Frisk vs Ucode SMS

In-depth architectural comparison of the Frisk and Ucode SMS MCP servers. Compare execution transports, security boundaries, tool capabilities, quality scores, and ready-to-paste client installation snippets for Claude, Cursor, Windsurf, and VS Code.

Which MCP Server Should You Choose?

Choose Frisk when:

• You need dedicated capabilities in the Finance & Fintech domain.
• You prefer local stdio subprocess transport architecture.
• Your security boundary fits: No auth required (Free / Open Source).

Explore Frisk Details

U

Choose Ucode SMS when:

• You need dedicated capabilities in the Finance & Fintech domain.
• You prefer local stdio subprocess transport architecture.
• Your security boundary fits: No auth required (Free / Open Source).

Explore Ucode SMS Details

Feature & Specification Comparison

Specification	Frisk Finance & Fintech	U Ucode SMS Finance & Fintech
Summary	Screen the counterparty of an x402 payment before an agent pays it. Runs offline by default.	Virtual SMS OTP numbers. USDC (Base/x402) or pay-per-OTP; refund if no SMS.
Category & Scope	Finance & Fintech	Finance & Fintech
Quality signal

Tools & Capabilities Breakdown

Ready-to-Paste Client Configurations

Paste either (or both) of these JSON server blocks into your client config file (e.g. claude_desktop_config.json or ~/.cursor/mcp.json).

{
  "mcpServers": {
    "frisk": {
      "command": "npx",
      "args": [
        "-y",
        "frisk-mcp"
      ]
    }
  }
}

{
  "mcpServers": {
    "ucode-sms": {
      "command": "npx",
      "args": [
        "-y",
        "ucode-sms"
      ]
    }
  }
}

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