Interswitch MCP Server

MCP server for Interswitch APIs: payments, transfers, Verve cards, airtime, and paycodes.

Quick Install

Automated & IDE Setup

Copy the AI prompt to install this server into Claude Code, Cursor, or another agent — or use 1-click editor setup below.

Add to Cursor Add to VS Code

Not yet automatically verified

We haven't yet run this listing's install command through our automated sandbox check. This isn't a red flag — we're steadily working through the catalog.

Manual Client & Custom JSON ConfigExpand JSON ▾

Client Config & Setup

Choose your client or environment

Target File:~/Library/Application Support/Claude/claude_desktop_config.json

claude_desktop_config.json

{
  "mcpServers": {
    "interswitch-mcp-server": {
      "command": "npx",
      "args": [
        "-y",
        "interswitch-mcp-server"
      ]
    }
  }
}

💡 Paste the JSON block into your client's configuration file under mcpServers, then restart the application.

Capabilities & Tool Schemas (72)Self-reported

Inspect callable tools, capabilities, and parameters exposed to AI agents by Interswitch MCP Server.

isw_initialize_payment

Initialize a payment request

isw_get_transaction_status

Check transaction status

isw_get_transaction_by_reference

Fetch transaction by reference

isw_create_payment_link

Create a payment link

isw_initiate_refund

Initiate a refund; high-risk write

isw_get_refund_status

Check refund status

Documentation Overview

Interswitch MCP Server

A Model Context Protocol (MCP) server that enables AI assistants to interact with Interswitch APIs for payments, transfers, VAS, cardless paycodes, Transaction Search, Card 360, lending, payouts, agency banking, and fintech card-processing utilities.

[!WARNING] Public Preview: This MCP server is currently in public preview. It supports both Interswitch sandbox and production environments, so use cautiously, start with read-only mode, and report any issues you encounter.

Quick Start

Install and run via npm (recommended):

Terminal

npx interswitch-mcp-server

Or install globally:

Terminal

npm install -g interswitch-mcp-server
interswitch-mcp-server

Or for local development, clone and build:

bash

git clone https://github.com/Dairus01/Interswitch-mcp-server.git
cd Interswitch-mcp-server
npm install
npm run build

Then configure your MCP client to use the server (see Client Integration).

Requirements

Node.js v18+
npm or yarn
Interswitch API credentials for the domains you want to use
Required Interswitch merchant, payable, initiating entity, terminal, or domain-specific identifiers for your use case

Configuration Options

Environment Variable	Purpose
`INTERSWITCH_CLIENT_ID`	Core OAuth2 client ID for payments, transfers, VAS, cardless, lending, transfer service, and payouts
`INTERSWITCH_CLIENT_SECRET`	Core OAuth2 client secret
`INTERSWITCH_ENV`	API environment: `sandbox` or `production`; defaults to `sandbox`
`INTERSWITCH_READ_ONLY`	Set `true` to block write tools before any API call; defaults to `false`
`INTERSWITCH_REQUIRE_CONFIRMATION`	Compatibility setting. Tool confirmation is enforced by tool mode and risk.
`INTERSWITCH_MERCHANT_CODE`	Merchant code for payment operations that require it
`INTERSWITCH_PAYABLE_CODE`	Payable code for payment operations that require it
`INTERSWITCH_INITIATING_ENTITY_CODE`	Initiating entity code for transfer operations
`INTERSWITCH_TERMINAL_ID`	Terminal ID for operations that require terminal identification
`CARD360_CLIENT_ID`	Separate Card 360 client ID
`CARD360_CLIENT_SECRET`	Separate Card 360 client secret
`CARD360_RSA_PUBLIC_KEY`	RSA public key used to encrypt Card 360 PIN payloads locally
`TRANSACTION_SEARCH_CLIENT_ID`	Separate Transaction Search client ID
`TRANSACTION_SEARCH_CLIENT_SECRET`	Separate Transaction Search client secret
`INTERSWITCH_AGENCY_MERCHANT_ID`	Agency Banking merchant identifier
`INTERSWITCH_AGENCY_TERMINAL_ID`	Agency Banking terminal identifier
`INTERSWITCH_LEGACY_AUTH_ENABLED`	Enables legacy InterswitchAuth-backed flows where supported
`DEBUG`	Enables debug logging. Avoid using this in production.

