Agentic Pay

Non-custodial payment engine for AI agents — BTC, ETH, USDT, USDC, XRP, XMR, ZEC.

Quick Install

Automated & IDE Setup

Copy the AI prompt to install this server into Claude Code, Cursor, or another agent — or use 1-click editor setup below.

Add to Cursor Add to VS Code

Manual Client & Custom JSON ConfigExpand JSON ▾

Client Config & Setup

Remote HTTP

Choose your client or environment

Target File:~/Library/Application Support/Claude/claude_desktop_config.json

claude_desktop_config.json

{
  "mcpServers": {
    "agentic-pay": {
      "url": "https://api.aumnium.tech/v1/deposit/address"
    }
  }
}

💡 Paste the JSON block into your client's configuration file under mcpServers, then restart the application.

Documentation Overview

Agentic Pay

A cross-platform payment engine that lets third-party AI agents send and receive payments over seven crypto rails: BTC, ETH, USDT, USDC, XRP, XMR, ZEC.

One Node.js core runs unmodified on Linux, Windows, and macOS. The same backend is reachable from iOS and Android via an installable Progressive Web App (PWA) — there is no separate native mobile codebase to maintain.

Architecture

Code

                     ┌───────────────────────────┐
                     │   core/railManager.js     │  <- one call-site for
                     │  (policy + ledger + auth) │     every asset
                     └─────────────┬─────────────┘
                                   │
        ┌───────────┬─────────────┼─────────────┬───────────┬──────────┐
        │            │             │             │           │          │
     rails/btc   rails/eth    rails/xrp     rails/xmr    rails/zec       │
     (bitcoinjs) (ethers.js,  (xrpl.js)   (JSON-RPC to  (JSON-RPC to     │
                  ETH+USDT+                monero-       zcashd)         │
                  USDC ERC20)              wallet-rpc)                   │
                                                                          │
        Agent-facing surfaces (both call railManager, never a rail       │
        adapter directly):                                               │
        ┌────────────────────────┐   ┌───────────────────────────┐      │
        │ server/restApi.js      │   │ server/mcpServer.mjs      │      │
        │ HTTP/JSON, API-key     │   │ MCP stdio server for       │      │
        │ auth, for any HTTP-    │   │ Claude / other MCP-        │      │
        │ capable agent stack    │   │ compatible agent clients   │      │
        └────────────────────────┘   └───────────────────────────┘      │
                                                                          │
        Human-facing surfaces:                                           │
        ┌────────────────────────┐   ┌───────────────────────────┐      │
        │ cli/index.js           │   │ web/ (PWA)                │      │
        │ Linux/Windows/macOS    │   │ served by server/          │      │
        │ terminal                │   │ staticWeb.js, installable  │      │
        │                        │   │ on iOS/Android home screen │      │
        └────────────────────────┘   └───────────────────────────┘      │

Every send, from any surface, passes through core/limits.js (per-agent spend caps + human-confirmation floor) and core/ledger.js (idempotency, so a retried tool call can never double-pay).

Quick start (any OS with Node.js 18+)

bash

git clone <this repo>          # or unzip the delivered archive
cd agentic-pay
npm install

cp config/.env.example .env
cp config/config.example.json config/config.json
# edit both files — see docs/SETUP_<YOUR_OS>.md for exact values per rail

npm run start:rest     # REST API on :8787
npm run start:web      # PWA on :8788 (optional, for mobile/browser access)
npm run start:mcp      # MCP stdio server (for Claude Desktop / Claude Code)
node cli/index.js rails   # sanity check from the terminal

Start on testnets first. Every rail's example config defaults to a testnet or requires you to explicitly fill in mainnet values — this is intentional. Do not point real funds at this system until you've reviewed core/limits.js and set spend caps you're comfortable with.

Hosted (custodial) — skip the setup

Don't want to run your own node? Aumnium operates a hosted instance at https://api.aumnium.tech — deposit USDC, get a spendable custodial balance, and start sending across all seven rails without installing or funding anything yourself.

This is a different trust model than the self-hosted instructions above: your funds sit in a pooled wallet operated by Aumnium (not your own keys), and each send is charged a 1% fee plus network cost, deducted from your balance. The self-hosted path above remains fully non-custodial; this hosted path trades that for convenience.

bash

# 1. Get your deposit address
curl -H "x-api-key: YOUR_KEY" https://api.aumnium.tech/v1/deposit/address

# 2. Send USDC to that address on Ethereum mainnet

# 3. Claim your deposit once it confirms
curl -X POST -H "x-api-key: YOUR_KEY" -H "Content-Type: application/json" \
  -d \'{"txHash":"0x..."}\' \
  https://api.aumnium.tech/v1/deposit/claim

# 4. Send payments (billed per-call via x402, USDC on Base)
curl -X POST -H "x-api-key: YOUR_KEY" -H "Content-Type: application/json" \
  -d \'{"asset":"USDC","to":"0x...","amount":1,"idempotencyKey":"unique-key"}\' \
  https://api.aumnium.tech/v1/send

Contact team@spacenet.network for an API key. Full endpoint list at https://api.aumnium.tech.

