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  1. Home
  2. ๐Ÿ’ฐ Finance & Fintech
  3. Cobroya
Cobroya logo
Health: ActiveRecent health check succeeded.Last checked 9/9/2026, 10:46:31 AM

Cobroya

User RatingsBe the first to rate and review this MCP server!
View Repository3 GitHub StarsTotal stargazers on GitHub for the source repository (3 stars).Visit Website

MCP server enabling Mercado Pago payment link creation, payment search, refunds, and merchant info retrieval for LATAM merchants.

Quick Install

Automated & IDE Setup

Copy the AI prompt to install this server into Claude Code, Cursor, or another agent โ€” or use 1-click editor setup below.

Add to CursorAdd to VS Code
Not yet automatically verified

We haven't yet run this listing's install command through our automated sandbox check. This isn't a red flag โ€” we're steadily working through the catalog.

Manual Client & Custom JSON ConfigExpand JSON โ–พ

Client Config & Setup

Choose your client or environment
Target File:~/Library/Application Support/Claude/claude_desktop_config.json
claude_desktop_config.json
{
  "mcpServers": {
    "dan1d-cobroya": {
      "command": "npx",
      "args": [
        "-y",
        "cobroya"
      ]
    }
  }
}

๐Ÿ’ก Paste the JSON block into your client's configuration file under mcpServers, then restart the application.

Install Tool Schemas (5) Directory Badge Claim listing Alternatives๐Ÿ’ฐ More in Finance & Fintech

Overview

This MCP server integrates Mercado Pago payment services into AI agents and chatbots, allowing creation of payment links, searching payments, issuing refunds, and retrieving merchant profile data. It supports LATAM merchants and works with platforms like Telegram, WhatsApp, and popular automation tools. Use it to automate payment workflows and interact with Mercado Pago via AI assistants or automation platforms.

Use cases

โ€ขCreate Mercado Pago payment links for customers
โ€ขSearch and filter payments by status and date
โ€ขIssue full or partial refunds for payments
โ€ขRetrieve authenticated merchant profile information
โ€ขIntegrate payment workflows into chatbots and automation platforms

Key features

โ€ขCreate checkout payment links with customizable URLs
โ€ขRetrieve detailed payment information by ID
โ€ขSearch payments with filters and pagination
โ€ขIssue full or partial refunds programmatically
โ€ขSupports Telegram and WhatsApp Business Cloud API bots
โ€ขPre-built integrations for n8n, Zapier, Make, Pipedream, LangChain, and OpenAI function calling

Capabilities & Tool Schemas (5) ~139 tokensApproximate context cost of this serverโ€™s tool schemas (~4 chars/token), before any tool is called. Actual usage depends on your client and model.Self-reported Self-reportedParsed from the repository README, not verified against a live server โ€” may be incomplete or out of date.

Inspect callable tools, capabilities, and parameters exposed to AI agents by Cobroya.

create_payment_preference

Create a Mercado Pago checkout payment link. Returns an `init_point` URL to share with buyers. Supports `back_urls` and `notification_url`.

get_payment

Retrieve full details of a payment by ID, including status, amount, and payer info.

search_payments

Search payments with filters: `status` (approved, pending, rejected, etc.), sort order, and pagination.

create_refund

Issue a full or partial refund for a payment. Omit `amount` for a full refund.

get_merchant_info

Get the authenticated merchant's profile: user ID, nickname, and site.

Documentation Overview

CobroYa

Cobra con Mercado Pago en 10 segundos.

npm version tests coverage license

CobroYa is an open-source Mercado Pago payment tool for AI agents, Telegram, WhatsApp, and automation platforms. Create payment links, search payments, issue refunds -- all from your AI assistant or chat bot.

Website | npm | GitHub


Quick Start with AI

CobroYa is an MCP (Model Context Protocol) server. Add it to your AI tool in one step -- no cloning, no building. Just provide your Mercado Pago access token.

Claude Desktop

Add to your claude_desktop_config.json:

config.json
{
  "mcpServers": {
    "cobroya": {
      "command": "npx",
      "args": ["-y", "cobroya"],
      "env": {
        "MERCADO_PAGO_ACCESS_TOKEN": "APP_USR-..."
      }
    }
  }
}

Claude Code

Terminal
claude mcp add cobroya -- npx -y cobroya \
  --env MERCADO_PAGO_ACCESS_TOKEN=APP_USR-...