You can select the API environment with INTERSWITCH_ENV:

Sandbox (default): INTERSWITCH_ENV=sandbox
Production: INTERSWITCH_ENV=production

Security note: Production mode uses real Interswitch production endpoints. If INTERSWITCH_ENV=production, valid production credentials are configured, INTERSWITCH_READ_ONLY=false, and a write tool is called with confirm: true, the server can make real production API calls.

For safer first-time setup, start in read-only mode:

bash

INTERSWITCH_ENV=production \
INTERSWITCH_READ_ONLY=true \
INTERSWITCH_CLIENT_ID=your_production_client_id \
INTERSWITCH_CLIENT_SECRET=your_production_client_secret \
interswitch-mcp-server

When you are authorized and ready to allow live writes, set:

bash

INTERSWITCH_READ_ONLY=false

Client Integration

The Interswitch MCP Server works with any MCP-compatible client. Below is the standard configuration schema used by most clients (Claude Desktop, ChatGPT Desktop, Cursor, Windsurf, VS Code, Claude Code, etc.).

Using npm (recommended)

For npm-installed server:

config.json

{
  "mcpServers": {
    "interswitch": {
      "command": "npx",
      "args": ["-y", "interswitch-mcp-server"],
      "env": {
        "INTERSWITCH_ENV": "sandbox",
        "INTERSWITCH_READ_ONLY": "true",
        "INTERSWITCH_CLIENT_ID": "your_client_id",
        "INTERSWITCH_CLIENT_SECRET": "your_client_secret",
        "INTERSWITCH_MERCHANT_CODE": "your_merchant_code",
        "INTERSWITCH_PAYABLE_CODE": "your_payable_code",
        "INTERSWITCH_INITIATING_ENTITY_CODE": "your_entity_code"
      }
    }
  }
}

For production, change the environment values intentionally:

config.json

{
  "mcpServers": {
    "interswitch": {
      "command": "npx",
      "args": ["-y", "interswitch-mcp-server"],
      "env": {
        "INTERSWITCH_ENV": "production",
        "INTERSWITCH_READ_ONLY": "true",
        "INTERSWITCH_CLIENT_ID": "your_production_client_id",
        "INTERSWITCH_CLIENT_SECRET": "your_production_client_secret",
        "INTERSWITCH_MERCHANT_CODE": "your_production_merchant_code",
        "INTERSWITCH_PAYABLE_CODE": "your_production_payable_code",
        "INTERSWITCH_INITIATING_ENTITY_CODE": "your_production_entity_code"
      }
    }
  }
}

Using a local build

If you've cloned and built the server locally:

config.json

{
  "mcpServers": {
    "interswitch": {
      "command": "node",
      "args": ["/path/to/Interswitch-mcp-server/dist/index.js"],
      "env": {
        "INTERSWITCH_ENV": "sandbox",
        "INTERSWITCH_READ_ONLY": "true",
        "INTERSWITCH_CLIENT_ID": "your_client_id",
        "INTERSWITCH_CLIENT_SECRET": "your_client_secret"
      }
    }
  }
}

[!IMPORTANT] When setting command: "node", you should ensure you're using Node v18+. If you are using a package manager, you might need to get the path of your Node binary by running this command in your CLI:

Linux and MacOS
sh
which node
Windows
sh
where node
Once you have the path, use it as the value of the MCP Server command in the JSON configuration. e.g., command: "path/to/installation/bin/node"

Where to add this configuration

Client	Config file location
VS Code	`.vscode/mcp.json`
Claude Desktop	`claude_desktop_config.json`
ChatGPT Desktop	MCP settings in app preferences
Cursor	`.cursor/mcp.json` or global MCP settings
Windsurf	MCP configuration in settings
Claude Code	`~/.claude/mcp.json` or project-level `.mcp.json`

How It Works

The Interswitch MCP Server exposes Interswitch API domains to AI assistants through dedicated MCP tools. The server does not parse an OpenAPI file at runtime; instead, it provides curated, typed tools for the supported Interswitch domains.