Where to go next

docs/SETUP_LINUX.md
docs/SETUP_WINDOWS.md
docs/SETUP_MACOS.md
docs/SETUP_MOBILE.md — iOS and Android via PWA
docs/AGENT_INTEGRATION.md — wiring up Claude, MCP clients, or any HTTP-based agent framework
docs/SECURITY.md — key management, spend limits, and legal/regulatory considerations — read this before sending real funds

What's genuinely production-ready here vs. what's a starting point

Production-shaped: the policy engine (per-tx cap, daily cap, confirmation floor, address allowlisting), the idempotent ledger, and the unified rail interface.
Starting point, needs hardening for real money at scale: the JSON-file ledger (swap for a real database under load), the static USD price table (wire in a live price feed), and key storage (move from .env to an OS keychain or HSM/KMS for anything beyond development — see core/keystore.js for the extension point).

License

agentic-pay is licensed under the Business Source License 1.1 (see LICENSE). In plain terms:

You can use, modify, and self-host this freely — for yourself, your own organization, or your own agents, including production use.
You cannot turn around and offer it as a competing hosted/managed payments-as-a-service product to third parties without a commercial license.
On 2030-07-14, this version automatically converts to the Apache License 2.0 — fully open source, no restrictions.

Want a commercial license for a hosted/managed offering before then? Contact team@spacenet.network.

Read the full README →View source on GitHub →

Related MCP Servers

View all in Finance & Fintech View all alternatives

Adoption & maintenance

Factual signals from GitHub, npm, and our automated checks — not a rating.

Last commit

2mo ago

Most recent push to the default branch.

Directory activity

1 views

Config copies, upvotes, and views on AllMCPs.

Reviews

No reviews yet — be the first to share how this listing worked for you.

Frequently Asked Questions about Agentic Pay

agentic-pay is a hosted MCP server. Add it as a remote server in your client's config: "mcpServers": { "agentic-pay": { "url": "https://api.aumnium.tech/v1/deposit/address" } }

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Technical Specs & Signals

CategoryFinance & Fintech

6/10 checks healthy over the last 45d

37Quality signal: Fair · 37/100How this signal is calculated ▾

Server availabilityNot measured

Not scored for repo-hosted servers — we can't reach the running server, only its GitHub page. Hosted MCP endpoints are health-checked live.

Verified ownership10/20

Documentation & tools16/30

Adoption & activity2/15

Community engagement0/10

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More in 💰 Finance & Fintech →Best MCP servers for Finance & Fintech →Alternatives to Agentic Pay →Install in Claude Desktop Install in Cursor Install in VS Code Setup guides for all 13 MCP clients

Agentic Pay

Non-custodial payment engine for AI agents — BTC, ETH, USDT, USDC, XRP, XMR, ZEC.

Quick Install

Automated & IDE Setup

Copy the AI prompt to install this server into Claude Code, Cursor, or another agent — or use 1-click editor setup below.

Add to Cursor Add to VS Code

Manual Client & Custom JSON ConfigExpand JSON ▾

Client Config & Setup

Remote HTTP

Choose your client or environment

Target File:~/Library/Application Support/Claude/claude_desktop_config.json

claude_desktop_config.json

{
  "mcpServers": {
    "agentic-pay": {
      "url": "https://api.aumnium.tech/v1/deposit/address"
    }
  }
}

💡 Paste the JSON block into your client's configuration file under mcpServers, then restart the application.

Documentation Overview

Agentic Pay

A cross-platform payment engine that lets third-party AI agents send and receive payments over seven crypto rails: BTC, ETH, USDT, USDC, XRP, XMR, ZEC.

Architecture

Code

                     ┌───────────────────────────┐
                     │   core/railManager.js     │  <- one call-site for
                     │  (policy + ledger + auth) │     every asset
                     └─────────────┬─────────────┘
                                   │
        ┌───────────┬─────────────┼─────────────┬───────────┬──────────┐
        │            │             │             │           │          │
     rails/btc   rails/eth    rails/xrp     rails/xmr    rails/zec       │
     (bitcoinjs) (ethers.js,  (xrpl.js)   (JSON-RPC to  (JSON-RPC to     │
                  ETH+USDT+                monero-       zcashd)         │
                  USDC ERC20)              wallet-rpc)                   │
                                                                          │
        Agent-facing surfaces (both call railManager, never a rail       │
        adapter directly):                                               │
        ┌────────────────────────┐   ┌───────────────────────────┐      │
        │ server/restApi.js      │   │ server/mcpServer.mjs      │      │
        │ HTTP/JSON, API-key     │   │ MCP stdio server for       │      │
        │ auth, for any HTTP-    │   │ Claude / other MCP-        │      │
        │ capable agent stack    │   │ compatible agent clients   │      │
        └────────────────────────┘   └───────────────────────────┘      │
                                                                          │
        Human-facing surfaces:                                           │
        ┌────────────────────────┐   ┌───────────────────────────┐      │
        │ cli/index.js           │   │ web/ (PWA)                │      │
        │ Linux/Windows/macOS    │   │ served by server/          │      │
        │ terminal                │   │ staticWeb.js, installable  │      │
        │                        │   │ on iOS/Android home screen │      │
        └────────────────────────┘   └───────────────────────────┘      │

Every send, from any surface, passes through core/limits.js (per-agent spend caps + human-confirmation floor) and core/ledger.js (idempotency, so a retried tool call can never double-pay).

