What is the key difference between Payfetch and Agirails MCP Server?

Payfetch belongs to the Finance & Fintech category with local stdio execution, while Agirails MCP Server belongs to the Finance & Fintech category with local stdio execution.

How do I install Payfetch or Agirails MCP Server in Claude Desktop or Cursor?

Copy the mcpServers JSON configuration snippet provided on this page into your claude_desktop_config.json or ~/.cursor/mcp.json file and restart your AI client.

Are Payfetch and Agirails MCP Server free or paid?

Payfetch operates under a Free / Open Source model (other). Agirails MCP Server operates under a Free / Open Source model (No auth required).

Which MCP server has more tools and community activity?

Payfetch lists 6 tools with 2 views and 0 GitHub stars. Agirails MCP Server lists 6 tools with 3 views and 4 GitHub stars.

Can I use both Payfetch and Agirails MCP Server together in the same MCP host?

Yes! MCP hosts like Claude Desktop, Cursor, Windsurf, Cline, and VS Code support configuring multiple servers under the mcpServers object simultaneously.

Side-by-Side Model Context Protocol Comparison

Payfetch vs Agirails MCP Server

In-depth architectural comparison of the Payfetch and Agirails MCP Server MCP servers. Compare execution transports, security boundaries, tool capabilities, quality scores, and ready-to-paste client installation snippets for Claude, Cursor, Windsurf, and VS Code.

At a Glance & Executive Verdict

Payfetch

Finance & Fintech · Local stdio

Quality: 53/100 (Good) | Auth: other

Agirails MCP Server

Finance & Fintech · Local stdio

Quality: 41/100 (Fair) | Auth: No auth required

Verdict Summary: Choose Payfetch if you need specialized Finance & Fintech tools running via a local process. Choose Agirails MCP Server if your workspace requires Finance & Fintech integration with local subprocess execution. Both servers can be configured concurrently in your client's mcpServers manifest.

Which MCP Server Should You Choose?

Choose Payfetch when:

You need dedicated capabilities in the Finance & Fintech domain.
You prefer local stdio subprocess transport architecture.
Your security boundary fits: other (Free / Open Source).
You have access to required keys: PAYFETCH_PRIVATE_KEY, PAYFETCH_KEY_FILE, PAYFETCH_CDP_API_KEY_ID, PAYFETCH_CDP_API_KEY_SECRET, PAYFETCH_CDP_WALLET_SECRET, PAYFETCH_CDP_ACCOUNT_NAME, PAYFETCH_TEST_MODE.
Primary tools included: x402 payments using USDC on Base, Per-call, daily, per-host, and optional lifetime caps, Host allow and deny lists.

Explore Payfetch Details

Choose Agirails MCP Server when:

You need dedicated capabilities in the Finance & Fintech domain.
You prefer local stdio subprocess transport architecture.
Your security boundary fits: No auth required (Free / Open Source).
Primary tools included: .

Feature & Specification Comparison

Specification	Payfetch forum-labs Finance & Fintech	Agirails MCP Server Finance & Fintech
Summary	Non-custodial paying-fetch client for agents that pay APIs over HTTP 402 (x402, USDC on Base). The operator sets hard per-call/per-day/per-host spend caps, an approval threshold, and allow/deny lists, with an append-only receipt for every attempt; the agent can't raise its own limits. npx -y -p @forum-labs/payfetch payfetch-mcp	Payment rails for AI agents — escrow, settlement, discovery, and disputes from any context window.
Category & Scope

Tools & Capabilities Breakdown

Payfetch Tools (6)

x402 payments using USDC on Base

Per-call, daily, per-host, and optional lifetime caps

Host allow and deny lists

Human approval threshold

Dry-run and payment quote workflows

Append-only local receipts

Agirails MCP Server Tools (6)

Agent discovery and Agent Card lookup

Ready-to-Paste Client Configurations

Paste either (or both) of these JSON server blocks into your client config file (e.g. claude_desktop_config.json or ~/.cursor/mcp.json).

Payfetch Configuration

mcpServers (Claude Desktop / Cursor)

{
  "mcpServers": {
    "forum-labs-payfetch": {
      "command": "npx",
      "args": [
        "-y",
        "@forum-labs/payfetch"
      ],
      "env": {
        "PAYFETCH_PRIVATE_KEY": "YOUR_PAYFETCH_PRIVATE_KEY_HERE",
        "PAYFETCH_KEY_FILE": "YOUR_PAYFETCH_KEY_FILE_HERE",
        "PAYFETCH_CDP_API_KEY_ID": "YOUR_PAYFETCH_CDP_API_KEY_ID_HERE",
        "PAYFETCH_CDP_API_KEY_SECRET": "YOUR_PAYFETCH_CDP_API_KEY_SECRET_HERE",
        "PAYFETCH_CDP_WALLET_SECRET": "YOUR_PAYFETCH_CDP_WALLET_SECRET_HERE",
        "PAYFETCH_CDP_ACCOUNT_NAME": "YOUR_PAYFETCH_CDP_ACCOUNT_NAME_HERE",
        "PAYFETCH_TEST_MODE": "YOUR_PAYFETCH_TEST_MODE_HERE"
      }
    }
  }
}

Agirails MCP Server Configuration

mcpServers (Claude Desktop / Cursor)

{
  "mcpServers": {
    "agirails-mcp-server": {
      "command": "npx",
      "args": [
        "-y",
        "@agirails/mcp-server"
      ]
    }
  }
}

Frequently Asked Questions

Payfetch is categorized under Finance & Fintech and uses a local stdio subprocess. In contrast, Agirails MCP Server belongs to Finance & Fintech using local stdio subprocess. Select Payfetch when you need capabilities focused on finance & fintech and Agirails MCP Server when you require tools for finance & fintech.

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