Architecture Diagram

mermaid

graph TD
    subgraph MCP Server
        A[Interswitch MCP Server]
        B[Tool Registry]
        C[Resource Registry]
    end

    subgraph Auth Layer
        D[OAuth2 Passport Manager]
        E[Card 360 Token Manager]
        F[Transaction Search Manager]
        G[Agency Banking Token Manager]
        H[Legacy Auth Manager]
    end

    subgraph Core Services
        I[Payments Service]
        J[VAS Services]
        K[Transfers Service]
        L[Cardless Services]
        M[Transaction Search Service]
        N[Card 360 Service]
        O[Lending Service]
        P[Transfer Service]
        Q[Payouts Service]
        R[Agency Service]
        S[Fintech Utilities]
    end

    subgraph Safety Layer
        J1[Confirmation Gate]
        J2[Read-Only Mode]
        J3[Redaction System]
        J4[Audit Logging]
    end

    A --> B
    A --> C
    A --> D
    A --> E
    A --> F
    A --> G
    A --> H
    B --> I
    B --> J
    B --> K
    B --> L
    B --> M
    B --> N
    B --> O
    B --> P
    B --> Q
    B --> R
    B --> S
    I --> J1
    J --> J1
    K --> J1
    L --> J1
    M --> J1
    N --> J1
    O --> J1
    P --> J1
    Q --> J1
    R --> J1
    S --> J1
    J1 --> J2
    J2 --> J3
    J3 --> J4
    J4 --> Z[External APIs]
    
    style MCP Server fill:#f0f8ff,stroke:#333,stroke-width:2px
    style Auth Layer fill:#e6f7e6,stroke:#333,stroke-width:1px
    style Core Services fill:#f9f9f9,stroke:#666,stroke-width:1px
    style Safety Layer fill:#fff0f0,stroke:#c33,stroke-width:1px
    style Z fill:#d4d4d4,stroke:#999,stroke-dasharray: 5 5

Each tool:

Validates its input with a strict schema
Applies confirmation and read-only safety gates
Selects the configured sandbox or production base URL
Uses the correct authentication system for the domain
Calls the Interswitch API only when the tool is invoked
Redacts sensitive fields from returned data
Returns a normalized MCP response

Authentication systems

Auth system	Used for
OAuth2 Passport	Core payments, transfers, VAS, cardless, lending, transfer service, and payouts
Card 360 token manager	Card 360 operations
Transaction Search token manager	Transaction Search APIs
Legacy InterswitchAuth	Legacy signed request flows where enabled
Agency Banking token manager	Agency Banking SOAP/XML token flow

Available Tools

Read the full README →View source on GitHub →

Related MCP Servers

View all in Finance & Fintech View all alternatives

Adoption & maintenance

Factual signals from GitHub, npm, and our automated checks — not a rating.

GitHub stars

Stargazers on the source repository.

npm downloads

212

Package downloads in the last 30 days.

Last commit

4mo ago

Most recent push to the default branch.

Tools exposed

Callable tools this server registers over MCP.

Reviews

No reviews yet — be the first to share how this listing worked for you.

Frequently Asked Questions about Interswitch MCP Server

Add the following block to your claude_desktop_config.json under mcpServers: "mcpServers": { "interswitch-mcp-server": { "command": "npx", "args": ["-y","interswitch-mcp-server"] } }

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Markdown (GitHub README)

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Technical Specs & Signals

CategoryFinance & Fintech

6/6 checks healthy over the last 45d

52Quality signal: Good · 52/100How this signal is calculated ▾

Server availabilityNot measured

Not scored for repo-hosted servers — we can't reach the running server, only its GitHub page. Hosted MCP endpoints are health-checked live.

Verified ownership10/20

Documentation & tools25/30

Adoption & activity4/15

Community engagement0/10

A guidance signal from public completeness & health data — not a user rating. New listings start lower and rise as they add docs, get verified, and grow adoption. Signals we can't observe for a listing are skipped, not counted against it.

Supply-chain signal

No high-severity advisories surfaced by our automated scan.

Critical 0High 0Medium 0Low 0

Scanned 2d ago via OSV.dev · interswitch-mcp-server (npm)

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Explore more

More in 💰 Finance & Fintech →Best MCP servers for Finance & Fintech →Alternatives to Interswitch MCP Server →Install in Claude Desktop Install in Cursor Install in VS Code Setup guides for all 13 MCP clients

Interswitch MCP Server

MCP server for Interswitch APIs: payments, transfers, Verve cards, airtime, and paycodes.