Quick start (any OS with Node.js 18+)

bash

git clone <this repo>          # or unzip the delivered archive
cd agentic-pay
npm install

cp config/.env.example .env
cp config/config.example.json config/config.json
# edit both files — see docs/SETUP_<YOUR_OS>.md for exact values per rail

npm run start:rest     # REST API on :8787
npm run start:web      # PWA on :8788 (optional, for mobile/browser access)
npm run start:mcp      # MCP stdio server (for Claude Desktop / Claude Code)
node cli/index.js rails   # sanity check from the terminal

Hosted (custodial) — skip the setup

bash

# 1. Get your deposit address
curl -H "x-api-key: YOUR_KEY" https://api.aumnium.tech/v1/deposit/address

# 2. Send USDC to that address on Ethereum mainnet

# 3. Claim your deposit once it confirms
curl -X POST -H "x-api-key: YOUR_KEY" -H "Content-Type: application/json" \
  -d \'{"txHash":"0x..."}\' \
  https://api.aumnium.tech/v1/deposit/claim

# 4. Send payments (billed per-call via x402, USDC on Base)
curl -X POST -H "x-api-key: YOUR_KEY" -H "Content-Type: application/json" \
  -d \'{"asset":"USDC","to":"0x...","amount":1,"idempotencyKey":"unique-key"}\' \
  https://api.aumnium.tech/v1/send

Contact team@spacenet.network for an API key. Full endpoint list at https://api.aumnium.tech.

Where to go next

docs/SETUP_LINUX.md
docs/SETUP_WINDOWS.md
docs/SETUP_MACOS.md
docs/SETUP_MOBILE.md — iOS and Android via PWA
docs/AGENT_INTEGRATION.md — wiring up Claude, MCP clients, or any HTTP-based agent framework
docs/SECURITY.md — key management, spend limits, and legal/regulatory considerations — read this before sending real funds

What's genuinely production-ready here vs. what's a starting point

Production-shaped: the policy engine (per-tx cap, daily cap, confirmation floor, address allowlisting), the idempotent ledger, and the unified rail interface.
Starting point, needs hardening for real money at scale: the JSON-file ledger (swap for a real database under load), the static USD price table (wire in a live price feed), and key storage (move from .env to an OS keychain or HSM/KMS for anything beyond development — see core/keystore.js for the extension point).

License

agentic-pay is licensed under the Business Source License 1.1 (see LICENSE). In plain terms:

You can use, modify, and self-host this freely — for yourself, your own organization, or your own agents, including production use.
You cannot turn around and offer it as a competing hosted/managed payments-as-a-service product to third parties without a commercial license.
On 2030-07-14, this version automatically converts to the Apache License 2.0 — fully open source, no restrictions.

Want a commercial license for a hosted/managed offering before then? Contact team@spacenet.network.

Read the full README →View source on GitHub →

Related MCP Servers

View all in Finance & Fintech View all alternatives

Adoption & maintenance

Factual signals from GitHub, npm, and our automated checks — not a rating.

Last commit

2mo ago

Most recent push to the default branch.

Directory activity

1 views

Config copies, upvotes, and views on AllMCPs.

Reviews

No reviews yet — be the first to share how this listing worked for you.

Frequently Asked Questions about Agentic Pay

agentic-pay is a hosted MCP server. Add it as a remote server in your client's config: "mcpServers": { "agentic-pay": { "url": "https://api.aumnium.tech/v1/deposit/address" } }

AllMCPs Directory Badge

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Badge Style:

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HTML Embed

<a href="https://allmcps.com/mcp/agentic-pay"><img src="https://allmcps.com/api/badge/agentic-pay?style=directory" alt="Agentic Pay on AllMCPs" /></a>

Technical Specs & Signals

CategoryFinance & Fintech

6/10 checks healthy over the last 45d

37Quality signal: Fair · 37/100How this signal is calculated ▾

Server availabilityNot measured

Not scored for repo-hosted servers — we can't reach the running server, only its GitHub page. Hosted MCP endpoints are health-checked live.

Verified ownership10/20

Documentation & tools16/30

Adoption & activity2/15

Community engagement0/10

★ Featured

Moxie Docs MCP

MCP & Agent Skills for Automated Documentation, and codebase conventions + context

Explore Server →

Own this project?

Free dofollow backlink: add your website and place the AllMCPs badge on it — no claim needed. We detect it automatically and keep it verified as long as the badge stays live.

Claim & get free dofollow

Share & Embed

Add our SVG badge (dark/light directory styles) or embeddable widget to your site.