FinanceRateCalc (frc Mcp) vs Petra402

In-depth architectural comparison of the FinanceRateCalc (frc Mcp) and Petra402 MCP servers. Compare execution transports, security boundaries, tool capabilities, quality scores, and ready-to-paste client installation snippets for Claude, Cursor, Windsurf, and VS Code.

Which MCP Server Should You Choose?

Choose FinanceRateCalc (frc Mcp) when:

• You need dedicated capabilities in the Finance & Fintech domain.
• You prefer local stdio subprocess transport architecture.
• Your security boundary fits: No auth required (Free / Open Source).
• Primary tools included: get_national_fha_stats, get_lender_denial_stats, list_lenders.

Explore FinanceRateCalc (frc Mcp) Details

P

Choose Petra402 when:

• You need dedicated capabilities in the Finance & Fintech domain.
• You prefer local stdio subprocess transport architecture.
• Your security boundary fits: No auth required (Free / Open Source).

Explore Petra402 Details

Feature & Specification Comparison

Specification	FinanceRateCalc (frc Mcp) VerifiedFinance & Fintech	P Petra402 Finance & Fintech
Summary	MCP server for FinanceRateCalc — query lender-level FHA denial statistics from the complete 2025 federal HMDA record. Historical observations, never individual predictions.	Public web page to markdown, paid per call with x402. First 10 calls free, no signup.
Category & Scope

Tools & Capabilities Breakdown

Ready-to-Paste Client Configurations

Paste either (or both) of these JSON server blocks into your client config file (e.g. claude_desktop_config.json or ~/.cursor/mcp.json).

{
  "mcpServers": {
    "financeratecalc-frc-mcp": {
      "command": "npx",
      "args": [
        "-y",
        "frc-mcp"
      ]
    }
  }
}

{
  "mcpServers": {
    "petra402": {
      "command": "npx",
      "args": [
        "-y",
        "petra402"
      ]
    }
  }
}

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