Cursor

Add to .cursor/mcp.json in your project root:

config.json
{
  "mcpServers": {
    "cobroya": {
      "command": "npx",
      "args": ["-y", "cobroya"],
      "env": {
        "MERCADO_PAGO_ACCESS_TOKEN": "APP_USR-..."
      }
    }
  }
}

Windsurf

Add to your Windsurf MCP configuration:

config.json
{
  "mcpServers": {
    "cobroya": {
      "command": "npx",
      "args": ["-y", "cobroya"],
      "env": {
        "MERCADO_PAGO_ACCESS_TOKEN": "APP_USR-..."
      }
    }
  }
}

Once configured, ask your AI assistant things like: "Create a payment link for $5000 for a Python course" or "Show me today's approved payments".


Available Tools

CobroYa exposes 5 MCP tools that any connected AI agent can call:

ToolDescription
create_payment_preferenceCreate a Mercado Pago checkout payment link. Returns an init_point URL to share with buyers. Supports back_urls and notification_url.
get_paymentRetrieve full details of a payment by ID, including status, amount, and payer info.
search_paymentsSearch payments with filters: status (approved, pending, rejected, etc.), sort order, and pagination.
create_refundIssue a full or partial refund for a payment. Omit amount for a full refund.
get_merchant_infoGet the authenticated merchant's profile: user ID, nickname, and site.

Telegram Bot

CobroYa includes a ready-to-use Telegram bot: @CobroYa_bot

Self-hosting the bot

  1. Create a bot via @BotFather and get your token.
  2. Set environment variables:
server.ts
export MERCADO_PAGO_ACCESS_TOKEN="APP_USR-..."
export TELEGRAM_BOT_TOKEN="your-telegram-bot-token"
  1. Run:
Terminal
npx cobroya-telegram

Or from source:

Terminal
npm run bot

WhatsApp

CobroYa supports WhatsApp Business Cloud API for receiving commands and sending payment notifications.

  1. Create a Meta app at Meta for Developers and enable WhatsApp Business API.
  2. Set environment variables:
server.ts
export WHATSAPP_ACCESS_TOKEN="your-meta-graph-api-token"
export WHATSAPP_PHONE_NUMBER_ID="your-phone-number-id"
export WHATSAPP_VERIFY_TOKEN="your-webhook-verify-token"
  1. Run the webhook server:
Terminal
npm run whatsapp
# Starts on http://localhost:3000/webhook
  1. Expose with ngrok (ngrok http 3000) and configure the webhook URL in your Meta Dashboard.

For full details on supported commands and payment notifications, see the WhatsApp documentation.


Automation Platforms

Pre-built packages for popular automation platforms are available in the packages/ directory:

  • n8n -- packages/n8n-nodes-mercadopago
  • Zapier -- packages/zapier-mercadopago
  • Make -- packages/make-mercadopago
  • Pipedream -- packages/pipedream-mercadopago

Each package wraps the CobroYa core with platform-specific configuration. See the README in each package for setup instructions.


AI Framework Adapters

LangChain (Python)

Terminal
pip install langchain-mercadopago
server.ts
from langchain_mercadopago import create_mercadopago_tools

tools = create_mercadopago_tools("APP_USR-...")

# Use with any LangChain agent
from langchain.agents import initialize_agent, AgentType
from langchain_openai import ChatOpenAI

agent = initialize_agent(
    tools=tools,
    llm=ChatOpenAI(model="gpt-4"),
    agent=AgentType.OPENAI_FUNCTIONS,
)
agent.run("Create a payment link for $5000 for a Python course")

PyPI

OpenAI Function Calling (TypeScript)

Terminal
npm install openai-mercadopago
server.ts
import { createMercadoPagoExecutor } from "openai-mercadopago";

const executor = createMercadoPagoExecutor(process.env.MERCADO_PAGO_ACCESS_TOKEN!);

// Pass executor.definitions to OpenAI's tools parameter
const response = await openai.chat.completions.create({
  model: "gpt-4",
  messages,
  tools: executor.definitions,
});

// Execute the tool call
const result = await executor.handleToolCall(
  toolCall.function.name,
  JSON.parse(toolCall.function.arguments),
);

npm


Programmatic Usage

Install as a dependency:

Terminal
npm install cobroya
server.ts
import { createMercadoPagoTools } from "cobroya";

const mp = createMercadoPagoTools(process.env.MERCADO_PAGO_ACCESS_TOKEN!);

