American Default Research vs Payram Helper MCP Server

In-depth architectural comparison of the American Default Research and Payram Helper MCP Server MCP servers. Compare execution transports, security boundaries, tool capabilities, quality scores, and ready-to-paste client installation snippets for Claude, Cursor, Windsurf, and VS Code.

Which MCP Server Should You Choose?

Choose American Default Research when:

• You need dedicated capabilities in the Developer Tools domain.
• You prefer remote streaming HTTP/SSE transport architecture.
• Your security boundary fits: No auth required (Free / Open Source).

Explore American Default Research Details

Choose Payram Helper MCP Server when:

• You need dedicated capabilities in the Developer Tools domain.
• You prefer local stdio subprocess transport architecture.
• Your security boundary fits: No auth required (Free / Open Source).

Explore Payram Helper MCP Server Details

Feature & Specification Comparison

Specification	American Default Research Developer Tools	Payram Helper MCP Server Developer Tools
Summary	Read-only MCP for U.S. household distress: 96 indicators, ADI composite, 3,144 counties.	Remote MCP server to integrate and validate self-hosted Payram deployments.
Category & Scope	Developer Tools	Developer Tools

Tools & Capabilities Breakdown

Ready-to-Paste Client Configurations

Paste either (or both) of these JSON server blocks into your client config file (e.g. claude_desktop_config.json or ~/.cursor/mcp.json).

{
  "mcpServers": {
    "american-default-research-2": {
      "url": "https://mcp.americandefault.org/mcp"
    }
  }
}

{
  "mcpServers": {
    "payram-helper-mcp-server": {
      "command": "npx",
      "args": [
        "-y",
        "skills"
      ]
    }
  }
}

Related MCP Server Comparisons