In-depth architectural comparison of the Catalog and Yelp MCP servers. Compare execution transports, security boundaries, tool capabilities, quality scores, and ready-to-paste client installation snippets for Claude, Cursor, Windsurf, and VS Code.
At a Glance & Executive Verdict
Catalog
Developer Tools · Local stdio
Quality: 56/100 (Good) | Auth: No auth required
Yelp
Developer Tools · Remote HTTP/SSE
Quality: 49/100 (Fair) | Auth: No auth required
Verdict Summary: Choose Catalog if you need specialized Developer Tools tools running via a local process. Choose Yelp if your workspace requires Developer Tools integration with remote web transport. Both servers can be configured concurrently in your client's mcpServers manifest.
Which MCP Server Should You Choose?
C
Choose Catalog when:
You need dedicated capabilities in the Developer Tools domain.
You prefer local stdio subprocess transport architecture.
Your security boundary fits: No auth required (Free / Open Source).
All MFOs in the catalog with borrower rating and canonical card URLs. `rating: null` means *no reviews yet*, not a low score.
get_mfo
Full MFO card: terms for new and repeat clients (amount, term, rate), effective annual rate (ГЭСВ), requirements, fees, legal data (legal entity, BIN, ARDFM license number and a direct link to the company's record in the regulator's license register), 4-criteria rating, record update date.
search_offers
Matching first-loan offers with terms and `first_loan_zero_percent: true/false/null` (null = unconfirmed). Calling without filters returns the whole catalog — prefer passing `amount`/`term_days`.
list_categories
Catalog selections grouped by section (popular, by payout method, by amount and term, by borrower category), each with its selection criterion.
get_category
Ready-to-Paste Client Configurations
Paste either (or both) of these JSON server blocks into your client config file (e.g. claude_desktop_config.json or ~/.cursor/mcp.json).
Catalog is categorized under Developer Tools and uses a local stdio subprocess. In contrast, Yelp belongs to Developer Tools using remote streaming HTTP/SSE transport. Select Catalog when you need capabilities focused on developer tools and Yelp when you require tools for developer tools.
One selection: criterion, sorting, offer table with per-MFO terms.
get_reviews
Latest borrower reviews for an MFO: rating, date, text (public site data only).
get_market_rules
Legal context of microlending in Kazakhstan (ARDFM licensing, 46% APR cap, short microloans up to 45 MCI / 45 days at ≤0.3% per day, voluntary loan self-ban via eGov) with the last-review date.
Yelp Tools (3)
search_businesses
Search for local businesses and restaurants on Yelp by term and location. Returns matching businesses with star ratings, review counts, price, categories, address, and phone. Example: search_businesses({ term: "pizza", location: "San Francisco, CA" }).
get_business
Get full details for a single Yelp business by its id or alias. Returns rating, review count, price, categories, address, phone, hours, photos, and coordinates. Example: get_business({ id: "garaje-san-francisco" }).
get_reviews
⚠️ UPSTREAM-UNRELIABLE — Yelp Fusion's /reviews endpoint has been 404-ing on most ids since mid-2026 even for valid businesses. PREFER `get_business` (which sometimes inlines a snippet) or `search_businesses` for review-context queries. If you must call get_reviews: pass the ENCRYPTED business id (…