// Create a payment link
const pref = await mp.tools.create_payment_preference({
  title: "Premium Plan",
  quantity: 1,
  currency: "ARS",
  unit_price: 5000,
});
console.log(pref.init_point); // Checkout URL to share with the buyer

// Search approved payments
const payments = await mp.tools.search_payments({ status: "approved", limit: 10 });

// Get payment details
const payment = await mp.tools.get_payment({ payment_id: "123456789" });

// Full refund
await mp.tools.create_refund({ payment_id: "123456789" });

// Partial refund
await mp.tools.create_refund({ payment_id: "123456789", amount: 500 });

// Merchant profile
const merchant = await mp.tools.get_merchant_info();

Error Handling

server.ts
import { MercadoPagoError } from "cobroya";

try {
  await mp.tools.get_payment({ payment_id: "invalid" });
} catch (err) {
  if (err instanceof MercadoPagoError) {
    console.log(err.status);        // 404
    console.log(err.isNotFound);     // true
    console.log(err.isUnauthorized); // false
    console.log(err.isRateLimited);  // false
  }
}

Environment Variables

VariableRequiredDescription
MERCADO_PAGO_ACCESS_TOKENYesMercado Pago API access token (get one here)
TELEGRAM_BOT_TOKENFor TelegramTelegram bot token from @BotFather
WHATSAPP_ACCESS_TOKENFor WhatsAppMeta Graph API token
WHATSAPP_PHONE_NUMBER_IDFor WhatsAppWhatsApp Business phone number ID
WHATSAPP_VERIFY_TOKENFor WhatsAppWebhook verification token
WA_NOTIFY_PHONENoPhone number for WhatsApp payment notifications
MERCADO_PAGO_WEBHOOK_SECRETNoHMAC secret for Mercado Pago webhook signature validation
MP_CURRENCYNoDefault currency (defaults to ARS)
MP_SUCCESS_URLNoDefault success redirect URL for payment preferences

Development

bash
# Install dependencies
npm install

# Build
npm run build

# Run all tests
npm test

# Run tests with coverage
npm run test:coverage

# Watch mode
npm run test:watch

# Type-check without emitting
npx tsc --noEmit

# Integration test against real Mercado Pago API
MERCADO_PAGO_ACCESS_TOKEN=APP_USR-... npm run integration

# Start the unified server (Telegram + WhatsApp + webhooks)
npm start

# Dev mode with auto-reload
npm run dev:server

# Docker
docker compose up -d

License

MIT -- by dan1d

Read the full README โ†’View source on GitHub โ†’

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Adoption & maintenance

Factual signals from GitHub, npm, and our automated checks โ€” not a rating.

GitHub stars
3
Stargazers on the source repository.
npm downloads
177
Package downloads in the last 30 days.
Last commit
6mo ago
Most recent push to the default branch.
Tools exposed
5
Callable tools this server registers over MCP.

Reviews

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Frequently Asked Questions about Cobroya

You must provide a Mercado Pago access token (MERCADO_PAGO_ACCESS_TOKEN) to authenticate API calls.

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Technical Specs & Signals

Category๐Ÿ’ฐFinance & Fintech
More technical detailsExpand โ–พ
TransportSTDIO
RuntimeNode.js
Last updatedAug 7, 2026
Views0
Unique ViewsTotal visits recorded for this listing page on AllMCPs.
Installs0
Installs & Copy ActionsTotal times users copied install commands or configuration snippets for this server.
GitHub stars3
GitHub Star CountTotal stargazers on GitHub representing community popularity (3 stars).
Last commit6mo ago
Last Repository CommitThe most recent commit or push recorded for this server's GitHub repository.Last commit on Mar 11, 2026
npm downloads177/mo
Monthly npm DownloadsAverage monthly package installs recorded from npm registry statistics.
51Quality signal: Good ยท 51/100How this signal is calculated โ–พ
Server availabilityNot measured

Not scored for repo-hosted servers โ€” we can't reach the running server, only its GitHub page. Hosted MCP endpoints are health-checked live.

Verified ownership10/20
Documentation & tools25/30
Adoption & activity3/15
Community engagement0/10

A guidance signal from public completeness & health data โ€” not a user rating. New listings start lower and rise as they add docs, get verified, and grow adoption. Signals we can't observe for a listing are skipped, not counted against it.

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Scanned 15d ago via OSV.dev ยท cobroya (npm)

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