Quick Install

Automated & IDE Setup

Copy the AI prompt to install this server into Claude Code, Cursor, or another agent — or use 1-click editor setup below.

Add to Cursor Add to VS Code

Not yet automatically verified

We haven't yet run this listing's install command through our automated sandbox check. This isn't a red flag — we're steadily working through the catalog.

Manual Client & Custom JSON ConfigExpand JSON ▾

Client Config & Setup

Choose your client or environment

Target File:~/Library/Application Support/Claude/claude_desktop_config.json

claude_desktop_config.json

{
  "mcpServers": {
    "interswitch-mcp-server": {
      "command": "npx",
      "args": [
        "-y",
        "interswitch-mcp-server"
      ]
    }
  }
}

💡 Paste the JSON block into your client's configuration file under mcpServers, then restart the application.

Capabilities & Tool Schemas (72)Self-reported

Inspect callable tools, capabilities, and parameters exposed to AI agents by Interswitch MCP Server.

isw_initialize_payment

Initialize a payment request

isw_get_transaction_status

Check transaction status

isw_get_transaction_by_reference

Fetch transaction by reference

isw_create_payment_link

Create a payment link

isw_initiate_refund

Initiate a refund; high-risk write

isw_get_refund_status

Check refund status

Documentation Overview

Interswitch MCP Server

[!WARNING] Public Preview: This MCP server is currently in public preview. It supports both Interswitch sandbox and production environments, so use cautiously, start with read-only mode, and report any issues you encounter.

Quick Start

Install and run via npm (recommended):

Terminal

npx interswitch-mcp-server

Or install globally:

Terminal

npm install -g interswitch-mcp-server
interswitch-mcp-server

Or for local development, clone and build:

bash

git clone https://github.com/Dairus01/Interswitch-mcp-server.git
cd Interswitch-mcp-server
npm install
npm run build

Then configure your MCP client to use the server (see Client Integration).

Requirements

Node.js v18+
npm or yarn
Interswitch API credentials for the domains you want to use
Required Interswitch merchant, payable, initiating entity, terminal, or domain-specific identifiers for your use case

Configuration Options

Environment Variable	Purpose
`INTERSWITCH_CLIENT_ID`	Core OAuth2 client ID for payments, transfers, VAS, cardless, lending, transfer service, and payouts
`INTERSWITCH_CLIENT_SECRET`	Core OAuth2 client secret
`INTERSWITCH_ENV`	API environment: `sandbox` or `production`; defaults to `sandbox`
`INTERSWITCH_READ_ONLY`	Set `true` to block write tools before any API call; defaults to `false`
`INTERSWITCH_REQUIRE_CONFIRMATION`	Compatibility setting. Tool confirmation is enforced by tool mode and risk.
`INTERSWITCH_MERCHANT_CODE`	Merchant code for payment operations that require it
`INTERSWITCH_PAYABLE_CODE`	Payable code for payment operations that require it
`INTERSWITCH_INITIATING_ENTITY_CODE`	Initiating entity code for transfer operations
`INTERSWITCH_TERMINAL_ID`	Terminal ID for operations that require terminal identification
`CARD360_CLIENT_ID`	Separate Card 360 client ID
`CARD360_CLIENT_SECRET`	Separate Card 360 client secret
`CARD360_RSA_PUBLIC_KEY`	RSA public key used to encrypt Card 360 PIN payloads locally
`TRANSACTION_SEARCH_CLIENT_ID`	Separate Transaction Search client ID
`TRANSACTION_SEARCH_CLIENT_SECRET`	Separate Transaction Search client secret
`INTERSWITCH_AGENCY_MERCHANT_ID`	Agency Banking merchant identifier
`INTERSWITCH_AGENCY_TERMINAL_ID`	Agency Banking terminal identifier
`INTERSWITCH_LEGACY_AUTH_ENABLED`	Enables legacy InterswitchAuth-backed flows where supported
`DEBUG`	Enables debug logging. Avoid using this in production.

