What is the key difference between Agentpay and X402 Merchant Check?

Agentpay belongs to the Finance & Fintech category with local stdio execution, while X402 Merchant Check belongs to the Finance & Fintech category with local stdio execution.

How do I install Agentpay or X402 Merchant Check in Claude Desktop or Cursor?

Copy the mcpServers JSON configuration snippet provided on this page into your claude_desktop_config.json or ~/.cursor/mcp.json file and restart your AI client.

Are Agentpay and X402 Merchant Check free or paid?

Agentpay operates under a Free / Open Source model (No auth required). X402 Merchant Check operates under a Free / Open Source model (No auth required).

Which MCP server has more tools and community activity?

Agentpay lists 0 tools with 0 views and 3 GitHub stars. X402 Merchant Check lists 0 tools with 0 views and 0 GitHub stars.

Can I use both Agentpay and X402 Merchant Check together in the same MCP host?

Yes! MCP hosts like Claude Desktop, Cursor, Windsurf, Cline, and VS Code support configuring multiple servers under the mcpServers object simultaneously.

Side-by-Side Model Context Protocol Comparison

Agentpay vs X402 Merchant Check

In-depth architectural comparison of the Agentpay and X402 Merchant Check MCP servers. Compare execution transports, security boundaries, tool capabilities, quality scores, and ready-to-paste client installation snippets for Claude, Cursor, Windsurf, and VS Code.

At a Glance & Executive Verdict

Agentpay

Finance & Fintech · Local stdio

Quality: 44/100 (Fair) | Auth: No auth required

X402 Merchant Check

Finance & Fintech · Local stdio

Quality: 33/100 (Emerging) | Auth: No auth required

Verdict Summary: Choose Agentpay if you need specialized Finance & Fintech tools running via a local process. Choose X402 Merchant Check if your workspace requires Finance & Fintech integration with local subprocess execution. Both servers can be configured concurrently in your client's mcpServers manifest.

Which MCP Server Should You Choose?

Choose Agentpay when:

You need dedicated capabilities in the Finance & Fintech domain.
You prefer local stdio subprocess transport architecture.
Your security boundary fits: No auth required (Free / Open Source).

Explore Agentpay Details

Choose X402 Merchant Check when:

You need dedicated capabilities in the Finance & Fintech domain.
You prefer local stdio subprocess transport architecture.
Your security boundary fits: No auth required (Free / Open Source).

Explore X402 Merchant Check Details

Feature & Specification Comparison

Specification	A Agentpay Finance & Fintech	X402 Merchant Check Finance & Fintech
Summary	Budget-capped x402 payments for AI agents: verifiable receipts, trust routing, 17 free tools.	Pre-payment merchant trust checks for x402 agents on Base and Solana.
Category & Scope	Finance & Fintech	Finance & Fintech
Quality signal

Tools & Capabilities Breakdown

Agentpay Tools (0)

No explicit tool names declared in metadata yet. Check project README on main listing page.

X402 Merchant Check Tools (0)

No explicit tool names declared in metadata yet. Check project README on main listing page.

Ready-to-Paste Client Configurations

Paste either (or both) of these JSON server blocks into your client config file (e.g. claude_desktop_config.json or ~/.cursor/mcp.json).

Agentpay Configuration

mcpServers (Claude Desktop / Cursor)

{
  "mcpServers": {
    "agentpay-5": {
      "command": "npx",
      "args": [
        "-y",
        "skills"
      ]
    }
  }
}

X402 Merchant Check Configuration

mcpServers (Claude Desktop / Cursor)

{
  "mcpServers": {
    "x402-merchant-check": {
      "command": "npx",
      "args": [
        "-y",
        "x402-merchant-check"
      ]
    }
  }
}

Frequently Asked Questions

Agentpay is categorized under Finance & Fintech and uses a local stdio subprocess. In contrast, X402 Merchant Check belongs to Finance & Fintech using local stdio subprocess. Select Agentpay when you need capabilities focused on finance & fintech and X402 Merchant Check when you require tools for finance & fintech.

More alternatives to Agentpay More alternatives to X402 Merchant Check Finance & Fintech category hub