hive-mcp-credit-broker

Broker-only credit/lending discovery shim for AI agents. Surfaces real lending markets from licensed/established third-party protocols and routes applications.

Hive is a broker-only directory. Hive does not lend, originate, hold collateral, or service debt. All credit products are provided by third-party protocols. Verify protocol terms, audit status, and licensing before borrowing.

Spec: MCP 2024-11-05 / Streamable-HTTP / JSON-RPC 2.0
Brand: Hive Civilization gold #C08D23
License: MIT

Protocols surfaced

Read-only, real data, refreshed continuously:

Provider	Type
`aave-v3`	Permissionless overcollateralized lending
`compound-v3`	Permissionless overcollateralized lending
`morpho-blue`	Isolated permissionless lending markets
`spark`	MakerDAO-aligned overcollateralized lending
`maple`	Permissioned institutional lending (KYC required)
`goldfinch`	Real-world-asset (RWA) senior pool

Tools

Name	Description
`credit.markets`	Full catalog of lending markets across protocols.
`credit.quote`	Best-APY-first offers for a borrow request, with LTV check.
`credit.today`	24h market count + top providers by total supplied liquidity (USD).

REST endpoints (mirror MCP tools)

Method	Path	Purpose
GET	`/v1/credit/markets[?asset=USDC&provider=aave-v3]`	List markets
POST	`/v1/credit/quote`	Best-APY-first borrow offers
GET	`/v1/credit/today`	24h rollup
GET	`/health`	Health + disclaimer + brand_color
GET	`/.well-known/mcp.json`	MCP discovery document
POST	`/mcp`	MCP JSON-RPC endpoint

Quick test

bash

# Markets for USDC
curl https://hive-mcp-credit-broker.onrender.com/v1/credit/markets?asset=USDC

# Best borrow offers for $50k USDC against $75k WETH collateral
curl -X POST https://hive-mcp-credit-broker.onrender.com/v1/credit/quote \
  -H 'content-type: application/json' \
  -d '{"asset":"USDC","amount":50000,"collateral_asset":"WETH","collateral_value_usd":75000}'

# 24h top providers by TVL
curl https://hive-mcp-credit-broker.onrender.com/v1/credit/today

What this shim does NOT do

Does not lend or originate loans.
Does not custody collateral or principal.
Does not service debt or process repayments.
Does not auto-borrow or auto-execute credit lines.
Does not guarantee protocol solvency, audit status, or eligibility.

Run locally

Terminal

npm install
HIVEMORPH_UPSTREAM=https://hivemorph.onrender.com npm start

Environment variables

Variable	Default	Notes
`PORT`	`3000`	Listen port
`ENABLED`	`true`	Set to `false` to dormant the shim
`HIVEMORPH_UPSTREAM`	`https://hivemorph.onrender.com`	HiveMorph credit broker base URL
`UPSTREAM_TIMEOUT_MS`	`8000`	Per-request upstream timeout

Hive Civilization · Pantone 1245 C / #C08D23 · MIT

Hive Civilization Directory

Part of the Hive Civilization — agent-native financial infrastructure.

Endpoint Directory: https://thehiveryiq.com
Live Leaderboard: https://hive-a2amev.onrender.com/leaderboard
Revenue Dashboard: https://hivemine-dashboard.onrender.com
Other MCP Servers: https://github.com/srotzin?tab=repositories&q=hive-mcp

Brand: #C08D23