.

Ready-to-Paste Client Configurations

Paste either (or both) of these JSON server blocks into your client config file (e.g. claude_desktop_config.json or ~/.cursor/mcp.json).

Kairos Relationship Memory Configuration

mcpServers (Claude Desktop / Cursor)

{
  "mcpServers": {
    "kairos-relationship-memory": {
      "command": "npx",
      "args": [
        "-y",
        "kairos-relationship-memory"
      ]
    }
  }
}

FinanceRateCalc (frc Mcp) Configuration

mcpServers (Claude Desktop / Cursor)

{
  "mcpServers": {
    "financeratecalc-frc-mcp": {
      "command": "npx",
      "args": [
        "-y",
        "frc-mcp"
      ]
    }
  }
}

Frequently Asked Questions

Kairos Relationship Memory is categorized under Finance & Fintech and uses a local stdio subprocess. In contrast, FinanceRateCalc (frc Mcp) belongs to Finance & Fintech using local stdio subprocess. Select Kairos Relationship Memory when you need capabilities focused on finance & fintech and FinanceRateCalc (frc Mcp) when you require tools for finance & fintech.

More alternatives to Kairos Relationship Memory More alternatives to FinanceRateCalc (frc Mcp)Finance & Fintech category hub Canonical compare URL