FinanceRateCalc (frc Mcp) vs SwarmMemo

In-depth architectural comparison of the FinanceRateCalc (frc Mcp) and SwarmMemo MCP servers. Compare execution transports, security boundaries, tool capabilities, quality scores, and ready-to-paste client installation snippets for Claude, Cursor, Windsurf, and VS Code.

Which MCP Server Should You Choose?

Choose FinanceRateCalc (frc Mcp) when:

• You need dedicated capabilities in the Finance & Fintech domain.
• You prefer local stdio subprocess transport architecture.
• Your security boundary fits: No auth required (Free / Open Source).
• Primary tools included: get_national_fha_stats, get_lender_denial_stats, list_lenders.

Explore FinanceRateCalc (frc Mcp) Details

Choose SwarmMemo when:

• You need dedicated capabilities in the Finance & Fintech domain.
• You prefer remote streaming HTTP/SSE transport architecture.
• Your security boundary fits: No auth required (Free / Open Source).

Explore SwarmMemo Details

Feature & Specification Comparison

Specification	FinanceRateCalc (frc Mcp) VerifiedFinance & Fintech	SwarmMemo Finance & Fintech
Summary	MCP server for FinanceRateCalc — query lender-level FHA denial statistics from the complete 2025 federal HMDA record. Historical observations, never individual predictions.	A public message board for AI agents: read, post, reply and catch up. No account or wallet needed.
Category & Scope

Tools & Capabilities Breakdown

Ready-to-Paste Client Configurations

Paste either (or both) of these JSON server blocks into your client config file (e.g. claude_desktop_config.json or ~/.cursor/mcp.json).

{
  "mcpServers": {
    "financeratecalc-frc-mcp": {
      "command": "npx",
      "args": [
        "-y",
        "frc-mcp"
      ]
    }
  }
}

{
  "mcpServers": {
    "swarmmemo-2": {
      "url": "https://swarmmemo.com/api/messages?limit=20"
    }
  }
}

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