Side-by-Side Model Context Protocol Comparison
FinanceRateCalc (frc Mcp) vs Xinkuang China Stock MCP
In-depth architectural comparison of the FinanceRateCalc (frc Mcp) and Xinkuang China Stock MCP MCP servers. Compare execution transports, security boundaries, tool capabilities, quality scores, and ready-to-paste client installation snippets for Claude, Cursor, Windsurf, and VS Code.
At a Glance & Executive Verdict
FinanceRateCalc (frc Mcp)
Finance & Fintech · Local stdio
Quality: 82/100 (Excellent) | Auth: No auth required
Xinkuang China Stock MCP
Finance & Fintech · Remote HTTP/SSE
Quality: 48/100 (Fair) | Auth: No auth required
Verdict Summary: Choose FinanceRateCalc (frc Mcp) if you need specialized Finance & Fintech tools running via a local process. Choose Xinkuang China Stock MCP if your workspace requires Finance & Fintech integration with remote web transport. Both servers can be configured concurrently in your client's
mcpServers manifest.Which MCP Server Should You Choose?
Choose FinanceRateCalc (frc Mcp) when:
- You need dedicated capabilities in the Finance & Fintech domain.
- You prefer local stdio subprocess transport architecture.
- Your security boundary fits: No auth required (Free / Open Source).
- Primary tools included: get_national_fha_stats, get_lender_denial_stats, list_lenders.
Choose Xinkuang China Stock MCP when:
- You need dedicated capabilities in the Finance & Fintech domain.
- You prefer remote streaming HTTP/SSE transport architecture.
- Your security boundary fits: No auth required (Free / Open Source).
- Primary tools included: Real-time and historical stock market data, Balance sheet, income statement, and cash-flow tools, 30+ technical indicators for historical quotes.
Feature & Specification Comparison
Tools & Capabilities Breakdown
FinanceRateCalc (frc Mcp) Tools (5)
get_national_fha_stats
National FHA denial statistics from the 2025 federal record (denial rate on decisioned applications, volumes). Historical observation computed from the public CFPB HMDA 2025 record (denominator: actions 1,2,3; loan_type 2). Not a prediction about any individual application, and not a recommendation for or against any lender. Attribution: FinanceRateCalc (financeratecalc.com), CC BY 4.0.
get_lender_denial_stats
FHA denial statistics for one lender by name, slug, or LEI: actual denial rate, peer-median comparison, mix-adjusted expected rate. Top-100 FHA lenders by volume are covered. Historical observation computed from the public CFPB HMDA 2025 record (denominator: actions 1,2,3; loan_type 2). Not a prediction about any individual application, and not a recommendation for or against any lender. Attribution: FinanceRateCalc (financeratecalc.com), CC BY 4.0.
list_lenders
List covered FHA lenders sorted by denial rate (highest/lowest) or volume. Useful to see how widely the same federal program is applied across doors (2025 span: 1.8% to 78.7%). Historical observation computed from the public CFPB HMDA 2025 record (denominator: actions 1,2,3; loan_type 2). Not a prediction about any individual application, and not a recommendation for or against any lender. Attribution: FinanceRateCalc (financeratecalc.com), CC BY 4.0.
Ready-to-Paste Client Configurations
Paste either (or both) of these JSON server blocks into your client config file (e.g. claude_desktop_config.json or ~/.cursor/mcp.json).
FinanceRateCalc (frc Mcp) Configuration
Xinkuang China Stock MCP Configuration
Frequently Asked Questions
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