You can select the API environment with INTERSWITCH_ENV:

Sandbox (default): INTERSWITCH_ENV=sandbox
Production: INTERSWITCH_ENV=production

Security note: Production mode uses real Interswitch production endpoints. If INTERSWITCH_ENV=production, valid production credentials are configured, INTERSWITCH_READ_ONLY=false, and a write tool is called with confirm: true, the server can make real production API calls.

For safer first-time setup, start in read-only mode:

bash

INTERSWITCH_ENV=production \
INTERSWITCH_READ_ONLY=true \
INTERSWITCH_CLIENT_ID=your_production_client_id \
INTERSWITCH_CLIENT_SECRET=your_production_client_secret \
interswitch-mcp-server

When you are authorized and ready to allow live writes, set:

bash

INTERSWITCH_READ_ONLY=false

Client Integration

Using npm (recommended)

For npm-installed server:

config.json

{
  "mcpServers": {
    "interswitch": {
      "command": "npx",
      "args": ["-y", "interswitch-mcp-server"],
      "env": {
        "INTERSWITCH_ENV": "sandbox",
        "INTERSWITCH_READ_ONLY": "true",
        "INTERSWITCH_CLIENT_ID": "your_client_id",
        "INTERSWITCH_CLIENT_SECRET": "your_client_secret",
        "INTERSWITCH_MERCHANT_CODE": "your_merchant_code",
        "INTERSWITCH_PAYABLE_CODE": "your_payable_code",
        "INTERSWITCH_INITIATING_ENTITY_CODE": "your_entity_code"
      }
    }
  }
}

For production, change the environment values intentionally:

config.json

{
  "mcpServers": {
    "interswitch": {
      "command": "npx",
      "args": ["-y", "interswitch-mcp-server"],
      "env": {
        "INTERSWITCH_ENV": "production",
        "INTERSWITCH_READ_ONLY": "true",
        "INTERSWITCH_CLIENT_ID": "your_production_client_id",
        "INTERSWITCH_CLIENT_SECRET": "your_production_client_secret",
        "INTERSWITCH_MERCHANT_CODE": "your_production_merchant_code",
        "INTERSWITCH_PAYABLE_CODE": "your_production_payable_code",
        "INTERSWITCH_INITIATING_ENTITY_CODE": "your_production_entity_code"
      }
    }
  }
}

Using a local build

If you've cloned and built the server locally:

config.json

{
  "mcpServers": {
    "interswitch": {
      "command": "node",
      "args": ["/path/to/Interswitch-mcp-server/dist/index.js"],
      "env": {
        "INTERSWITCH_ENV": "sandbox",
        "INTERSWITCH_READ_ONLY": "true",
        "INTERSWITCH_CLIENT_ID": "your_client_id",
        "INTERSWITCH_CLIENT_SECRET": "your_client_secret"
      }
    }
  }
}

[!IMPORTANT] When setting command: "node", you should ensure you're using Node v18+. If you are using a package manager, you might need to get the path of your Node binary by running this command in your CLI:

Linux and MacOS
sh
which node
Windows
sh
where node
Once you have the path, use it as the value of the MCP Server command in the JSON configuration. e.g., command: "path/to/installation/bin/node"

Where to add this configuration

Client	Config file location
VS Code	`.vscode/mcp.json`
Claude Desktop	`claude_desktop_config.json`
ChatGPT Desktop	MCP settings in app preferences
Cursor	`.cursor/mcp.json` or global MCP settings
Windsurf	MCP configuration in settings
Claude Code	`~/.claude/mcp.json` or project-level `.mcp.json`

How It Works

Architecture Diagram

mermaid

graph TD
    subgraph MCP Server
        A[Interswitch MCP Server]
        B[Tool Registry]
        C[Resource Registry]
    end

    subgraph Auth Layer
        D[OAuth2 Passport Manager]
        E[Card 360 Token Manager]
        F[Transaction Search Manager]
        G[Agency Banking Token Manager]
        H[Legacy Auth Manager]
    end

    subgraph Core Services
        I[Payments Service]
        J[VAS Services]
        K[Transfers Service]
        L[Cardless Services]
        M[Transaction Search Service]
        N[Card 360 Service]
        O[Lending Service]
        P[Transfer Service]
        Q[Payouts Service]
        R[Agency Service]
        S[Fintech Utilities]
    end

    subgraph Safety Layer
        J1[Confirmation Gate]
        J2[Read-Only Mode]
        J3[Redaction System]
        J4[Audit Logging]
    end

