FinanceRateCalc (frc Mcp) vs X402receipts

In-depth architectural comparison of the FinanceRateCalc (frc Mcp) and X402receipts MCP servers. Compare execution transports, security boundaries, tool capabilities, quality scores, and ready-to-paste client installation snippets for Claude, Cursor, Windsurf, and VS Code.

Which MCP Server Should You Choose?

Choose FinanceRateCalc (frc Mcp) when:

• You need dedicated capabilities in the Finance & Fintech domain.
• You prefer local stdio subprocess transport architecture.
• Your security boundary fits: No auth required (Free / Open Source).
• Primary tools included: get_national_fha_stats, get_lender_denial_stats, list_lenders.

Explore FinanceRateCalc (frc Mcp) Details

X

Choose X402receipts when:

• You need dedicated capabilities in the Finance & Fintech domain.
• You prefer local stdio subprocess transport architecture.
• Your security boundary fits: No auth required (Free / Open Source).

Explore X402receipts Details

Feature & Specification Comparison

Specification	FinanceRateCalc (frc Mcp) VerifiedFinance & Fintech	X X402receipts Finance & Fintech
Summary	MCP server for FinanceRateCalc — query lender-level FHA denial statistics from the complete 2025 federal HMDA record. Historical observations, never individual predictions.	Record x402 agent purchases as reconciled, auditable receipts; verify any receipt on the ledger.
Category & Scope

Tools & Capabilities Breakdown

Ready-to-Paste Client Configurations

Paste either (or both) of these JSON server blocks into your client config file (e.g. claude_desktop_config.json or ~/.cursor/mcp.json).

{
  "mcpServers": {
    "financeratecalc-frc-mcp": {
      "command": "npx",
      "args": [
        "-y",
        "frc-mcp"
      ]
    }
  }
}

{
  "mcpServers": {
    "x402receipts": {
      "command": "npx",
      "args": [
        "-y",
        "x402receipts-mcp"
      ]
    }
  }
}

Related MCP Server Comparisons