Agent Wallet vs Moneo

In-depth architectural comparison of the Agent Wallet and Moneo MCP servers. Compare execution transports, security boundaries, tool capabilities, quality scores, and ready-to-paste client installation snippets for Claude, Cursor, Windsurf, and VS Code.

Which MCP Server Should You Choose?

Choose Agent Wallet when:

• You need dedicated capabilities in the Finance & Fintech domain.
• You prefer local stdio subprocess transport architecture.
• Your security boundary fits: No auth required (Free / Open Source).

Explore Agent Wallet Details

Choose Moneo when:

• You need dedicated capabilities in the Finance & Fintech domain.
• You prefer local stdio subprocess transport architecture.
• Your security boundary fits: No auth required (Free / Open Source).

Explore Moneo Details

Feature & Specification Comparison

Specification	Agent Wallet Finance & Fintech	Moneo Finance & Fintech
Summary	Governed USDC wallet for AI agents — policy gates, spending caps, and Ed25519-signed receipts.	Guarded wallet and trading tools for AI agents: policy rules before every signature.
Category & Scope	Finance & Fintech	Finance & Fintech
Quality signal

Tools & Capabilities Breakdown

Ready-to-Paste Client Configurations

Paste either (or both) of these JSON server blocks into your client config file (e.g. claude_desktop_config.json or ~/.cursor/mcp.json).

{
  "mcpServers": {
    "agent-wallet-2": {
      "command": "npx",
      "args": [
        "-y",
        "agent-wallet-2"
      ]
    }
  }
}

{
  "mcpServers": {
    "moneo": {
      "command": "npx",
      "args": [
        "-y",
        "@moneolabs/mcp"
      ]
    }
  }
}

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