    A --> B
    A --> C
    A --> D
    A --> E
    A --> F
    A --> G
    A --> H
    B --> I
    B --> J
    B --> K
    B --> L
    B --> M
    B --> N
    B --> O
    B --> P
    B --> Q
    B --> R
    B --> S
    I --> J1
    J --> J1
    K --> J1
    L --> J1
    M --> J1
    N --> J1
    O --> J1
    P --> J1
    Q --> J1
    R --> J1
    S --> J1
    J1 --> J2
    J2 --> J3
    J3 --> J4
    J4 --> Z[External APIs]
    
    style MCP Server fill:#f0f8ff,stroke:#333,stroke-width:2px
    style Auth Layer fill:#e6f7e6,stroke:#333,stroke-width:1px
    style Core Services fill:#f9f9f9,stroke:#666,stroke-width:1px
    style Safety Layer fill:#fff0f0,stroke:#c33,stroke-width:1px
    style Z fill:#d4d4d4,stroke:#999,stroke-dasharray: 5 5

Each tool:

Validates its input with a strict schema
Applies confirmation and read-only safety gates
Selects the configured sandbox or production base URL
Uses the correct authentication system for the domain
Calls the Interswitch API only when the tool is invoked
Redacts sensitive fields from returned data
Returns a normalized MCP response

Authentication systems

Auth system	Used for
OAuth2 Passport	Core payments, transfers, VAS, cardless, lending, transfer service, and payouts
Card 360 token manager	Card 360 operations
Transaction Search token manager	Transaction Search APIs
Legacy InterswitchAuth	Legacy signed request flows where enabled
Agency Banking token manager	Agency Banking SOAP/XML token flow

Available Tools

Read the full README →View source on GitHub →

Related MCP Servers

View all in Finance & Fintech View all alternatives

Adoption & maintenance

Factual signals from GitHub, npm, and our automated checks — not a rating.

GitHub stars

Stargazers on the source repository.

npm downloads

212

Package downloads in the last 30 days.

Last commit

4mo ago

Most recent push to the default branch.

Tools exposed

Callable tools this server registers over MCP.

Reviews

No reviews yet — be the first to share how this listing worked for you.

Frequently Asked Questions about Interswitch MCP Server

Add the following block to your claude_desktop_config.json under mcpServers: "mcpServers": { "interswitch-mcp-server": { "command": "npx", "args": ["-y","interswitch-mcp-server"] } }

AllMCPs Directory Badge

Full Badge Customizer

Showcase your server listing on GitHub or your project documentation. Embed this dynamic SVG badge to highlight official listing status and live engagement.

Badge Style:

Live Dynamic SVG Preview

Markdown (GitHub README)

[![AllMCPs](https://allmcps.com/api/badge/interswitch-mcp-server?style=directory)](https://allmcps.com/mcp/interswitch-mcp-server)

HTML Embed

<a href="https://allmcps.com/mcp/interswitch-mcp-server"><img src="https://allmcps.com/api/badge/interswitch-mcp-server?style=directory" alt="Interswitch MCP Server on AllMCPs" /></a>

Technical Specs & Signals

CategoryFinance & Fintech

6/6 checks healthy over the last 45d

52Quality signal: Good · 52/100How this signal is calculated ▾

Server availabilityNot measured

Not scored for repo-hosted servers — we can't reach the running server, only its GitHub page. Hosted MCP endpoints are health-checked live.

Verified ownership10/20

Documentation & tools25/30

Adoption & activity4/15

Community engagement0/10

Supply-chain signal

No high-severity advisories surfaced by our automated scan.

Critical 0High 0Medium 0Low 0

Scanned 2d ago via OSV.dev · interswitch-mcp-server (npm)

★ Spotlight Slot

Feature Your MCP Server

Get maximum visibility for your server across our directory, search results, and detail pages.

Spotlight Your Server

Own this project?

Free dofollow backlink: add your website and place the AllMCPs badge on it — no claim needed. We detect it automatically and keep it verified as long as the badge stays live.

Claim & get free dofollow

Share & Embed

Add our SVG badge (dark/light directory styles) or embeddable widget to your site.