AgentPay vs X402 Data Gateway

In-depth architectural comparison of the AgentPay and X402 Data Gateway MCP servers. Compare execution transports, security boundaries, tool capabilities, quality scores, and ready-to-paste client installation snippets for Claude, Cursor, Windsurf, and VS Code.

Which MCP Server Should You Choose?

Choose AgentPay when:

• You need dedicated capabilities in the Finance & Fintech domain.
• You prefer remote streaming HTTP/SSE transport architecture.
• Your security boundary fits: No auth required (Free / Open Source).

Explore AgentPay Details

Choose X402 Data Gateway when:

• You need dedicated capabilities in the Finance & Fintech domain.
• You prefer remote streaming HTTP/SSE transport architecture.
• Your security boundary fits: No auth required (Free / Open Source).

Explore X402 Data Gateway Details

Feature & Specification Comparison

Specification	AgentPay Finance & Fintech	X402 Data Gateway Finance & Fintech
Summary	Pay-per-call AI microservices via x402. USDC on Base, no accounts - wallet is auth.	Pay-per-call USDC tools for AI agents (x402/Base): company + wallet enrichment, web read, repo scan.
Category & Scope	Finance & Fintech	Finance & Fintech

Tools & Capabilities Breakdown

Ready-to-Paste Client Configurations

Paste either (or both) of these JSON server blocks into your client config file (e.g. claude_desktop_config.json or ~/.cursor/mcp.json).

{
  "mcpServers": {
    "agentpay-3": {
      "url": "https://agentpay.help"
    }
  }
}

{
  "mcpServers": {
    "x402-data-gateway": {
      "url": "https://smithery.ai/badge/epistemedeus/x402-data-gateway)](https://smithery.ai/servers/epistemedeus/x402-data-gateway"
    }
  }
}

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