BentCrypto Machine Payments vs DeriveAI x402 APIs

In-depth architectural comparison of the BentCrypto Machine Payments and DeriveAI x402 APIs MCP servers. Compare execution transports, security boundaries, tool capabilities, quality scores, and ready-to-paste client installation snippets for Claude, Cursor, Windsurf, and VS Code.

Which MCP Server Should You Choose?

B

Choose BentCrypto Machine Payments when:

• You need dedicated capabilities in the Finance & Fintech domain.
• You prefer local stdio subprocess transport architecture.
• Your security boundary fits: No auth required (Free / Open Source).

Explore BentCrypto Machine Payments Details

Choose DeriveAI x402 APIs when:

• You need dedicated capabilities in the Finance & Fintech domain.
• You prefer remote streaming HTTP/SSE transport architecture.
• Your security boundary fits: No auth required (Free / Open Source).

Explore DeriveAI x402 APIs Details

Feature & Specification Comparison

Specification	B BentCrypto Machine Payments Finance & Fintech	DeriveAI x402 APIs Finance & Fintech
Summary	Paid token risk and security intelligence for AI agents over MCP with x402 payments.	25 pay-per-request intelligence APIs for AI agents via x402 micropayments (USDC/Base)
Category & Scope	Finance & Fintech	Finance & Fintech

Tools & Capabilities Breakdown

Ready-to-Paste Client Configurations

Paste either (or both) of these JSON server blocks into your client config file (e.g. claude_desktop_config.json or ~/.cursor/mcp.json).

{
  "mcpServers": {
    "bentcrypto-machine-payments": {
      "command": "npx",
      "args": [
        "-y",
        "bentcrypto-machine-payments"
      ]
    }
  }
}

{
  "mcpServers": {
    "deriveai-x402-apis": {
      "url": "https://x402-apis-eta.vercel.app/api/mcp"
    }
  }
}

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