Optionsahoy Mcp vs Personal Finance Mcp

In-depth architectural comparison of the Optionsahoy Mcp and Personal Finance Mcp MCP servers. Compare execution transports, security boundaries, tool capabilities, quality scores, and ready-to-paste client installation snippets for Claude, Cursor, Windsurf, and VS Code.

Which MCP Server Should You Choose?

Choose Optionsahoy Mcp when:

• You need dedicated capabilities in the Finance & Fintech domain.
• You prefer local stdio subprocess transport architecture.
• Your security boundary fits: No auth required (Free / Open Source).
• Primary tools included: Covers full federal tax code plus all 50 states and DC for 2026, Models AMT credit recovery and post-termination exercise windows, Includes FICA, NIIT, and state AMT for CA, CO, CT, MN.

Explore Optionsahoy Mcp Details

Choose Personal Finance Mcp when:

• You need dedicated capabilities in the Finance & Fintech domain.
• You prefer remote streaming HTTP/SSE transport architecture.
• Your security boundary fits: API Key required (BYOK (Pay Provider Direct)).
• You have access to required keys: PLAID_CLIENT_ID, PLAID_SECRET, PLAID_TOKEN_CHASE, PLAID_TOKEN_OTHER_BANKS, HORIZON.

Feature & Specification Comparison

Specification	Optionsahoy Mcp AlvisoOculus Finance & Fintech	Personal Finance Mcp JosueM1109 Finance & Fintech
Summary	Multi-year equity-compensation optimization engine: returns the globally-optimal ISO/AMT exercise schedule, NSO sell-vs-hold decision, RSU vest plan, single-stock concentration sell-down, protective put / zero-cost collar pricing, and Section 1202 QSBS qualification verdict. Covers full federal tax code plus all 50 states + DC (ordinary brackets, long-term capital gains treatment, state AMT for CA/CO/CT/MN, FICA, NIIT). Remote HTTP MCP at https://optionsahoy.com/mcp (no auth, no install). Six tools, same engine as the in-browser calculators at optionsahoy.com/tools.	Self-hosted, read-only MCP server that connects banks, credit cards, loans, and brokerage accounts via Plaid. 9 tools for balances, transactions, recurring charges, liabilities, and investment holdings.

Tools & Capabilities Breakdown

Ready-to-Paste Client Configurations

Paste either (or both) of these JSON server blocks into your client config file (e.g. claude_desktop_config.json or ~/.cursor/mcp.json).

{
  "mcpServers": {
    "alvisooculus-optionsahoy-mcp": {
      "command": "npx",
      "args": [
        "-y",
        "add-mcp"
      ]
    }
  }
}

{
  "mcpServers": {
    "josuem1109-personal-finance-mcp": {
      "url": "https://img.shields.io/badge/License-MIT-yellow.svg)](LICENSE"
    }
  }
}

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